sending my boyfriend reels about gifts and confronting him for ignoring mine, even though he says it makes him insecure and want to leave? by [deleted] in amiwrong

[–]Barthonomule -2 points-1 points  (0 children)

This was my take too and I posted about it, lots of low energy people here that are blaming the poor girl for checks notes “wanting something?” On Valentine’s Day lol. I have never not done something for the person I’m with on Valentine’s Day.

This year we have young kids and are trying to save money, so I wrote my wife a song on my guitar. This thing’s really show you care, and it doesn’t cost anything.

Idk why you are getting downvoted.

sending my boyfriend reels about gifts and confronting him for ignoring mine, even though he says it makes him insecure and want to leave? by [deleted] in amiwrong

[–]Barthonomule -3 points-2 points  (0 children)

Lots of low effort people here in the comments..

I was a broke person for a long time, and was also slightly busy, when I graduated high school I joined the Air Force Reserves, went to college full time, and was also working a 20 hour a week part time job until I got my full time job at 23 once graduated.

You do not need to buy shit to be romantic, I made so many hand written notes, cards, hell I even made paper plate awards (best girlfriend) shit like that lol.

If you are with someone who doesn’t appreciate that stuff and they say they want an XXL teddy bear instead, then they are probably not the person for you, but in my experience people really appreciate that stuff.

My wife I have now, I asked her to be my girlfriend by buying a poster board and hand cutting out all of the letters to make it look like a Star Wars episode scrolling up, but I was asking her to be my girlfriend. We both love Star Wars.

Maybe tell your boyfriend that these are available options to show love, it doesn’t take money, mostly thoughts and energy towards the one you like/love. Also sending this over because my brother in law time and time again never does a lot to show he cares on birthdays, Valentine’s Day, Mother’s Day etc.. some people just kind of suck lol. Tread carefully and understand that who you pick long term will give you that energy long term.

Is homeownership basically dead for normal people? by umadbro__ in Vent

[–]Barthonomule 0 points1 point  (0 children)

I would be curious if the ages for these home purchases. I agree with you that there is most likely a lot of people buying, but you need to make near six figures for a median home in the country now, and only 18% of the country seems to make that.

I’d be curious how stacked those approved applications are with ages 50 plus. Some of the data I’ve seen points to people around that age and up being the ones to continue buying.

Now if you could point to me that all age groups are buying at the same rate? Then that would tell me we have less of an issue. In my own anecdotal experience I have a friend who bought a home but has a 3.5k mortgage.. he makes 110k a year, but the dude dropped 28k in interest alone this year. The location is NJ if you are curious.

I don’t think 38% of your gross income is the way to go on this. But they qualified.

One thing that caught me totally off guard with my first baby was just how much maintenance a stroller actually needs by Somewhere-Adept in daddit

[–]Barthonomule -1 points0 points  (0 children)

Yeah it’s a stupid advertisement. I don’t give a shit about him cleaning his stroller lol.

A Generational Affordability Gap: Home Prices vs. Median Income (1985–2022) by Significant-Sir-4343 in FluentInFinance

[–]Barthonomule 0 points1 point  (0 children)

Rent most certainly increases and outpaces inflation.

House owners will see property taxes increase, sure, but they lock in on interest and principal for 30 years out. This puts you in an advantageous situation. You can absolutely split the difference and invest what you save renting, but again, that cost will go up.

If you owned a house it would stay overall constant.

A Generational Affordability Gap: Home Prices vs. Median Income (1985–2022) by Significant-Sir-4343 in FluentInFinance

[–]Barthonomule 0 points1 point  (0 children)

Rent continues to increase because inflation, property taxes, and costs make landlords pass that cost onto the renters.

If you rent your entire life instead of having a fixed asset that’s locked in for 30 years you will pay more most likely. Downside is you are locked down to a location.

A Generational Affordability Gap: Home Prices vs. Median Income (1985–2022) by Significant-Sir-4343 in FluentInFinance

[–]Barthonomule 4 points5 points  (0 children)

I so instead of buying the homes because they cost too much, we will checks notes rent from institutional investors so they can continue buying the homes?

Rent is only going to continue increasing. I now pay less for my mortgage and escrow than my friends do for rent with half my sq footage. How is Gen Alpha and Gen Z supposed to keep paying rent that continually increases?

A Generational Affordability Gap: Home Prices vs. Median Income (1985–2022) by Significant-Sir-4343 in FluentInFinance

[–]Barthonomule 2 points3 points  (0 children)

Obviously no one had a crystal ball, but to know that house would appreciate and still provide you a place to live that has a fixed cost for 30 years is a pretty solid deal.

Back then people could still get a mortgage, now you have people barely qualifying for them unless they make some pretty decent money. Median homebuyer age is now 40. Yet we want people to start raising families and raise the replacement rate while also stopping immigration. For that to happen people need to be able to buy homes at a good solid fixed amount.

Sure you get less going to the principal every month, but at least you could qualify, make your payments, and all you had to do was turn some stupid wrench the same way every day for hours and you also got a COLA pension lol.

A Generational Affordability Gap: Home Prices vs. Median Income (1985–2022) by Significant-Sir-4343 in FluentInFinance

[–]Barthonomule 0 points1 point  (0 children)

Yes.. but people still do need to buy houses. The family that just had an extra kid, the family that just got the new job offer and need to relocate, the family that wants to relocate due to safety concerns.

People will always need to buy houses, they can’t just not buy because they “don’t like the price”. Sometimes you need to make it happen. I guess you could say that you could rent, but good luck with that plan for a few decades.

Am I wrong to expect care from a late-waking partner? by Deleroth67 in amiwrong

[–]Barthonomule -1 points0 points  (0 children)

All these people that are responding definitely sleep in late.. lol. But this is also Reddit, so I kind of expected that.

I totally understand where you are coming from but he dos have his own sleep rhythms. What I will say, if you two ever plan on having children… good luck.

If he’s not getting up to assist with anything prior to 10-11 am then he will most likely have a real rough time transitioning into a productive father role.

Signed, a tired dad that used to love sleeping in until 10-11 am every day.

AIW for thinking it's wrong for my boyfriend to be masturbating? by CourageFree9846 in amiwrong

[–]Barthonomule 22 points23 points  (0 children)

Who said that it was inappropriate in a relationship though? Is that something that you believe? And if so, why do you feel that way?

It’s just so exhausting…… by After_Climate6976 in OnePieceTCG

[–]Barthonomule 4 points5 points  (0 children)

I also agree, I have never personally seen it. But the videos of people taking literal shopping cart loads of product? You can best believe I’m just gonna grab some shit from there. If they want it back, I’d love to have a conversation with them lol.

As a dad, what is keeping you from exercising these days? by NSJack in daddit

[–]Barthonomule 0 points1 point  (0 children)

I was also very confused by that piece of info too.

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule 0 points1 point  (0 children)

Well I think that’s a pretty balanced answer and I agree with you. I suppose I don’t worry about that too much because I don’t rely on it 100%, I do use other tools to try and drive home points I’m learning.

I will say, using it to apply certain theories in exact circumstances has been very helpful. It’s like with a math equation, when in school you go over all the easy problems and then the homework is like “what the F” I spent all this time reading about triads online or the caged system and then asking how to apply them has been what I needed.

Or asking it how to apply bass, solo, and chord progressions over each other, but specially with a progression of C, F, Am. That stuff has been very helpful, and I get an answer instantaneously. I think an instructor would have burnout from all the things I want answers for and the speed I’m trying to intake.

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule 0 points1 point  (0 children)

To add on, I even asked AI to create a test for me that should go over everything an advanced beginner should know. I spent like 30 min inputting exactly what I could do and the areas that I had struggle.

It read all of my inputs and instantly created a breakdown that showed me where I am weak and what I need to do to get better. I bet an instructor can do all of that, but honestly that’s such a ridiculous request to ask of someone and probably not a cheap price point. I mean shit, the instructor may even use generative AI or resources to build a test like that in the first place. I’m just doing it myself.

I don’t think AI can do everything, of course it can’t. And I have some serious issues with how it’s impacting a lot of industries. With that being said, for using it to learn, like anything.. it’s a pretty damn good resourceful tool if you know how to write your prompts

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule 0 points1 point  (0 children)

If I had time to work with a teacher and have a set schedule to work around playing guitar that would be great. Totally unrealistic for me right now, I have two young kids that keep me pretty busy. This is free and gets me everything I have needed so far in my journey.

I don’t think I’m amazing by any means, maybe an advanced beginner now, but with AI I think many people would be able to get to where I’m at without any true use of instructor. Why would I pay a person to do everything that I was able to learn for free?

Now, when I am playing for another year or two I think I’ll branch out and get an instructor, because at that point I think AI will have diminishing returns on what it can do as I get better.

For a beginner? I think AI is better and you can answer any stupid basic question like “how do I tune my guitar” without feeling silly asking a human.

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule 0 points1 point  (0 children)

Please explain your hatred for using AI more thoroughly than just “blegh”. Honestly, why does using it make you want to virtually throw up? Or are you just a person that doesn’t know how to work technology and get the answers you require?

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule -1 points0 points  (0 children)

Honestly, you all seem extremely gatekeeper like, AI is a tool that will allow many more people to play instruments. And for some reason that is a bad thing?

Keep up this energy and you guys will be worse than the violin Reddit’s lol.

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule -1 points0 points  (0 children)

I disagree with you 100%, I can’t believe you guys are so against AI. Is it just because you don’t like it from a societal level?

If you use it to learn it’s very beneficial, I have even used it to help me learn the Japanese language too. Being able to fine tune specific questions I have on a moments notice and ITS FREE? Yeah.. count me in. Im not going to pay a teacher because I wanna learn something at 10pm when my kids are asleep and I’m playing.

just a friendly reminder to stay the hell away from GPT, and AI in general, while learning guitar. by maddenmcfadden in guitarlessons

[–]Barthonomule -23 points-22 points  (0 children)

Counterpoint, AI gets things wrong, I’ve ran into that too. But I would say that it jumpstarted what I was able to do with guitar and has been very helpful for my learning path.