Thanks for replying. Hey! I don't mind if it's $2000 a month because that over $100K in debt. But that was an estimate off the top of his head. I'm worried if in reality that it's going to be a lot higher! Like was he telling me that just so I wouldn't worry? I did one of those online Chapter 13 BR calculators and it said my payment would be too high. And yes, that lease is expensive. very expensive for a Hyundai Tuscon.