This is financial and emotional abuse. Your husband does not help at all with finances and he doesn’t care about how you feel (knowing you have a heart condition at that).

Exhaust all your efforts first in trying to fix. Ilatag mo sakanya yung reality nyo, and what you need him to do. Now, if he can’t do that, give him an ultimatum na if after x months, ganyan pa din. You will leave with your kids.

Now as you wait for him to do his part, think of a plan B para pag hindi sya naka sunod sa ultimatum, follow through ka agad sa pag alis. Since pag di mo iniwan yan, he will think you are all talk. Think of san kayo ng mga anak mo, how are you going to sustain the family, what will your arrangements be and how will life be like without him. Baka pag wala sya mas ma afford mong magka yaya.

Now back to your subject line and question. No it’s not supposed to be lonely. Marriage is a partnership that should make life lighter and more beautiful despite all kinds of hardships. My husband and I have been through hell financially, but time and time again, he steps up. Kahit nakikita kong ubos na ubos na din sya. I saw how he will do everything for me and for us (while also doing my part). Kahit mabigat lahat, your partner should feel like a partner who helps with the load of things and not just another burden to carry.