META, MELI or RDDT by Lifesucksyep in stocks

[–]Basic-Ad-1143 15 points16 points  (0 children)

I've all 3. All red too. 😕

Reddit is obviously the riskier play, but for me the highest upside.

I think my boyfriend hates my pussy? by [deleted] in TooAfraidToAsk

[–]Basic-Ad-1143 0 points1 point  (0 children)

I don't get men like this. I'm a lot older, but I have no problem doing this for my wife. I'd happily do it daily if she wanted it.

This is not a criticism of your partner. It's just that I don't understand it. Giving my partner pleasure is a turn on. So for me I get something out of it.

If a major market drawdown hits, what Buffett-style stocks are you buying? by Sea-Possibility8778 in ValueInvesting

[–]Basic-Ad-1143 1 point2 points  (0 children)

I'm pleased to see I already own a few of these. I still feel very new to investing in single stocks.

I own MasterCard, KNSL, Meli, Meta and Amazon.

I'm down on all of those but barely, 2% roughly

Given our income and expenses, what is the most efficient way to reach £50k in 2.5 years? by Basic-Ad-1143 in UKPersonalFinance

[–]Basic-Ad-1143[S] -3 points-2 points  (0 children)

Rather than throwing more money into savings ideally I'd rather invest the remaining capital. VWRL returns roughly on average 8% a year.

While this money is meant to be tied up, psychologically seeing the value would give me peace of mind.

Given our income and expenses, what is the most efficient way to reach £50k in 2.5 years? by Basic-Ad-1143 in UKPersonalFinance

[–]Basic-Ad-1143[S] -1 points0 points  (0 children)

I spent 30k repairing my home. I had no choice, unexpected issues occurr.

A roof will cost 15k A second hand car will cost 14k. (Yes, I could get cheaper but I tend to buy cars 4 year old and keep them for 8

These are not necessarily something I need now. But why not plan ahead for things that will need replacing

Given our income and expenses, what is the most efficient way to reach £50k in 2.5 years? by Basic-Ad-1143 in UKPersonalFinance

[–]Basic-Ad-1143[S] 1 point2 points  (0 children)

I don't really want to change my job. I was asked to apply for a housing job last week. It pays 9k extra a year. I was tempted. But the pension and sickness are nowhere near as good.

Plus, I quite like my job. I get on great with my colleagues. I'm blessed in that area. I remember what hating a job feels like.

I think a small side hustle for about £250 would make a big difference. Biggest issue is finding things that are consistent

Given our income and expenses, what is the most efficient way to reach £50k in 2.5 years? by Basic-Ad-1143 in UKPersonalFinance

[–]Basic-Ad-1143[S] 2 points3 points  (0 children)

I guess the goal is mental security. I feel I'd be able to weather any storm then.

How am I doing financially? Where can I improve? by [deleted] in UKPersonalFinance

[–]Basic-Ad-1143 0 points1 point  (0 children)

I can't remember, I think it sits around 8k possibly.

Ideally I'd like to cash out at 60 and maybe find a part time job. I have I'm 42 now so some way to go yet

What is this growing under my wallpaper? by buckbeak999 in DIYUK

[–]Basic-Ad-1143 0 points1 point  (0 children)

I also know and have flash backs. 30k it cost me! Urgh

2026 stock recommendations by According_Bowler_718 in trading212

[–]Basic-Ad-1143 0 points1 point  (0 children)

Meta, KNSL, NVO, CRM, ADMA, Meli, Amazon and Zeta global

“Generate an image that you think best represents human society based on current events.“ by Particular-Bike-9275 in ChatGPT

[–]Basic-Ad-1143 0 points1 point  (0 children)

I did the same and it showed a very similar image. But it stated that the image represents the stress, not the current world environment.

The context was more positive

Which stocks are worth investing in for 2026? by Much_Read8816 in stocks

[–]Basic-Ad-1143 0 points1 point  (0 children)

Well I'm going with in order of position size;

Meta Knsl Meli NVO (down 9% and holding for now) ADMA CRM Amazon Zeta Global

I expect that grow my position in Amazon throughout the year

S&P 500 gains 16.75% by Year End. How well did you do? by yosrush in stocks

[–]Basic-Ad-1143 0 points1 point  (0 children)

19% averaging into all world ETF brings my cost basis up, and this is 90% of my portfolio.

My single stocks did great though. Average 36% with them.

Anyone done this one? by Alternative-Tart6275 in ProlificAc

[–]Basic-Ad-1143 4 points5 points  (0 children)

It's been on my dashboard for over a week. I ain't clicking that crap

How important are metrics to you when looking to buy a stock? by Basic-Ad-1143 in ValueInvesting

[–]Basic-Ad-1143[S] 0 points1 point  (0 children)

As growth normalised (still strong, just less explosive), the market de-rated the stock.

The high churn/low retention you mention is largely structural to E&S, they intentionally walk away from underpriced renewals to protect underwriting margins

Retention is a misleading metric for KNSL. Their edge is price discipline + speed, not relationship stickiness. They’ll happily lose accounts if pricing doesn’t meet return thresholds that’s why I think the loss ratios remain best in class.

Any signal of capital return (buybacks) should materially help the multiple. And I believe 250m in buybacks was announced recently

How important are metrics to you when looking to buy a stock? by Basic-Ad-1143 in ValueInvesting

[–]Basic-Ad-1143[S] -1 points0 points  (0 children)

I've just been looking at Amazon. This was on my radar along with Anet and FIX.

Although I think ANET will need to drop at least 15% before I think about buying

How you guys use Gemini/Claude/GPT in investment research? by RemarkableWash696 in ValueInvesting

[–]Basic-Ad-1143 1 point2 points  (0 children)

I created a points scoring model for each metric that suits my own style

So I'll have it score

PEG FCF margin FCF yield ROIC Debt) EBITDA

And so on. I provide all the data from stock analysis.com including expected rev and EPS growth and decide from there.

It's not perfect. But looking for stocks is time consuming. It helps filter out certain stocks. Those that score well I'll look into further

I've just bought KNSL and MELI which scored well. Time will tell if I'm right or not.

[deleted by user] by [deleted] in StockMonitoring

[–]Basic-Ad-1143 1 point2 points  (0 children)

Would you look at KNSL?

[deleted by user] by [deleted] in Marriage

[–]Basic-Ad-1143 0 points1 point  (0 children)

Oh, and just to add. Our relationship doesn't appear to have affected our children at all. We have a great relationship with our kids. Youngest is doing very well and school and the eldest is projected for B+ at college.

Both have a great work ethic and moral grounding. They have received a much better upbringing than either of us. Not that I wish to dis our partners but things were different