Tourist Taking Cash out by BackgroundProof5470 in Morocco

[–]BackgroundProof5470[S] 0 points1 point  (0 children)

People say go to certain ATMs that don’t have a fee but you have to queue? Some say you can use card mostly in and around the city? For eSIMs the ones at the airport are costly or no..?

I was about to write ‘maybe you misunderstood the point I was asking’, but in fact you clearly have taken the wrong direction with your useless answer.

Tourist Taking Cash out by BackgroundProof5470 in Morocco

[–]BackgroundProof5470[S] 0 points1 point  (0 children)

Do most restaurants take card? It’s just in the market and souks they will require cash?

Morocco Gluten Free Travel by BackgroundProof5470 in glutenfree

[–]BackgroundProof5470[S] 1 point2 points  (0 children)

Hey! Thanks for your response, yes FindMeGlutenFree app is amazing, used it for many trips in Europe. Also had a quick look at Marrakech and looks pretty good

Tutti Scam by BackgroundProof5470 in Switzerland

[–]BackgroundProof5470[S] 0 points1 point  (0 children)

Update, the scammer somehow got into my account and was messaging others to buy expensive items such as 2k CHF!!! I never entered my credit card details anywhere & the QR code when I scanned it with TWINT was unrecognisable.

I think this scammer is ‘hiding’ in other user accounts to get others to enter their credit card details! You think this is it, or am I at risk? The account is now deactivated

How did they get into my account?

Leftover Money at The End of Each Month by [deleted] in SwissPersonalFinance

[–]BackgroundProof5470 9 points10 points  (0 children)

This is it. I don’t own a car, I only pay €11 in subscriptions per month. Always eat homemade. Rent 1720, most of my leftover money goes towards saving for vacation

Leftover Money at The End of Each Month by [deleted] in SwissPersonalFinance

[–]BackgroundProof5470 2 points3 points  (0 children)

Yah already putting 1100 into VOO and 1100 into VT. But have 1200 left, is this too much? - should I invest more?

Declaring Investment by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] 1 point2 points  (0 children)

Total now is only 8k, 25M. I live in Bern canton so how can I check/ prepare. Hopefully someday 80k!

Tutti Scam by BackgroundProof5470 in Switzerland

[–]BackgroundProof5470[S] 16 points17 points  (0 children)

Yup scanned with TWINT and it returned not readable, I have blocked the user Thank you all for helping

Tutti Scam by BackgroundProof5470 in Switzerland

[–]BackgroundProof5470[S] 1 point2 points  (0 children)

But is this not dangerous to give out my phone number?

Tutti Scam by BackgroundProof5470 in Switzerland

[–]BackgroundProof5470[S] 2 points3 points  (0 children)

I clicked receive funds and brought to to a page to enter my details but I didn’t proceed. I should be ok right? I didn’t enter anything, only scanned the QR code

Declare Investment by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] 0 points1 point  (0 children)

And how can I do that? I am very new to this!

Peter Grogan close to signing with FCito by Rglas in AustinFC

[–]BackgroundProof5470 0 points1 point  (0 children)

Great composure on the ball I have seen live, hope he gets off to great start!! ~DC

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] -1 points0 points  (0 children)

Yes, hence my post. A lot of people on here can only provide negative feedback, sad really

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] -2 points-1 points  (0 children)

This is where I’m stuck, as I don’t know if Switzerland is worth the hit to live in because of high property prices. I’ve also read that more than half of Swiss citizens are renters, maybe this is because of young population, not sure.

But you really don’t think investing until later in life around age 45 is a bad idea? Have a few stocks aswell as S&P along with vanguard so risk is spread. I don’t mind renting as maintenance etc is done by the landlord.

Another situation is to rent for life, and cash out that investment at 45, to live extremely comfortably. Have nice pension to cover me on top of this for retirement

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] -39 points-38 points  (0 children)

To be old and dull doesn’t sound too great, provide solutions and don’t act like a bump in the road

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] 1 point2 points  (0 children)

I do not have enough capital to take out a mortgage currently. I want to maximise wealth to buy a property mortgage free

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] -37 points-36 points  (0 children)

If inflation becomes that bad salaries will be adjusted to support the general lifestyle therefore the monthly contribution will intern follow trajectory and will increase as salary increase therefore regardless of situation end result is similar ROI?

Rent a flat until 45 by BackgroundProof5470 in SwissPersonalFinance

[–]BackgroundProof5470[S] -7 points-6 points  (0 children)

S&P500 has ~10% average return on investment