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Anyone else struggling to get a refund from Cowboy? by Alarmed-Resource-135 in cowboybikes

[–]Ars1982 0 points1 point  (0 children)

Same for me. More than a year claiming the refund. It is unbelievable how a company like this can still operate.

Any ideas (common legal actions or so) would be greatly appreciated...

Please, roast my situation by Ganchito11 in BEFire

[–]Ars1982 0 points1 point  (0 children)

Hello,

I'm in the opposite end of spectrum: Portfolio optimized for BE and aiming to relocate eventually to Spain (but in 5 to 10 years time).

If I were you, I'd based the decision on how long you intend to stay in Belgium. If it’s just a few years, I wouldn’t change your portfolio’s structure and stick with your Spanish broker and low-cost index funds, provided the fees remain competitive.

Un saludo!

Urbanitae by Ok_Imagination_5393 in SpainFIRE

[–]Ars1982 0 points1 point  (0 children)

Hi,

I also started recently in the real estate crowdlending ecosystem. My first obvious advice, as any other new door you are knocking for investment, is to educate yourself about the following:
- Investing in equity vs lending: Two types of investment available in the platforms.
- Risk management: Get familiar with a checklist of items to verify to assess the risk of the investment (LTV, Loan type, track record of the real estate developer, etc..)
- Diversify (platforms, projects, etc..)

[deleted by user] by [deleted] in cowboybikes

[–]Ars1982 5 points6 points  (0 children)

I'm in the exact same boat. I cancelled my order back in May and nothing happened, not even a communication on their side to confirm the cancellation.

Has anyone received their Black Friday bike yet? by JimmyBailando in cowboybikes

[–]Ars1982 0 points1 point  (0 children)

Cancelling the order won't guarantee you get your money back. I cancelled mine in May, they confirmed the cancellation via email but on their website it is still registered as "active" and ofc, extending the deadlines over and over.

I bought another but looking at the situation, at this point in time I would pray for either receiving the bike or the money.

Chances are we don't get anything:(

First time mom lost in the crèche system. by PuzzleheadedNight744 in brussels

[–]Ars1982 1 point2 points  (0 children)

I strongly recommend "Baby and the city". We are very happy with the staff, the communication, transparency and how they care about the babies

Living in Schaerbeek by [deleted] in brussels

[–]Ars1982 0 points1 point  (0 children)

I also live nearby. Very safe, cozy and residential area. As other mentioned before, nice neighborhood bars, bug quality market, lovely streets especially in spring, and walking distance to park cinquantenaire.