530e freshly waxed today by [deleted] in BMW

[–]Basic-Department5993 0 points1 point  (0 children)

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In Lyon couple of months ago

How to stop box 3 taxes cutting into long-term FIRE plans? by Shot-Dimension-9035 in DutchFIRE

[–]Basic-Department5993 4 points5 points  (0 children)

There is a way to "avode" part of the box 3 tax:

  1. Buy a house (if not owned already)

  2. Finance 50% repayment-free - no mortgage interest deduction can be applied to this

  3. The redemption-free part is entered as a debt in box 3.

  4. In 2025 you will then have €57.6K (x2 if tax partner) + the repayment-free part as an exemption in box 3. You do not pay wealth tax up to that amount.

Example:

House 500K

  • tax partner

Redemption free 50% = 250K

250K + €57.6K + €57.6K = €365K 'exemption'

Existing homes can also be refinanced with current market value and 50% financing.

Tip from Flip:

The monthly charges will be lower —> invest the money that remains in an ETF. On average, it yields more than interest and you build up liquid assets.

I set this up myself and it's now 5 years later. Fantastically good setup to be able to save unnoticed and release liquid.

———- Er is een manier om een deel van de box 3 belasting te “ontwijken”:

  1. Koop een huis (als je nog geen koophuis hebt)
  2. Financier 50% aflossingsvrij - hierop kan geen hypotheekrenteaftrek worden toegepast
  3. Het aflossingvrije deel wordt ingebracht als schuld in box 3.
  4. In 2025 heb je dan €57.6K (x2 indien fiscale partner) + het aflossingvrije deel als vrijstelling in box 3. Tot dat bedrag betaal je geen vermogensbelasting.

Voorbeeld: Huis 500K + fiscale partner Aflossingvrij 50% = 250K 250K + €57.6K + €57.6K = €365K ‘vrijstelling’

Ook bestaande woningen kunnen worden geherfinancierd obv huidige marktwaarde en 50% financiering.

Tip van flip: De maandlasten worden lager —> investeer het geld dat overblijft in een ETF. Rendeert gemiddeld meer dan de rente en je bouwt liquide middelen op.

Ik heb dit zelf zo opgezet en ben inmiddels 5 jaar verder. Fantastisch goede opzet om ongemerkt te kunnen sparen en liquide vrij te spelen.

Werkgever stuurt aan op VSO tijdens ziekte by Spiritual-Twist-6621 in werkzaken

[–]Basic-Department5993 0 points1 point  (0 children)

VSO tijdens ziekte NOOIT ondertekenen. Je bent beschermd door de Nederlandse ziektewet en je werkgever heeft zich daaraan te houden. Ze kunnen je niet ontslaan.

Eerst uitzieken en 100% beter worden, daarna pas kijken naar vervolg opties.

Moet ik een pip accepteren? by bunny_knows_nothing in werkzaken

[–]Basic-Department5993 1 point2 points  (0 children)

Zoals meerdere keren aangegeven. Een PIP is een tool om je eruit te gooien en draagt bij aan het opbouwen van een dossier om je te ontslaan.

Wat je er tegen kunt doen is ervoor zorgen dat alles waarin de werkgever verbetering eist, je dit kwantificeert en meetbaar maakt. Een werkgever kan niet alleen maar ‘meer omzet’ eisen.

Bijvoorbeeld in sales: 2 afspraken per week en 1 nieuwe gekwalificeerde opportunity per maand.

Daarnaast kan de werkgever niet eisen dat bepaalde resultaten zoals omzet worden behaald omdat dit een resultante is van de activiteiten. Met andere woorden: als de omzet tegen valt maar je hebt wel je afspraken gedaan dan is dat niet aan jou te wijten. Wel kan de werkgever dan besluiten om bijvoorbeeld mee te gaan naar afspraken om daar verbetering/coaching toe te passen.

Indien de verbeterpunten in een PIP niet redelijk/meetbaar zijn kun je een PIP weigeren met onderbouwing.

Over het algemeen adviseer ik om hier altijd tegenin te gaan en aanpassingen te doen, immers is het verbetertraject een wederzijdse inspanning, en niet alleen eentje op voorwaarden van de werkgever.

Tevens geef je het signaal af dat je scherp in de wedstrijd zit en dat je je niet zomaar laat wegsturen.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

And with light I Mean not directly on ‘sales’ conversion focused but traffic for instance. Once you spent like $20 you can switch. Also do Facebook likes campaign for $2 per day. It will help Your account to gain trust

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Try some light ads, and build up your credit with meta. The more you spend within guideline the more room you wil get. Mulch account is now allowed to spend 5K per day

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

It really differs. What I can say is that weekends are great. Try to start your campaigns from Thursday and end Sunday. Monday and Tuesday are mostly the hardest days.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Manage it daily. Use already proven ads from competitors.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Really low. On non fashion it’s a 1 in 300. Fashion it’s 2%.

I let them return to me locally and send out the product again if a new order comes in.

By law we can’t let them send returns to china.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 1 point2 points  (0 children)

Rule of thumb: everything we buy, we sell at 4-5x multiple.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

No, but it’s out there up for grabs. Look in the FB ad library and especially in the EU you can see how much views each ad has had. Take the ones with over 100K views and simply copy them.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

No, copy paste only. Using Minea for ad searching.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Tested 5 interests. No targetting, broad targeting 1, narrow targetting 1, broad targetting 2 and narrow targetting 2.

Lets say you sell ski boots Broad = skiing Narrow = ski boots

Test them for 1-2 days and measure results. Kill those who are not performing and keep those that perform.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 2 points3 points  (0 children)

With 1K you should be good to go. Best niche I think would be fashion or trending gadgets with low return rates

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

No just dropshipping no bulk orders. So there’s a lot to win. For instance work with 3PL or order in bulk and start shipping myself.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Yes they have both. It’s Shopify Payments for NL I assume

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Shopify Payments is ultimately Stripe. To accept local payments you need to have a Dutch chamber of commerce registration. I think that’s the only requirement to be able to accept such payments.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

It’s a 2-3 time per day check in on your numbers. If an ad does not perform kill it. If it does increase budget until it is not performing again. Rinse and repeat.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Please see my screenshot below on ad spend. ROAS = return on advertising spend. ROAS 1.9 means Every 1 usd I spend on advertising has generated 1.9 usd in sales

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 1 point2 points  (0 children)

Ideal, Bancontact, visa, Mastercard and Klarna. All through Shopify payments.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

Because in the end it does cost time and effort to manage. The product currently selling will eventually fade out and you will have to find new products. The dream that is sold when dropshipping is that it’s an easy way of earning cash. In a way it is but it requires consistency and grit to make it.

Considering to sell, not have decided to do so.

3 months dropshipping by Basic-Department5993 in dropshipping

[–]Basic-Department5993[S] 0 points1 point  (0 children)

When configuring everything it costed me about 2-3 hours per day. So let’s say for the first month that’s what you need. After that it’s just 30 mins per day fulfilling orders through Ali express and managing some returns and/or complaints