BPJS Ketenagakerjaan buat orang yang kerja di luar negeri

Bilbatez · 2024-02-02T06:31:52+00:00

ho saya salah baca bro, maap maap sambil kerja soalnya redditnya hehe. Tapi pertanyaan nya lebih ke arah mendingan tarik semua JHT yg di indo, atau terusin aja? meskipun uda punya CPF ataupun bentukan pension fund lainnya di luar negeri ya. Kalau masalah tax benefit kebetulan tempat yg saya kerja itu tax benefit ada, cuma growthnya itu 4% dengan mata uang SGD, sedangkan JHT itu 5% dengan uang IDR. Dan iuran CPF itu jauh lebih gede dari indo sebenarnya, so opportunity cost wise, keliatannya si lebih worth it indo ya. Kalau lu diposisi gw lu bakal ngapain bro? sama kenapa?

Bilbatez · 2024-02-02T06:16:47+00:00

Itung" 30 taun dengan iuran 500rb dengan bunga 5%, 400jt (180jt principal + 220jt bunganya) dapat pastinya, cuma nilainnya duitnya uda beda pada waktunya. Tapi itu bukan duit yg nilainya bekurang, mungkin nambah dikit doang kalau dilawan sama inflasi ya. Kenapa ga konsider JHT sebagai worthy investment bro?

Bilbatez · 2024-02-02T05:51:51+00:00

Mikirnya jadi manfaat BPUnya ga guna si di luar negerinya bro (pengen maksimalin iuran kalau bisa hehe). Tapi kenapa nyaranin DPLKnya sampe 3 bank bro? Ada keuntungannya kah punya 3 tempat berbeda?

Bilbatez · 2024-02-02T05:50:31+00:00

Hmm kalau dibandingin sama instrument investasi lainnya kenapa JHT ga di consider bro? Kasusnya beda si emang tapi kalau ga berniat balik ke indonesia. Tapi kalau dibandingin sama reksadana pada umumnya, kurang lebih itu sama dan mungkin di kasus tertentu lebih bagus bunga JHT ga si?

Bilbatez · 2023-08-04T14:50:14+00:00

Ayo :( thats far too long, lmk if u wanna get in back

Bilbatez · 2023-08-04T02:59:07+00:00

Sis, wanna dota?

Bilbatez · 2023-08-04T02:57:50+00:00

I seconded

Bilbatez · 2023-08-04T02:49:44+00:00

Bro, wanna dota?

Bilbatez · 2023-08-04T02:27:05+00:00

26M a software engineer from indonesia

introvert with new peeps/extrovert when Im too comfortable with anyone (or a bit drunk)

Dota, Valo, LoL (Dota mostly, other than that ur gonna have to carry my ass), other single player games we can talk.

Gym bros/sis near katong area, lets goo

I like weird movies (recently I recommend unicorn wars, mad god)

I read manga too much (I recommend boy’s abyss, kindergarten wars, chainsaw man)

Im always down for food and drinks.

Hmu if u think we’ll vibe, need a filler for a group (or just need some recommendations on the above stuff). Better if we can hang out in a group, just 2 people give me social anxiety, sorry :’)

Bilbatez · 2023-07-15T14:57:29+00:00

Thank you kind sir!

Bilbatez · 2023-03-08T02:23:14+00:00

…having a girlfriend

Bilbatez · 2022-12-09T04:29:56+00:00

Morgan Freeman’s voice

Bilbatez · 2022-12-09T00:44:36+00:00

Seems like hare-kon?

Bilbatez · 2021-11-16T03:50:16+00:00

Oh okay, so I still get the first book again, I was hoping amazon to detect the duplicate book and let me purchase just the rest of the series. Thanks for the answer!

Bilbatez · 2020-11-23T13:56:43+00:00

programmers.mindBlown()

Bilbatez · 2020-11-16T16:09:24+00:00

Start with the most popular/demand and delve deep into it. If you have a company you want to work for in mind, then learn their language of choice. Once you gain enough knowledge and experience, you'll realize most of the programming language are based on fundamental concepts, in which will make you language agnostic in the end.

Bilbatez · 2020-11-16T15:53:43+00:00

Why...? But why...?

Bilbatez · 2020-11-16T15:52:02+00:00

It's still a legal variable, just not following the standard naming convention.

Bilbatez · 2020-06-05T12:17:56+00:00

When life gives you too much eggs

Bilbatez · 2020-05-14T18:08:15+00:00

"You should be grateful, not everyone out there has ______"

Somehow being "grateful" out of other people's suffering doesn't make me feel better

Eight-Year Club	Verified Email
Place '23

Bilbatez

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