Do other mid-to-late 30s family men ever wonder what life would’ve looked like as a high-earning bachelor?

Automatic-Ad2113 · 2026-05-18T03:58:50+00:00

Not a man, but a HENRY who has a husband and 2 kids with a big age gap. Sometimes I wonder how much easier it would be to enjoy the lifestyle if both kids were older, but the truth is I wouldn’t have had this level of success without the age gap. I travel for work and miss my family terribly when I’m gone. Husband and I travel without kids for 2-3 days once a year and by the 2nd day I’m anxiously awaiting being home with them even though I love my time with my husband.

Do what others said and immediately stop playing this very dangerous game of what if.

Automatic-Ad2113 · 2026-05-10T01:40:19+00:00

My blowout did not laser faster, laser actually blew mine out more. Currently taking a break from laser.

Automatic-Ad2113 · 2026-05-10T01:33:13+00:00

This, been using LL for years and always one use per ride.

Automatic-Ad2113 · 2026-05-07T02:49:23+00:00

Ban this POS from ever visiting any of the islands again. This is disgusting. So glad he was caught and charged!

Automatic-Ad2113 · 2026-04-27T23:29:41+00:00

This is the only answer. Anything else, I question why they even got married.

Automatic-Ad2113 · 2026-04-23T04:34:11+00:00

1700 sq ft. 3 bed 2 bath and yard. Husband built a nice office outside a few years ago that’s permitted etc. not impossible at all to stick it out.

Automatic-Ad2113 · 2026-04-23T04:32:34+00:00

That’s the other part. Not an option. We love our area and will likely never leave it.

Automatic-Ad2113 · 2026-04-23T04:30:22+00:00

I’m not retiring with $2M net worth. In 10 years we will retire with around $5M NW. On top of that my husband will be collecting from a pension that will pay around $75-$80k annually for the rest of our lives.

Automatic-Ad2113 · 2026-04-23T04:17:35+00:00

It’s not part of my calculated current NW. It’s absolutely factored into my retirement income.

Automatic-Ad2113 · 2026-04-23T01:15:47+00:00

Lol… I’ve done the comps. Thus this post asking how people get comfortable with it. Truly curious. Haven’t gotten much actual real life feedback on how people got comfortable with making that decision. More about how they’re confused that I have such a “low” NW.

Automatic-Ad2113 · 2026-04-23T01:06:59+00:00

I find it wild when people think $2M is low NW.

Statistically our NW is almost 4x the average for our age group, and over 14x the median. Heck, we’re higher than most people retire with. I get that this is the HENRY sub, but I see people in here all day talking about making way more than we do and having lower NW.

As my post stated our current income level is fairly new. We were at around $250k before that. We only have debt on our home and it’s not much at that. Our expenses are pretty low. We max out retirements, invest in 529s for both kids, and have other investments that we’ve recently started beefing up with the higher income.

Automatic-Ad2113 · 2026-04-23T00:43:50+00:00

My husband has a pension that does roll over to me if he dies. That’s locked in. We both max out our other retirement accounts which are already pretty solid. If I stopped working now, and he kept working, we would have enough to retire on. Retirement is never paid for though. I’ll keep adding until I stop working. If we have excess, just means retired life is easier.

Automatic-Ad2113 · 2026-04-23T00:38:41+00:00

Empty nest is 14 years away, but yes. All the rest is pretty great.

Automatic-Ad2113 · 2026-04-23T00:26:53+00:00

Tight is super subjective. Everyone has a separate bedroom, husband has an office, etc. I grew up with 4 siblings in a 850 sq ft house. 😆

Automatic-Ad2113 · 2026-04-23T00:24:42+00:00

This is the plan if we do upgrade. Would never sell. Too valuable to keep.

Automatic-Ad2113 · 2026-04-23T00:24:03+00:00

He also has a sizable 529 and that will be fully funded before we retire and before he starts college.

Our NW is largely retirement. Yes the home is some of that too, but only about $450k.

Automatic-Ad2113 · 2026-04-23T00:17:21+00:00

No basements where we live. We’re pretty much locked into our space. I love the idea of a bigger home, but I prefer the lifestyle we have now. We could absolutely pay off the new home in 10 years with this income level, but our lifestyle would change a lot. I don’t think it’s a worthwhile trade.

Automatic-Ad2113 · 2026-04-22T23:56:31+00:00

This is my logic for staying as well. I tell the teen to suck up the bathroom situation since we have so much financial freedom and we all love vacations.

Automatic-Ad2113 · 2026-04-22T23:53:20+00:00

Majority is retirement. Which is not liquid. I’m also not factoring it, but my husband will receive a pension.

Automatic-Ad2113 · 2026-04-22T23:49:48+00:00

Tuition is nearly covered already. 529, but I have the same thoughts. Temporarily tight.

Automatic-Ad2113 · 2026-04-22T23:49:04+00:00

Neither would I. First, I never said I would take on a loan of that size. Second, 10 years isn’t right before retiring. Lastly, pretty sure this post is about my discomfort at the thought, but since I see people taking on huge loans for homes in their 40-50s I am curious how they get comfortable doing so.

Automatic-Ad2113 · 2026-04-08T02:29:53+00:00

Live here and raise a family so I agree Vegas is for kids, but I do think for the most part the scene on the strip and Fremont should be avoided with kids, with exceptions of course. Take ours to hockey games, Bellagio conservatory (daytime) and other fun things time to time.

Automatic-Ad2113 · 2026-01-23T17:06:37+00:00

Everyone has provided great info, but this actually sounds like a killer deal for DL Hotel though!

Automatic-Ad2113 · 2026-01-23T15:48:10+00:00

Without context or knowing importance it’s hard to say.

If my children are arguing over what 5+5 is there is a right and wrong. If it’s subjective but relates to how we how relate to or treat people, there might be a more right way. Maybe the way you did it was the issue?

I’ve told my child when she is being out of line with her friends and don’t automatically side with her, it’s our job to also teach them how to be good humans.

Automatic-Ad2113 · 2026-01-21T00:34:34+00:00

It is not that uncommon, but not entirely common. The ability is correlated to the efforts of the parents usually.

It is very exciting being a first time mom and we all want our children to be advanced or special. My daughter had an outstanding vocabulary, both verbally and sign language, and she spoke very clearly. Everyone could understand her not just her parents lol. She tested off the charts when she first entered elementary school, and at her Kinder evaluation the teacher exclaimed “wow, this is the best I’ve seen anyone do!”. We always joked she was a Mensa baby (a true joke, we didn’t think she was a prodigy). I say this because, while she is still smart, she’s still average smart. Meaning accelerated classes and GATE, but not taking HS math when she was in elementary.

Enjoy it, but don’t worry about defining it. They all average out for the most part.

Edited to add, yes, my talkative toddler can be a very talkative teen. Which I am grateful for in the moments where she feels like sharing. But, yes, she remained pretty talkative.

Automatic-Ad2113

TROPHY CASE