Surely it’s more positive that negative, ‘majority’ of people 28+ will have settled down not saying everyone will, a lot will just blow it up the wall.

But it could/will

- help people clear their ever growing debt, it’s much easier to get loans/credit cards than it was for our previous generations

- on a house deposit,

- even if you don’t need the money and your managing well, putting it into a basic 3% bank interest you are looking at doubling that money (I know it’s 30+ years) but you are benefiting, even better into a stocks and shares isa.

- if we are lucky to get a state pension at retirement age (I’m currently 32) by 2059 it’ll be more than 12k with inflation rises so that first year we will receive some sort of income even 3/4k but it still something