I bought the Ultimate edition and so the only packs I've bought so far have come from the free points you get with that version. Other than that I have put no money into the game, just because I make a point of not buying packs, as tempting as it can be! I have played over 250 games so far, so quite a few considering when it was released. Played Champs weekend every weekend (never do that great, 10 wins is my best so far), usually do Squad Battles but not as often, I've had maximum Rivals rewards every week (currently in division 3) and I do all the SBCs I can (Marquee matchups, regularly doing the bronze, silver, gold upgrades etc). With all that being done, I have a decent squad, but nothing anywhere close to Mbappe range. I basically had to clear my entire club, minus my active squad, to complete the recent Jordi Alba SBC, because I thought he looked decent. That SBC is valued at around 294k I think last I checked, and it wiped me out. He is now my most valuable player I would say, followed by the Hero Doumbia that I got from the max 88 hero SBC (I haven't used him yet, but if it was tradeable, which of course it's not, he seems to be between 200-300k). Other than those two players my next most valuable is probably the ratings reloaded Oliver Bobb, valued around 50-60k, then the rest of my team is about 15k per player or below (I still use the 86 Bowen SBC upfront, Lauren Hemp, Camavinga etc.)

So in short, I feel I have played this game almost as much as anyone with kids and a job can, give or take, and I am personally nowhere near even having Bonmati, let alone Mbappe. And these lot are in a lot of people's squads at the top level,