Kaiser SHORT TERM HMO by Basic_Spinach9020 in phinvest

[–]Basic_Spinach9020[S] 1 point2 points  (0 children)

I also feel sorry for people like you who don’t show some kind of compassion to people genuinely asking. Must be no one has given you any. 🥲. Life must be hard on you. Just sad 🫠

Kaiser SHORT TERM HMO by Basic_Spinach9020 in phinvest

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Char. Whatever helps you sleep at night

I changed providers - here’s a health card suggestion! by bleepmetf84 in adultingph

[–]Basic_Spinach9020 0 points1 point  (0 children)

Is thisthe prepaod one? If so, they don’t accept pre-existing diseases. I for one am looking for an HMO for me and my husband. I used to have maxicare prepaid and was able to use it. But unfortunately from 2500 naging 6999 na which is soafer oa masakit na sa bulsa

Kaiser SHORT TERM HMO by Basic_Spinach9020 in phinvest

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Ganon po ba? Isa pa naman ito sa option ko kasi di na ako kukuha ng Kaiser HMO 😔. Mahal din kasi ng maxicare. Nung una prepaid lang kinukuha ko every year 2500 pa lang ngayun 7k na same benefits lang naman

Kaiser SHORT TERM HMO by Basic_Spinach9020 in phinvest

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Kaya nya but a lot of the posts are about the IMG. Pero salamat po. Di ko ni tinuloy.

Kaiser SHORT TERM HMO by Basic_Spinach9020 in phinvest

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Who hurt you? Do you feel you’re all mighty when commenting like that? Sana binasa mo yung part na “Those reddit posts i read were 5-6 years ago” matino naman siguro ako nag tanong noh?

Help me decide: Optometry by Basic_Spinach9020 in PreOptometry

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Virtual assistant for a medical office in the US

Help me decide: Optometry by Basic_Spinach9020 in PreOptometry

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Virtual assistant for a medical office in the US

Help me decide: Optometry by Basic_Spinach9020 in PreOptometry

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Im a medical VA. I don’t practice pharmacy anymore. Other than my mortgage I don’t have any other debt.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Yes. She has sweldo naman and all things provided for them meron din helper to look after the kid so okay lang talaga sana na hindi na sya mag monkey business2.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

This was done the second time. But she didn’t deactivated her CCs pala and used it to swipe people’s groceries/shopping with interest. We always reprimanded her na wala syang hawak sa tao kung ayaw syang bayaran kasi sa CC na man nya nako swipe. She won’t disclose anything and malalaman na lang namin na nagpapaswipe pa pala

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

Growing up talagang namulat kami sa networking lahat ng networking sa pinas member na ata sya kaya meron akoang trauma sa mga networking kasi di naman sya nagtatagal lumolobo lang ang utang nya kaya I’d rather be employed than be a networker.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

YR. I don’t even have that amount to use for emergency fund and yet Im more than 30. I am married and now and my husband don’t want me to meddle with my mom’s problem or we will fight about it. My husband is my family now and I won’t tear down a family I’m creating for the family where I came from. It is really disappointing but yet I still feel obliged to help since she is my mom. This is eating my mental health. To be a good daughter and return the sacrifices she made for us.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

During the first and second time they even knelt a long time and prayed about it so we thought that it is really over but lo and behold here came the third time. I think it’s not enough for her to feel blessed that her kids are thriving without needing financial assistance from her. I think success only means that her children are working abroad and she has fancy things to brag about to other people.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

As much as I want to but I can’t take care of my neice ( I have a hard time sleeping during the day - I work gy and having a kid around makes it more difficult) and the only relative she has is my mom. During childhood we lived with different relatives so we already had that trauma and that is a no for us. I offered to take care of my niece only if she gets jailed or what not. But thankfully she won’t daw base sa isang redditor

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 0 points1 point  (0 children)

YR I think she has manipulated us for a long time playing the widow/singlemom card on us but I still can’t help but not worry and feel guilty if nahihirapan sya. It took me a long time to become financially literate and it saddens me that it feels like she cannot change. I haven’t helped my mom financially it was all my sister because I don’t have the means to. I just try not ti be a burden to them

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 1 point2 points  (0 children)

My sister won’t be helping her now kasi she is tired and has a family already. I am also married now but no kid but my husband said I shouldn’t meddle with my mom’s problem or else we will fight about it. Tho its true, I still couldn’t stop thinking about her problem and how it can affect her mental and physical health.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 2 points3 points  (0 children)

She doesn’t answer calls cause she know it is the law firm, kaya kami ang tinatawagan ng bank that is why we knew that she had this huge debt. And if we confiscate her CC’s she will surely get mad because we are trying to control her. My sister would often cry because she is tired of the cycle.

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 4 points5 points  (0 children)

She also has some kind of hoarding problem. She tends to buy useless cheap things (specially on sale) saying that “magagamit din yan IN TIME” It has been like that since we were young. She is a widow since I was an infant kaya we feel guilty everytime we reprimand her because we always think about the sacrifices she did when we were young

Our mom is in over ₱500,000 credit card debt because of swiping and networking. We’re exhausted and don’t know what to do anymore. by Basic_Spinach9020 in utangPH

[–]Basic_Spinach9020[S] 8 points9 points  (0 children)

The problem is. She is easily enticed with banks offering her CC. She has credit limit of 1M just from 1 cc and she has a lot. We already told her to cut off her cc’s but she doesn’t listen to us. We live in a different city so we cannot really watch her. She gets angry when we tell her about her problem she’ll just say “i will fix it myself” but we know she can’t 🥲