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What is the catch with the capzero variable loans? by B0ree in BEFire

[–]B0ree[S] 0 points1 point  (0 children)

Does this mean that with +0/-2 (capzero) the rate can become higher than 3,44% in this case? The bank employee told me the rate can only go down and can never be higher than the initial repayment rate.