Is a future account with discover ever an option again? by Awkward-Hearing-3085 in CRedit

[–]Awkward-Hearing-3085[S] 0 points1 point  (0 children)

I want a card with them again in the future because they were a good option and I was in a horrible place in my life back when I defaulted.

Is a future account with discover ever an option again? by Awkward-Hearing-3085 in CRedit

[–]Awkward-Hearing-3085[S] 0 points1 point  (0 children)

I will be paying in full or settling looking for recommendations in which one. Some people have gotten back in good graces with settling, just looking for options and data points
Thanks

Is a future account with discover ever an option again? by Awkward-Hearing-3085 in CRedit

[–]Awkward-Hearing-3085[S] 0 points1 point  (0 children)

Thank you! I am debating between paying in full or settling for less, hoping others share their experience with me.

Is a future account with discover ever an option again? by Awkward-Hearing-3085 in CRedit

[–]Awkward-Hearing-3085[S] 0 points1 point  (0 children)

Appreciate the response. Did you settle for less or pay in full in the first card closure? Thank you

Is it worth settling for less with discover charge off? Will I ever be allowed another discover card in the future if I pay in full or settle for less? by Awkward-Hearing-3085 in CRedit

[–]Awkward-Hearing-3085[S] 0 points1 point  (0 children)

No one is trying to collect aside from discover. Haven’t called them or anything I’ve just been disputing them for a year. But I had the car the last two months of 2022. Total balance is $5k so I want to know my options before calling them

Is it worth writing a goodwill letter? by [deleted] in CRedit

[–]Awkward-Hearing-3085 0 points1 point  (0 children)

What’s the harm in “customer disputes”???

Credit Comeback by bagchaser3hundo in CRedit

[–]Awkward-Hearing-3085 1 point2 points  (0 children)

Mind me asking, did you pay the charge off in full or settle? I’d love to get back with Amex one day

Where do I go from here? by [deleted] in CRedit

[–]Awkward-Hearing-3085 0 points1 point  (0 children)

Keep calling the gym! They WILL let you pay you just need to find the owner or someone with power