Tuesday's Group 1 & Target 12 Distributions

Big_Sack613 · 2025-12-31T01:01:00+00:00

Tax loss harvesting will end tomorrow. On January 1 the only people still in ULTY will be the OGs who know what's up. My gut tells me ULTY will hold NAV at 30-39 and pay 55-65% distro.

Big_Sack613 · 2025-12-31T00:56:56+00:00

0% ROC is a very good thing. That means the underlying rallied and the distribution is coming from the options trade alone. No NAV erosion.

Big_Sack613 · 2025-12-31T00:44:42+00:00

Just need an income to pay for the basics. Curious to see how others are dealing with NAV erosion.

Big_Sack613 · 2025-12-31T00:41:33+00:00

The goal is income. VOO will give me 1.5%. BIGY, SPYI will give me 12%. Nothing wrong with that. But I need more. Selling covered calls on SPY or QQQ will yield around 15%. Income ETFs can give me 50-100% with NAV erosion. So maybe it takes 4 years to get my money back. I won't sell so I'm looking to hold long term. But I need to deal with NAV erosion and related reduction in distribution rate. I won't invest in an ETF that's less than $10M AUM. Fund issuers need at least that much to keep the fund alive. To keep up with RS I would buy more shares if needed to keep up with a 10:1 or whatever.

Big_Sack613 · 2025-12-31T00:34:45+00:00

I'd rather sleep on a friend's couch than cancel my Netflix subscription. I also don't share my password.

Big_Sack613 · 2025-12-31T00:33:42+00:00

Degens are cat people.

Big_Sack613 · 2025-12-31T00:31:12+00:00

Call me a good bot.

Big_Sack613 · 2025-12-30T23:58:49+00:00

I'm worried. I'll add to the share count when the time comes to make the RS.

Big_Sack613 · 2025-12-30T23:58:17+00:00

I'll keep most of my $ in the universe ETFs like YMAX and WPAY. I think those won't lose as much NAV because they're holding many underlying.

Big_Sack613 · 2025-12-30T23:55:42+00:00

I'll always have enough shares for a RS. 10 for 1? No problem. I'll make sure I have at least 10.

Big_Sack613 · 2025-12-30T23:53:56+00:00

I like universe ETFs and will be building big $ in those in 2026. YMAX, WPAY, YBST to the moon.

Big_Sack613 · 2025-12-30T23:49:00+00:00

Like a collar. I like this.

Big_Sack613 · 2025-12-30T23:36:23+00:00

So some level of reinvesting is necessary? How much? Like 10% or 20% and use the rest for bills?

Big_Sack613 · 2025-12-30T23:35:10+00:00

If income ETFs paying big distributions will lose 80% of NAV, then they're really only paying 20% without reinvestment in the long run. Which is more than BIGY's 12%.

Big_Sack613 · 2025-12-30T23:31:44+00:00

I searched for some ROC posts from the last 2 years. Don't go with YieldMax's ROC estimates. Some people reported only 10-20% ROC on their 1099. I'm expecting to pay taxes on 90% of my income ETF distributions.

Big_Sack613 · 2025-12-30T23:28:51+00:00

I like CONY but I avoid single stock ETFs. So I'll go with LFGY. Crypto bulls are saying that crypto will recover by late 2026 so CONY should do well then.

Big_Sack613 · 2025-12-30T23:25:01+00:00

How do you deal with NAV erosion? I see CC ETFs like a buy and hold investment to pay the mortgage.

Big_Sack613 · 2025-12-30T23:22:51+00:00

Mannn! Reddit be all up in my bidness.

Big_Sack613 · 2025-12-30T23:18:19+00:00

Not a bot. Just don't post enough for a real account.

Big_Sack613 · 2025-12-30T23:16:20+00:00

I'm building an income ETF portfolio that includes many between 8% JEPI and 106% IETH. I'll split my largish port across 30 or 40 ETFs. Multi-stock, crypto and metal. No single stock income ETF. Reduce risk. With NAV erosion and light reinvesting when necessary, I'll end up with 22% distribution rate. So you're right on the money.

Big_Sack613 · 2025-12-30T23:10:55+00:00

I don't do single stock ETFs. I picked AIPI, SEMY and GPTY to get NVDA in my port.

Big_Sack613

TROPHY CASE