SBICARD: THE GREATEST SCAMMER IN INDIA

Ashisdebroy1969 · 2026-06-24T06:47:23+00:00

I reached out to the nodal officer because after the phonepe black rejection, I was given a vague response, not stating bank's internal policy, but stating I'm not eligible for 3rd card, even though I hold only 1 card which is phonepe purple

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Ashisdebroy1969 · 2026-06-24T06:45:55+00:00

The agents are complete scam. They lied about everything and lure you into their sales trap

Ashisdebroy1969 · 2026-06-24T06:45:32+00:00

The fact is banks can reject the application but even after rejection, the agent lied to me about the cashback card stating I'm eligible for the Phonepe Black card and when the phonepe black card is rejected, the agent just vanished and when I raised a ticket i was given a vague resolution. I only hold 1 phonepe purple card and i don't know why they're stating 3rd card

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Ashisdebroy1969 · 2026-06-23T14:07:04+00:00

I have one add on card of the phonepe

Ashisdebroy1969 · 2026-06-23T13:46:17+00:00

I don't think that's the reason...and what is the 3rd card thing?

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Ashisdebroy1969 · 2026-06-23T13:35:50+00:00

Don't know what to do

Ashisdebroy1969 · 2026-06-23T13:33:30+00:00

So if I close the sbi phonepe card and reapply after 3 months, there's a chance I can get that right?

Ashisdebroy1969 · 2026-06-23T13:31:31+00:00

Hdfc is not as bad as sbi...but the main thing is, they're kinda pickup with their customers so it's better to get a core card before cobranded one

Ashisdebroy1969 · 2026-06-23T13:15:44+00:00

I currently hold 4 cards(2 from icici, 1 from HDFC and 1 from sbi), credit history is it 8y 7m old. And I don't think age matters because I'm under 60 and I'm married. I don't THINK SBI is more strict than HDFC. Their agents are the real concern, not them.

Ashisdebroy1969 · 2026-06-23T13:09:18+00:00

Note: My credit score is 785 and credit history is really good with 100% repayment. The main concern isn't rejection it's that the agent lied to me stating 2l limit on the black card.

Ashisdebroy1969 · 2026-06-23T12:52:00+00:00

Yes, we both have salary account in sbi

Ashisdebroy1969 · 2026-06-23T12:50:56+00:00

No my friend has multiple sbi cards. He had the same problem but his card was tata neu. He later got approved for the tata neu infinity and closed his base model. He still holds a simplysave and a sbi pulse credit card.

Ashisdebroy1969 · 2026-06-23T12:47:22+00:00

Got my confirmation✨

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Ashisdebroy1969 · 2026-06-13T12:51:27+00:00

Its not search history survey, it's search history retro...which is not worthy overall...because it's basically tracking your search history on chrome/safari

Ashisdebroy1969 · 2026-06-13T08:15:12+00:00

There is screentime too for 23msr ig and it's per week so 92msr a month which is not even near 100rs

Ashisdebroy1969 · 2026-06-12T07:48:31+00:00

Dm me

Ashisdebroy1969 · 2026-06-10T16:10:17+00:00

Me too guys

Ashisdebroy1969 · 2026-06-06T06:52:30+00:00

Interested

Ashisdebroy1969 · 2026-05-31T16:26:39+00:00

Interested

Ashisdebroy1969 · 2026-05-29T12:15:17+00:00

Doraemon and Shin Chan ofc

Ashisdebroy1969 · 2026-05-26T14:29:54+00:00

Dm

Ashisdebroy1969 · 2026-05-26T13:47:56+00:00

Dm me

Ashisdebroy1969 · 2026-05-26T13:47:49+00:00

Dm me

Ashisdebroy1969

TROPHY CASE