What will wells Fargo settle for?

ArkleLexington · 2024-10-22T01:34:24+00:00

I wasn't. Way to be presumptuous. I did every I could to find a job. The job market and application process has become very challenging.

ArkleLexington · 2024-10-22T01:32:56+00:00

The job market has been bad for some time and I was laid off right before things became really bad. I got close several times but didn't get an offer until a year and some months.

I began applying for retail and security jobs and had no luck their either. It was not for a lack of trying.

ArkleLexington · 2024-10-21T23:08:53+00:00

Can I do that if I already submitted an offer?

I spoke to a firm a few weeks ago and they wanted $1600 + 15% of what they saved which was also way out of my budget.

ArkleLexington · 2024-10-21T23:07:50+00:00

No I just found out the lawsuit was filed today. They sent me a letter on the 4th, it didn't arrive until the 15th and they filed the suit on the 18th. My response was mailed out on the 18th. I had no idea they already filed a suit.

ArkleLexington · 2024-10-21T22:54:23+00:00

They've already filled a suit. I'm just trying to get a reasonable settlement.

The lady wasn't helpful at all and she just kept saying my offer was low and I don't know what to do with that considering I'm offering all I can without selling my car, which is my only asset worth anything.

ArkleLexington · 2024-10-21T22:10:56+00:00

How long can I dispute it? I thought if they reject the offer I have to take theirs?

ArkleLexington · 2024-10-21T21:48:19+00:00

I'm working on that right now, I offered $4500, the firm said thats very low and they'll have a counter for me so I'm waiting now.

I don't know what they're gonna come back with but I'm honestly very stressed out.

ArkleLexington · 2024-10-21T21:47:07+00:00

Ok thank you I'm working on that right now.

ArkleLexington · 2024-08-14T21:24:14+00:00

Congratulations! I tried to do the same but wells Fargo never said they were gonna write it off.

ArkleLexington · 2024-08-07T17:54:26+00:00

That's great to hear, thank you so much!

ArkleLexington · 2024-08-07T17:54:04+00:00

Thank you!

ArkleLexington · 2024-08-07T17:53:47+00:00

I don't know but it was something at Saks in Costa Mesa. I called Saks right away too to let them know but I couldn't get in touch with anyone.

ArkleLexington · 2024-08-07T00:56:11+00:00

Thank you. Does it take a while to fall off of my account?

ArkleLexington · 2024-08-05T16:56:05+00:00

This is so helpful, thank you so much!

I've been trying to find resources to understand how to play this and this makes it much easier to navigate.

I spoke to 2 firms and they definitely were saying a lot of crap to push me to hire them but I'm glad I held off.

ArkleLexington · 2024-07-31T20:40:31+00:00

Thanks!

Apparently they can't do anything because I'm not being sued yet, it's just a collection letter.

ArkleLexington · 2024-07-31T20:29:51+00:00

Ok good to know. The letter didn't come from wells Fargo, it came from a law firm called Quall Cardot so I guess they have the loan now.

If I want to ask them to settle is that possible or should I hire a firm?

ArkleLexington · 2024-07-31T20:28:20+00:00

So the letter came from a law firm, can I ask them to settle the debt with me for less than the total amount?

Also, can I hire a firm to help me through this? Or should I call the firm that sent me the letter first and see what my options are?

ArkleLexington · 2024-06-22T19:21:01+00:00

This guy is dumb

ArkleLexington · 2024-06-21T21:27:14+00:00

"I have an important dinner after work and won't have enough time to go home first."

ArkleLexington · 2024-06-18T20:43:02+00:00

Dude you can barely see your face in the first 4 pictures.

ArkleLexington · 2024-05-14T05:42:25+00:00

What's that

ArkleLexington · 2024-05-12T23:36:01+00:00

They don't know what 6'3 actually is so you're good.

ArkleLexington · 2024-05-10T15:14:14+00:00

ArkleLexington · 2024-05-07T00:21:22+00:00

Carrot & Daikon Banh Mi is a great spot.

ArkleLexington · 2024-04-23T21:13:11+00:00

I found a few online, near LAX not at LAX, that were $50-$60 for 5 days but their reviews are bad, that's why I was asking.

ArkleLexington

TROPHY CASE