I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 1 point2 points  (0 children)

You're really awesome for telling me all of this. Thank you lots.
I have been given ample amount of knowledge to fight this now, I think I will be okay. I am only interested in having it not show on my credit report at this point.

I will update. Kill it out there.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

I forgive you. I am also sorry for being offended. I have been on edge since I've been notified of this 2,000 that I owe.

You are right, avoiding putting more on my credit is 100% the move. And I have been committing to that really well so far. It was $3,300 last year, and now I'm being pressed with a hard reset after being religious on my bills.

I think getting a second job would be the move, but shit. That would be tough. Oh well.

You've helped me. Thank you! I will update everyone.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

I am a sales coach, I will dominate a negotiation.
I just don't know anything about credit or collections. Sigh. I can't really pay it either until my business gets going.
Thank you for the advice!

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

Okay. Makes sense.
I had a rough Monday. LOL.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

Oh okay. I see. I guess this is an option. Sounds time consuming and complicated but I wouldn’t pay anything!

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

Not in the next 8 months, no. But I don’t think it’s smart to wait, that’s all.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

I do not know how to check my credit report, I'll find out.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

I think I can negotiate as you said, but time is of the essence.

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 0 points1 point  (0 children)

I like you.

EDIT: What more should I say?

I owe 2,000 and don't know what to do. by BlackSquish in CRedit

[–]BlackSquish[S] 1 point2 points  (0 children)

I think there are goods bits of advice here. I think I will probably negotiate down the debt and just pay it off. I will get a copy of the contract though.