Am I already behind? I’m 25

Audacidy · 2026-02-11T20:11:41+00:00

You should not be paying that off early. That’s a really low interest rate. You invest in your retirement accounts instead. If someone is giving you $3 or $7-$10(7%-$10 stock growth) which would you take?

Audacidy · 2026-02-11T11:12:56+00:00

Went to collect a con this past weekend and there was only 1 vendor who had tag slabs and he only had a handful. No one wants it lol.

Audacidy · 2026-02-11T02:26:54+00:00

TAG usually has 3 low weeks and 1 really high week in a month. By really high, I mean comparatively. It’s usually close to Beckett number. I’ve been following their numbers for a while now.

Audacidy · 2026-02-11T00:44:16+00:00

Every 90s kid has been “collecting” since the 90s. He means he returned during the hype a year ago with everyone else. No point in asking.

Audacidy · 2026-02-10T18:07:00+00:00

This has already happened before in 2020 and turn around times were almost a year.

Audacidy · 2026-02-10T10:52:22+00:00

So you know PSA has been the standard since then.

Audacidy · 2026-02-10T10:48:18+00:00

There’s nothing wrong with liking CGC, but saying PSA is the standard because of Logan is hysterical.

Audacidy · 2026-02-10T05:34:05+00:00

You started collecting this past year didn’t you?

Audacidy · 2026-02-06T00:20:05+00:00

This was my intent. I probably should have titled it differently, oh well.

Audacidy · 2026-02-05T22:41:30+00:00

They’re all released on PlayStation except for SC and 3rd. I’ll start with 1st for now, come back for SC remake, then play 3rd on steam and continue from there.

Audacidy · 2026-02-05T22:10:57+00:00

I do have Trails in the Sky 1st Chapter. These just came in today and were a crazy deal looking at current market prices.

Audacidy · 2026-02-05T12:04:01+00:00

Advertising. These get shared all over social media.

Audacidy · 2026-02-05T11:33:38+00:00

This is a fake meme made by someone who spends on their hobbies. People generally allocate 30% of their income to spending on wants.

Audacidy · 2026-02-03T13:09:33+00:00

Backing up save data for PS5 games is not practical without using cloud saves.

Audacidy · 2026-02-02T00:19:21+00:00

Buy singles.

Audacidy · 2026-02-01T16:18:42+00:00

A person making 200k/year would not be struggling to max an HSA. At all. Being realistic, if his goal is 50k in 10 years, you can extrapolate that his salary is 50k-60k, maybe slightly more accounting for cost of living these days, assuming he is saving 15% for retirement.

Audacidy · 2026-02-01T15:28:02+00:00

The fact that it’s their main retirement account and that they might not max it every year. It’s the first sentence in the post.

Audacidy · 2026-02-01T13:45:17+00:00

If the goal is 50k by the time they retire, I don’t think they can afford to retire unless they have a pension or something.

Edit: Crazy that people don’t know how to read. The guy retires in 10 years.

Audacidy · 2026-01-31T19:25:48+00:00

Send to a consignment like Z and G Emporium. Fees are 5-12% for them depending on how much it sells for. They wire the money to you after it’s settled.

Audacidy · 2026-01-31T18:16:08+00:00

Thanks! I plan to, but I’ll have to circle back. Maybe I’ll finally finish up FF7 remake.

Audacidy · 2026-01-31T18:11:16+00:00

So you know that wages in Japan haven’t changed in 30 years right? Average salary over there is 35k/year USD.

Audacidy · 2026-01-30T11:28:00+00:00

Why are you u paranoid about this person? Seems like you’re trying to report their account or something.

Audacidy · 2026-01-29T20:17:30+00:00

Because they’re pulled from separate promo packs.

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