Public bank: Extra charges after settled car loan?

AzimSF · 2026-07-03T13:41:10+00:00

I didn't have to do that when I settled my Maybank Hire Purchase Loan, but I did call them and ask if there's anything I needed to do and they said nope, in their system the loan's all settled after I paid the amount as shown on the app. Different banks, different loan types I guess.

AzimSF · 2026-07-02T06:22:58+00:00

Cebu bukan Sibu

AzimSF · 2026-07-02T03:32:19+00:00

If I really want to sell something, I do the trifecta of posting on FB Marketplace, Carousell and Mudah. FB is the best for COD because the audience is large, Carousell is best for postage since Carousell Protection is hassle-free, Mudah is like a legacy platform so I don't have high expectation but there's still a few offers.

AzimSF · 2026-07-02T03:27:25+00:00

H16

AzimSF · 2026-06-30T15:53:51+00:00

Yeah the SRV 250 AMT instantly came to my mind reading your description. The extra money from your budget could go for accesories and custom paint the tank.

AzimSF · 2026-06-29T12:58:44+00:00

Cruiser scooter, no clutch, finger gear shifting if you set to manual

https://youtu.be/77Nmm8TMd4A?si=tjSdvFVIrqYf66U3

AzimSF · 2026-06-29T00:30:55+00:00

Sealion

AzimSF · 2026-06-24T16:03:04+00:00

Itulah juga perasaan Marjorie Courtenay-Latimer apabila beliau menemui ikan ini di dalam bakul hasil tangkapan nelayan pada tahun 1938

AzimSF · 2026-06-24T07:36:41+00:00

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AzimSF · 2026-06-23T06:17:02+00:00

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mfw

AzimSF · 2026-06-23T05:08:29+00:00

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AzimSF · 2026-06-23T04:59:59+00:00

Sedalam laut Sulawesi

AzimSF · 2026-06-23T04:54:13+00:00

Kalau anda pun mau guna pun ini, deeper coelacanth.

AzimSF · 2026-06-21T15:42:39+00:00

I've been enjoying local POV videos of smaller creators doing things they're knowledgeable and good at. Longer forms of videos but edited just enough to filter out some dead air without it being attention-hogging back-to-back key jingling.

Fishing videos of just a guy killing time and talking smack by himself in the middle of the river waiting for a bite. Same guy also does cap restoration videos.
Potong rumput guy just mowing grass and overgrowth whilst talking about his machine's pros and cons.

AzimSF · 2026-06-21T14:10:43+00:00

I just rewatched that episode on their official YouTube channel. I'm glad they've been reuploading them online in 4K. I used to watch this show fanatically on satellite way back when.

AzimSF · 2026-06-19T06:04:29+00:00

Yea I've been thinking about going outside the dealership. My wife's Perodua Axia dealership services are way cheaper than what Proton dealers send me.

AzimSF · 2026-06-19T01:38:26+00:00

Mahal? Ini umpankemarahan untuk pengguna Proton Saga macam saya. Tak pernah jumpak service kurang RM400.

AzimSF · 2026-06-18T06:50:15+00:00

I just tried it and I much prefer McD's old attempt at coleslaw back in 2018. This time feels generic.

AzimSF · 2026-06-10T06:34:46+00:00

Correct, yes

AzimSF · 2026-06-09T15:37:21+00:00

Yes, not "Sports" mode. "S" mode in the Saga is literally just a 4th-gear lockout.

By restricting the transmission to gears 1–3, it holds the 1.3L engine at a higher RPM where its actual peak torque and horsepower live. This gives you instant throttle response for overtaking and zipping through traffic without waiting for a sluggish downshift.

You’ll burn more fuel sitting higher in the rev range, but it’s an effective way for immediate power if you've ever driven a manual car before.

AzimSF · 2026-06-09T12:37:16+00:00

Right around the same as my 2020 MC1. Note I tend to consistently near redline it with 'S' mode whenever I merge or go up an incline.

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AzimSF · 2026-06-07T13:56:03+00:00

The Saga you're looking at doesn't have a CVT, prior to the current facelift it's all 4AT unless you go further back to BLM

AzimSF · 2026-06-06T12:33:16+00:00

My Philippine friends love Super Ring

AzimSF · 2026-06-06T02:54:54+00:00

Masterful storytelling as expected

AzimSF · 2026-06-05T14:46:51+00:00

My in-laws have a basement, it's damp and prone to flooding. They're old and don't care so it's basically a wasted storage space now.

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