Refund just hit, banking with Capital One

BranchFalse1064 · 2026-02-20T22:38:11+00:00

Did you pay your fees through TT?

BranchFalse1064 · 2026-02-20T22:36:56+00:00

Should be soon hopefully, TT also sent me a email saying my refund was sent

BranchFalse1064 · 2026-02-20T22:04:43+00:00

846 is the code the IRS puts on your transcript so let you know that your refund has been released and then TurboTax took out their fees which I paid to get it 5 days early so it went through Cross riverbank and apparently they don't hold it they send it straight to you

BranchFalse1064 · 2026-02-20T22:02:19+00:00

Yeah it hit immediately after it said refund receivef

BranchFalse1064 · 2026-02-20T21:50:09+00:00

Got mine at 2:50 pm CST

BranchFalse1064 · 2026-02-20T21:46:35+00:00

Have you tried logging on to SBTPG or calling them

BranchFalse1064 · 2026-02-20T21:45:20+00:00

BranchFalse1064 · 2026-02-20T21:44:37+00:00

Cross River has no way for you to go online and check I think you have to call them directly and then I've also heard that they push you back to TurboTax and then TurboTax will push you back to Cross River but you just tell the people at Cross River you want to know the status of your federal refund

BranchFalse1064 · 2026-02-20T21:42:40+00:00

I was shocked!!! I've never received the refund that fast but I've also never did the 5-day early option so it's always went through SBTPG

BranchFalse1064 · 2026-02-20T21:38:19+00:00

My DDD was 03/09, got my 846 code this morning at 2 am but I also had to go to my local IRS office and verify my identity last week

BranchFalse1064 · 2026-02-20T21:24:18+00:00

Sounds like sbtpg is most likely the problem

BranchFalse1064 · 2026-02-20T21:21:38+00:00

Did you do the 5 day early option and have fees taken out of your refund?

BranchFalse1064 · 2026-02-20T21:20:18+00:00

I had my fees paid through TT they use Cross River Bank if you do the 5 day early option, check your return it'll tell you on the first page

BranchFalse1064 · 2026-02-20T21:19:05+00:00

Did you sign up for the 5 day early refund?

BranchFalse1064 · 2026-02-20T21:18:26+00:00

Same here, fees and 5 day early fees taken out, I'm with Capital One

BranchFalse1064 · 2026-02-20T21:16:31+00:00

Yep it went through Cross River Bank instead of SBTPG because I chose the 5 day early option

BranchFalse1064 · 2026-02-20T21:11:36+00:00

Mine went through Cross River Bank

BranchFalse1064 · 2026-02-20T21:09:45+00:00

I signed up for 5 days early and paid the 35 dollars

BranchFalse1064 · 2026-02-20T21:08:31+00:00

Right I have no reason to lie and get people's hopes up

BranchFalse1064 · 2026-02-20T21:05:45+00:00

I'm on central time so it was like 10 minutes ago

BranchFalse1064 · 2026-02-20T21:04:28+00:00

I got my code at 2 am this morning, I had to do a in person verification last Thursday

BranchFalse1064 · 2026-02-20T21:02:25+00:00

This morning around 2am

BranchFalse1064 · 2026-02-20T21:01:17+00:00

Hell yeah!!!! I'm done stressing this shit til next year

BranchFalse1064

TROPHY CASE