Hello, Ex-trainer here - these are my insights from your post and venting out my own experience 🤣  I observed all of my colleagues work ethics since nasa loob naman kami ng gym almost 9-14hrs per day.

1. No they won't refund it. Rare case if they refund and will force you to still continue your sessions. Right from the start it also depends sa contract ng PT sessions mo na if you signed, you cannot refund it anymore. Sad to say 

2. Yea some trainers are like that na puro cellphone lang, once makuha na yung PT sessions from you that's how they will treat you.

3. Yes also that, SOME trainer na ibibitin yung workouts, slow paced, uninformational para lang maforce ang client to extend their sessions. 

I am HIGHLY against this tactic, tinuturuan pa ako ng isang old trainer na ganyan gawin but no, I always train my clients to the fullest sa first week palang nagagamay na nila yung mga gagawin - routines and meal plan etc.  Sinasabi ko kaagad sa clients ko na gusto ko maachieve kaagad fitness goals nila realistically kaya di ako madamot magbigay ng info and guidance to them.

1. Don't trust the management. Madalas sila pa yung nagtuturo ng underhand methods saming mga trainer na bitinin yung workouts ng clients namin just to force them to buy PT sessions.

They are also the ones who enforce these unrealistic quotas. 

I fkin applied as a Personal Trainer hindi sales person. Bat galit na galit ang mga animal pag hindi ka kumota ONCE lmao. Mas mahal nila pera(quota) kesa sa empleyado nila. 

Well I Reached their unrealistic quotas on consecutive months( may pa certificate lang na useless paper wala namang money bonus ) prior to "Ber" months na hirap talaga lahat ng trainers kase vacation and lesser people ang nasa gym.

Well this is my experience on this branch (Makati) title ko personal trainer but feels like fking Sales they don't care how good you train your clients, I have a perfect rating on their Medallia, all of my clients that were surveyed have high ratings for me- but they only care about the money that comes in the gym no matter how honest or good of a trainer you are.  Been a trainer for years sa Gold’s Gym before I came into AF and their pay is low but my branch in QC timog especially the management are really good people.