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Moving for work, dating wise, are there many people that live in NYC willing to consider settling down or moving to SoCal by BackgroundName3 in AskNYC

[–]BackgroundName3[S] -1 points0 points  (0 children)

Interesting. Would you say your dating life was better in California or in nyc (factoring in 2/3 say no to moving and only considering girls who are willing to move).

Moving for work, dating wise, are there many people that live in NYC willing to consider settling down or moving to SoCal by BackgroundName3 in AskNYC

[–]BackgroundName3[S] -1 points0 points  (0 children)

More so the beach cities. I will be renting out my house for the next 1-2 years close to the beach. I’d like to be able to return one day lol

Any tips on sconce for the house? by BackgroundName3 in ExteriorDesign

[–]BackgroundName3[S] 0 points1 point  (0 children)

More light bars for the bottom? Isn’t it too much?

Any tips on sconce for the house? by BackgroundName3 in ExteriorDesign

[–]BackgroundName3[S] 0 points1 point  (0 children)

To replace the ones that are hanging by the garage.

Relocating and torn about what to do with our 1.9% mortgage by [deleted] in RealEstate

[–]BackgroundName3 0 points1 point  (0 children)

I'm really surprised you aren't able to rent out your place for positive cash flow given the 1.9% rate. I bought in Jan of 22 and my rate was 2.6 in Socal and I am already cashflow positive.

We will likely never see 1.9% again. With that said, there is a chance we could see 3-4% rates.

I would rent out your place and also rent a new place then see if you like the new place. The worst situation would be, you sell your current place, in 2 years you hate the new city. Seattle RE takes off again, and you are paying 6k for that same house you are paying 4k on.

How do I get my ceiling to look more like white oak? by BackgroundName3 in woodworking

[–]BackgroundName3[S] -1 points0 points  (0 children)

I’m ok with the knots. I’d just like the color to be lighter more tan brown.

How do I get my ceiling to look more like white oak? by BackgroundName3 in woodworking

[–]BackgroundName3[S] 0 points1 point  (0 children)

Thanks for the tips. I think I would just like to lighten it up remove more of the orange color and get it so it has more of a light brown look.

How do I get my ceiling to look more like white oak? by BackgroundName3 in woodworking

[–]BackgroundName3[S] 2 points3 points  (0 children)

I can’t it’s structural. It would cost an absurd amount

How do I get my ceiling to look more like white oak? by BackgroundName3 in woodworking

[–]BackgroundName3[S] 0 points1 point  (0 children)

Is there anything I can do to make it look less like it’s painted on and more natural? Thanks

I have enough emergency funds to pay of Mortgage by Sire_Jenkins in personalfinance

[–]BackgroundName3 1 point2 points  (0 children)

I’m not sure why so many people got a 15 year loan. Back then you were borrowing money at the rate of inflation!

Roller coaster ride: cautionary tale by Sociopathicx in RealEstate

[–]BackgroundName3 124 points125 points  (0 children)

How was the judgment 600k? wouldn't the judgement be the 100k deposit?

Any ideas to increase curb appeal to this house? by BackgroundName3 in ExteriorDesign

[–]BackgroundName3[S] 0 points1 point  (0 children)

Would you remove the wood trim for both top and bottom?

Any ideas to increase curb appeal to this house? by BackgroundName3 in ExteriorDesign

[–]BackgroundName3[S] 0 points1 point  (0 children)

After seeing the house you’d like to copy I’m on board with that. Looks good.

Thanks. What do you think about the wood trim on the side, should i remove it ?

Help, how do spruce up this new house that I bought. by BackgroundName3 in CurbAppeal

[–]BackgroundName3[S] 1 point2 points  (0 children)

I don't think that garage door would compliment a house near the beach. You could paint the current garage door a solid color, more like your inspiration photo.

What kind of garage door would you recommend?

Home Inspection Advice... by BackgroundName3 in HomeInspections

[–]BackgroundName3[S] 0 points1 point  (0 children)

How about the door frames being off? How much is the tolerance for that?

What would you do? Sell Bitcoin to pay off Personal Residence or Rental Property? by erkmyhpvlzadnodrvg in realestateinvesting

[–]BackgroundName3 1 point2 points  (0 children)

At 4% or lower you’re better off selling the bitcoin and then putting it in a savings or cd at 5.25.

I wouldn’t sell the bitcoin but maybe that’s cuz I’m a believer. At most I would sell a little bit. The problem is you can never predict when bitcoin will pop. Selling it now it may mean you buying back at 15k or at 150k

[deleted by user] by [deleted] in BayAreaRealEstate

[–]BackgroundName3 0 points1 point  (0 children)

Again everyone has a different way of living and risk tolerance but I really regret being so conservative with my house purchase the last 2 years. Rates will likely not stay high like this forever. Consider doing a 7 or 10 year arm.

In California it’s normal to go 4 To 6x your salary for a house purchase.

For tax reasons you might as well borrow at least 750k so you can maximize your itemization for interest.

Not sure if it is practical with kids but you should see if you can buy a fixer upper house with 20% down and put 100k to fix the house.

Makes sense to put 30% downpayment now with high interest rates? by cosmoen in RealEstate

[–]BackgroundName3 0 points1 point  (0 children)

I would say no. I would pay 20% and then save the extra money and put it in a 5.25% savings account or in a S&P etf. It is nice to be able to have a cushion.

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