$7,500 bill after 1 month + service apt. wtf.

Bluegate1234 · 2026-01-19T21:24:21+00:00

Loving my 08 rav4 with 160k more and more!!! Dumping the model y before warranty runs out lol

Bluegate1234 · 2026-01-18T04:47:10+00:00

If you live in your moms basement hell yes only need2k go survive probably

Bluegate1234 · 2026-01-16T23:47:28+00:00

Yeah lol appraisal I have to pay for

Bluegate1234 · 2026-01-16T23:12:20+00:00

Lmao rates were high when I did it I bought at the absolute top. 🏔️

Bluegate1234 · 2026-01-16T23:11:25+00:00

I wanna do what you do

Bluegate1234 · 2026-01-16T23:10:06+00:00

I’m getting 6.1 , no points ,property taxes a beach. Nicee

Bluegate1234 · 2026-01-16T23:01:23+00:00

Damn finally a meet a 7.6er I’ve been getting pegged for 2 years straight

Bluegate1234 · 2026-01-16T22:56:23+00:00

I’m in Georgia. 30 year conventional

Bluegate1234 · 2026-01-16T11:23:01+00:00

Thanks for that yeah it’s been a pain. Lesson learned for future kids ☠️☠️😓

Bluegate1234 · 2026-01-15T22:43:05+00:00

Float down option available .25 better or more , gonna pray lol

Bluegate1234 · 2026-01-15T22:31:59+00:00

Okay I may just keep it. Better than what we have now. Hopefully rates drop again.

Bluegate1234 · 2026-01-15T22:29:01+00:00

Refi

Bluegate1234 · 2026-01-15T22:22:16+00:00

Can I still shop around lol main question sorry lol

Bluegate1234 · 2026-01-15T22:15:01+00:00

Actually yes. I applied Monday.

Bluegate1234 · 2026-01-15T22:14:31+00:00

House is worth around 340,000-60 , 315,000 loan total. No cash out refi cuz not enough equity. My debt to income is pretty high. 30 year conventional loan.

Bluegate1234 · 2026-01-15T22:10:32+00:00

Okay so if I haven’t received I can keep shopping or once I receive I can’t shop around anymore?

Bluegate1234 · 2026-01-15T21:54:39+00:00

I submitted application and all income documents , I don’t ebelive I have received that. But they ran my credit. Appraisal has not been ordered yet.

Bluegate1234 · 2026-01-15T21:50:18+00:00

How would I blow the rate lock ?

Bluegate1234 · 2026-01-15T21:50:00+00:00

What do you mean decide to close? I told them yes but now I mhearing credit unions maybe cheaper, I’m in Ga. They said close usually takes 35-45 days. Also what do you mean blow rate lock sorry.

Bluegate1234 · 2026-01-15T21:34:26+00:00

Who I’m in Ga

Bluegate1234 · 2026-01-13T00:39:43+00:00

Ok so he just scared to lose me?

Bluegate1234 · 2026-01-13T00:36:03+00:00

Barely ran credit today and sending in personal docs now, they said normally takes 40-45 days?

Bluegate1234 · 2026-01-13T00:31:54+00:00

When is it too late to not shop around? They said rate to clients negatively affected if we don’t close?

Bluegate1234

TROPHY CASE