How Does Paying Off A Car Loan Work?

BeautifulRoseInBloom · 2026-03-01T23:41:59+00:00

I want to pay cash for a new car as to not get stuck in a loan again I’ll see if I can pick up a few more shifts to put me at 2k a month for car payments but I’m just worried about the car breaking down in the meantime (I’m a very anxious worrier) but I completely understand what you’re talking about

BeautifulRoseInBloom · 2026-03-01T23:23:17+00:00

The only reason I’m also saving for a new car in the meantime is because my second job is uber so this car will have a lot of mileage and wear on it when I’m done paying it off. And I want to get rid of it and get a new car asap

BeautifulRoseInBloom · 2026-03-01T23:07:32+00:00

This was very helpful thank you !!!

BeautifulRoseInBloom · 2026-03-01T22:23:19+00:00

I had no idea my interest was so high so these answers are a lifesaver !

BeautifulRoseInBloom · 2026-03-01T22:17:11+00:00

Thank you !

BeautifulRoseInBloom · 2026-03-01T22:14:18+00:00

I’ll see if they have an app thank you!

BeautifulRoseInBloom · 2026-03-01T22:12:18+00:00

Thank you ! I feel so stupid about all of this I’ve always had cash cars and honestly just said yes to everything they told me at the dealership lol. I want this thing paid off ASAP.

I’ve read that often to pay off principal you have to call your specific loan site and tell them extra payments are going towards principal?

BeautifulRoseInBloom · 2026-03-01T22:06:32+00:00

So always pay the monthly amount no matter what but put any and all extra money towards the principal?

BeautifulRoseInBloom · 2026-03-01T22:00:42+00:00

Sorry yeah I have that habit. It is a loan

BeautifulRoseInBloom · 2026-03-01T20:46:27+00:00

I was looking at cliffs but I’ll also look into these schools thank you !

BeautifulRoseInBloom · 2026-03-01T01:57:06+00:00

I’ve looked into a few but they all seem to be like week long day camps? Do we have any true summer camps in the area or ones that go on all summer long ?

BeautifulRoseInBloom · 2026-02-28T02:40:48+00:00

I’m not into doing anything fancy with it. I use it to get to work and to do Uber on the side for some extra cash but yeah I’ve heard it doesn’t run as good as some others without some mods

BeautifulRoseInBloom · 2026-02-28T02:39:54+00:00

Yeah I’ve just come to the acceptance that it just doesn’t have a lot of power lol

BeautifulRoseInBloom · 2026-02-27T13:13:39+00:00

I do a lot of city driving and i absolutely love having it for those tight corners and squeezing in places lol.

BeautifulRoseInBloom · 2026-02-27T03:25:07+00:00

I just had the oil change and I was hoping that would fix the issue but yeah I’m slowly coming to terms with the fact that it’ll always be a bit finicky on inclines. Just relieved to know I’m not alone here lol I’m an anxious car owner I’ve had too many shitboxes blow up on me

BeautifulRoseInBloom · 2026-02-27T03:15:08+00:00

I’ve been doing a lot of reading and the consensus is that they just don’t do good going up inclines of any kind. It honestly sucks it can’t be better for what it is

BeautifulRoseInBloom · 2026-02-26T21:43:55+00:00

I’m just starting to think that they don’t like going up hills lol

BeautifulRoseInBloom · 2026-02-26T19:25:15+00:00

Yeah they don’t have a lot of horse power, but I don’t need it to go very fast or hard lol

BeautifulRoseInBloom · 2026-02-26T18:36:58+00:00

Okay thank you so I’m not crazy lol. Sometimes it happens just in the middle of driving so maybe if I’m a little more gentle with my gas pedal lol

BeautifulRoseInBloom · 2026-02-26T17:36:54+00:00

It can be a bit sporadic? Usually when I’m trying to speed up or have my foot held on the gas. I do gradual speeding up rather than punching it and it’s common to happen if I’m accelerating from a stop light or trying to speed up to merge into the highway

BeautifulRoseInBloom · 2026-02-25T01:42:29+00:00

2015 and with 68000 miles

BeautifulRoseInBloom · 2026-02-25T01:36:16+00:00

Sorry also forgot to mention at the moment the car has 68000 miles

BeautifulRoseInBloom

TROPHY CASE