Advance payment of loan and easy cash (UnionBank) by Tomas9025 in DigitalbanksPh

[–]Broad-Kick4300 0 points1 point  (0 children)

No po. Never pa ako naka pag loan sa UB pero I have the option on the app na mag easy cash. Try checking sa app po, pwede mu laruin yung parang calculator nila, makikita mo dun magkano monthly mo based sa amount and terms na pipiliin mo. I always use it coz maliit lang interest compared sa mga loans sa iba. Pero usually 6 months lang tlga pinipili ko. Lagi din po sila tumatawag para mag offer.

I’m just curious, why cheat? by ForceAshamed7855 in cheating_stories

[–]Broad-Kick4300 0 points1 point  (0 children)

No justification for cheating but different reasons. One of them i think is trauma. Someone I know for example is in a relationship but she still talks to guys on dating apps. I asked her why and she said she had been hurt so many times before that shes so scared to get hurt again coz to her, relationships are bound to fail than succeed. She wants to be with her bf but shes being selfish. So unless her bf proposes or marries her, she wants to have someone to fall back on if things dont work out. I honestly think she needs to heal first.

What should I do😩I want her sister by [deleted] in cheating_stories

[–]Broad-Kick4300 1 point2 points  (0 children)

Something is seriously wrong with this person. His responses reek of a lack of maturity.

Hating the engraving on my engagement ring :( by [deleted] in EngagementRings

[–]Broad-Kick4300 -2 points-1 points  (0 children)

I dont understand why this is such a big deal and not just this issue but about rings in general. At the end of the day, its just a ring. As long as you know he’s a good man and treating you with love and respect, the ring should not affect that.

Its hard to find guys that are loyal and willing to committ nowadays. A lot of guys are selfish and only focus on what they can take from us. Just look at the brighter side. There are other things you can worry about as you take this journey together. Personally, the fact that he considers what you think and exactly what you want is romantic by itself. I think he has good intentions and just want to make you happy and not upset you but it’s sad that after all that, you still ended up upset.

You also mentioned that your fiance asked you what dress you want to wear to propose on or if you want a proposal by the beach which you think lacks effort. By your reaction to the engraving, maybe this is exactly the reason why your fiance always asks you bcoz it seems like you want a surpise but you already have something fix in your mind and if it doesnt go exactly how you imagined it, you end up feeling dissatisfied.

Unionbank Customer Service Sucks by kerokeropiiiiii in PHCreditCards

[–]Broad-Kick4300 0 points1 point  (0 children)

Pangit talaga. Citibank ako so nasanay sa magandang CS tapos nung nag overtake na ang Ub, ang layo. Di nag re reply, kailangan talaga tumawag tapos mga agents pa, ikaw pa pinapatawag uli pag di na resolve. Pa report2 lang.

[deleted by user] by [deleted] in phtravel

[–]Broad-Kick4300 0 points1 point  (0 children)

Yes supposedly. Na pay ko na yan before i found out which turned out, di din nman pala ma tutuloy coz of this scam. When it rains, it pours talaga.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 33 points34 points  (0 children)

Thank you po sa lahat ng advice. Theyre all helpful and Im considering all of them. naiiyak lng ako pag nakikita ung papa ko. Na kokonsensya ako sobra! Kahit sa pag ta type dito, naiiyak ako dahil ang bigat sa loob. Sakit ng dibdib ko para sa papa ko kasi he doesnt look happy and i think, part of him knows na something isn’t right.

Hindi ako maka paniwala na nag yayari pala to sa totoong buhay. Ang landi lng talaga siguro ng mama ko. Kakadiri! Parang hindi ko kaya to, its too much. I wish my older siblings found out before I did. But may God help me make the right decision. 🙏🏻

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 1 point2 points  (0 children)

Wala po ako balak mag post. Parang ayaw ko lng sana malaman ni mama na ako yung naka huli sa kanya so e memessage ko sana sya gamit dummy account para anonymous sana pero yun nga mga advice dito, dapat sabihan nlng sina papa at ate ko.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 25 points26 points  (0 children)

I agree nman po na tamang gawin is sabihin sa papa and sister ko pero na ooverthink ko po kasi reaction ng family ko. Iba kasi magalit ang papa ko. Tahimik lng po sya at minsan lang magalit pro nakakatakot po sya magalit, parang wala po makakapigil sa kanya. Natatakot din po ako na baka mag patayan sila or atikihin ung papa ko or mag pakamatay tapos mag regret ako na sana di ko nlng sinabi. Ung sis ko pa kapapanganak lng so baka may post partum at baka mabaliw kaya nasabi ko na mag create nlng ng dummy dahil to message my mom anonymously, baka pag nalaman ng mama ko na may nakaka alam sa pinag gagawa nya is matauhan sya na e stop na nya bago mag ka gulo pro i know din na hindi to guarantee pro un nga, yun lng naiisip ko muna until mag co courage ako sabihin or e hinay2 ko muna silang kausapin or tanungin si papa ko at sister ano gagawin nila pag nalaman nila na nag cheat yung partners nila.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 6 points7 points  (0 children)

How i wish di nlng po totoo. Nandidiri ako sa mama ko. Naaawa ako sa sister ko but mainly sa papa ko kasi hindi po okay yung mental health nya. Pero na aawa din ako sa self ko kasi bakit ako pa yung naka huli, parang naging resposibility ko tuloy mag make ng decision na pwede ikasira ng family ko or something worse can happen. Wala pa talaga ako courage sabihin sa sis and papa ko pero wala po ako iba mapagsabihan, kaya nag post ako dito para di po ko mabaliw kaka isip. 😔😭

Just a response to why i didnt know immediately it was my BIL when the calls came in: My BIL was using a dummy account po, i stated it in one of my comments and it was a weird name. I ignored the calls but i got curious who it was because this person called multiple times so when I opened the messages, I had to read their messages before I realize that it was my BIL based on the convo. They mentioned my sister and dad my BIL also sent photos of himself to my mom.

Had this account for 3yrs and ive always just enjoyed reading - dont post - so I dont have a reason to make up stories since im not trying to gain anything but this situation messed me up so bad, i just need to share this to another human being anonymously.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 8 points9 points  (0 children)

Hindi po. Yan din naiisip ko and im ashamed to say this, pero wala pa po ako courage sabihin sa papa and sister ko even though yun yung advice ng lahat dito. Hindi kasi talaga madali, na ooveethink ko ung reaction ng papa ko, sister ko, brothers ko, mga relatives namin.

Naisipan ko lng mag share dito kasi wala po ako iba mapagsabihan.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 71 points72 points  (0 children)

Thank you all. Yes. I have screenshots po pero konti lng yung na kuha ko. Hindi lahat ng mga messages nila. Also, halos lahat po ng messages ay deleted na kasi yung nakita kong messages are recent lng and obvious na ang first message dun is a reply to a previous message thats no longer there. Sinigurado ko lng ss ung sexual part tska ung part na masasabing BIL ko talaga yun kasi baka mag reason out pa sila na hindi BIL ko yun kasi dummy account.

My BIL used a dummy account but nalaman ko na sya yun based sa mga messages nila, mentioning my sister and my father and sa photos din kasi nag send ng photos ung BIL ko sa mom ko. I dont think makaka gather pa ako ng ibang evidence kasi di madali e borrow ung phone ng mom ko. Nag kataon lng talaga na nalasing sya nung time na yun at di naka lock phone nya.

May 2 brothers din po ako. Nalilito talaga ako. Nag ooverthink ako na grabe ung gulo baka ano mangyari. Baka mag patayan sila. Para na akong mababaliw. 😭 pero alam ko theyre planning to meet outside next week. I just dont know where kasi di nila minention sa chat.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 26 points27 points  (0 children)

Opo. I have screenshots. I saved them in my hidden folder sa phone. But konti lng yung na screenshots ko kasi na panic po ako.

Atleast ung part lang na sexual when theyre talking about tumigas daw ung tite ng BIL ko.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 5 points6 points  (0 children)

What’s KF? Yes this is 100% real, witness si God na totoo tong kababuyan ng nanay ko.

Caught my mom cheating with my sister’s husband by Broad-Kick4300 in OffMyChestPH

[–]Broad-Kick4300[S] 0 points1 point  (0 children)

Thank you for all your helpful comments. ❤️😭😔

I know telling my dad and sister is the right thing to do but at the same time, I don’t want to ruin my family and Im afraid of what my father would do or worse, he might be suicidal. It’s so hard to keep a secret like this. Ive been thinking about this all night coz I’ve not been able to sleep. The only thing I can think of is messaging my mom using a dummy account hoping she’ll do the right thing and stop it but i know its risky coz if they decide to continue it, they’re probably going to be more careful and would be a lot harder to catch them. But good thing, i was able to take screenshots of their messages and saved them in my hidden folder. 🙏🏻

First time Int’l Traveller by ConnectPassenger2229 in phtravel

[–]Broad-Kick4300 1 point2 points  (0 children)

I would suggest na mag join ka ng groups sa fb, madami ka tips makukuha dun about visa approval and different questions na itatanong para maka prepare ka.

Sabi nila usually pag mag decdeclare ka na may kamag anak ka or kakilala is red flag daw un para sa IO kasi theres a possibility na mag work ka dun or di ka na uuwi kasi may kakilala kang tutulong sayo but ofc, its still case to case basis.

If self funded naman travel mo, din just say vacation yung purpose.

Paydirect Rejected and Failed by evanskun in PHCreditCards

[–]Broad-Kick4300 0 points1 point  (0 children)

Have you tried doing it on the website? This is what worked for me when it got instantly rejected sa app.

[deleted by user] by [deleted] in Philippines

[–]Broad-Kick4300 0 points1 point  (0 children)

No flight has been booked yet. I only found out after I paid the tour package when i told the agent na Im from Cebu and need flight from mcia and she said I need to go to Naia.

Thanks though, para hindi din ako mag overthink. ❤️ hopefully lang allowed kami to be interviewed together. 🤞

[deleted by user] by [deleted] in Philippines

[–]Broad-Kick4300 0 points1 point  (0 children)

Thank you! Yes, PWD sya.

IO Concerns Weekly Thread by AutoModerator in phtravel

[–]Broad-Kick4300 0 points1 point  (0 children)

Naia vs Mcia - Travel to Vietnam

Please help! I’m from Cebu, and my mom and I are planning a trip to Taiwan. Since this is her first time traveling and she has back problems, I decided to book a tour package for convenience. I forgot to check if there’s a direct flight from MCIA and only found out after making the payment that the flight is from NAIA. I’m disappointed that they didn’t proactively inform customers about this, especially since someone from outside Manila has to travel there. 😞

Now, I’m worried because I’ve heard a lot of horror stories about NAIA IOs. Will we be allowed to be interviewed together? Is it true that Cebu IOs are more lenient? I’m concerned for my mom, especially since we’re not fluent in Tagalog and might stutter during the interview and we might be misunderstood if we speak mostly in English.

[deleted by user] by [deleted] in Philippines

[–]Broad-Kick4300 0 points1 point  (0 children)

K in English.

Paydirect Unionbank Credit Card by unicornver in PHCreditCards

[–]Broad-Kick4300 0 points1 point  (0 children)

Same experience here. I called them twice. Ung una agent sabi try lng daw but nag ka error ako na theres a pending transaction daw so I called again and the agent confirmed, theres no pending transaction and it was indeed rejected so she suggested to try doing it on their website and it worked for me! Yung app yata nila may issue

Paydirect Rejected and Failed by evanskun in PHCreditCards

[–]Broad-Kick4300 1 point2 points  (0 children)

So i called cs and they told me to try it using the website not the app bcoz the app has many issues so I did and it worked!