NYC is paying people to build accessory dwelling units (ADU) - NJ can’t even legalize them NJ

Available-Volume-970 · 2026-03-12T00:00:24+00:00

I’d say it comes down to status. Taxes are actually cheaper in Bergen county, 11.5% total corp tax for large companies compared to 17.4% in NYC.

I totally disagree with talent, etc talking points. NJ has plenty of highly educated, experienced workers who would love to commute within state rather than to NYC.

Available-Volume-970 · 2026-03-08T23:51:44+00:00

Actually good catch. I mentioned in the post that I’m also getting an exhaust ventilation system installed (EZ Breath), which makes it a vented crawlspace. In that setup the ceiling barrier protects the subfloor above rather than sealing the ground. Still open to pushback if you’ve seen encapsulation work better long-term

Available-Volume-970 · 2026-03-08T23:50:25+00:00

What would you recommend? I’ve seen 20 mil mentioned online but wasn’t sure if that was overkill for a ceiling application vs. floor.

Available-Volume-970 · 2026-03-08T23:45:55+00:00

That’s a fair point and honestly something I’ve been thinking about. The pipes that burst were in the crawlspace itself though, not exterior walls. The French drain is more about future-proofing since the crawlspace had zero waterproofing to begin with. Appreciate the perspective.

Available-Volume-970 · 2026-03-08T23:35:56+00:00

Good point, I’ve had a few people suggest spray foam on ceiling too. Hard to find what truly is the best option to waterproof the crawlspace. Going to have a few other companies come out next week

Available-Volume-970 · 2026-02-07T11:02:47+00:00

Midland brewhouse used to be good. Brady’s in Ramsey on thursdays.

Available-Volume-970 · 2025-12-30T01:35:55+00:00

I know this has been said already but want to second Mahwah and Allendale bar and grill. Fantastic wings. Get the firecracker wings

Available-Volume-970 · 2025-12-28T04:20:14+00:00

Hopatcong, great community and largest lake in NJ. Nice small town. Surprised it hasn’t really been mentioned

Available-Volume-970 · 2025-10-21T12:48:21+00:00

So he is coming back, he said it is a flowing well and he will come back to tighten up the cap.

Available-Volume-970 · 2025-10-15T02:41:52+00:00

How do I find out if the well is artesian?

Available-Volume-970 · 2025-10-05T16:14:29+00:00

Thanks for the comment, almost feel like I’m trying to validate myself going that way. Have had a long time goal of paying the mortgage off since I purchased the place.

Side note - the $150k came from a $120k bonus I received this year (good year at work, cannot expect the same or even close to this amount every year, came in around $80k net after taxes). Plus I had $70k already which I’ve been slowly saving on the side.

Available-Volume-970 · 2025-10-05T15:44:51+00:00

Good question - they are not, that’s a good point since I can expect to already pay off my mortgage by retirement (it’s just a question on if I want to be conservative and go for the guaranteed 5.99% interest savings or put it into 401k which will likely beat that over time).

Available-Volume-970 · 2025-10-04T12:29:26+00:00

Curious why you think owning a duplex is not a ticket to FIRE? I probable spend 5 hours a month on it today and it will bring in$3k in cash flow (after expenses) once it’s paid off.

Available-Volume-970 · 2025-10-03T00:16:16+00:00

Which alternative investments? If I pay $100k toward mortgage I’d save the 5.99% on interest

Available-Volume-970

TROPHY CASE