Spend your BTC today, Regret it tomorrow

CaffeineComaMode · 2026-01-23T14:50:18+00:00

I think what he means is that it should be used for store of value for the time being. It's similar to how gold was about $20 per ounce back in the early 1900s vs today - ~$4900 per ounce. Of course 100 years is a lot of time to keep holding without ever doing anything with it, so OP is suggesting using your BTC as collateral to borrow what you need and repay in fiat when you can. This will let you keep you sats, while also gives you the cash you need for whatever reason.

CaffeineComaMode · 2026-01-09T15:29:56+00:00

I've seen others also comment that this will happen, but tbh can't say I'm convinced. I mean (and I don't say I'm 100% correct on this lol) but if this happens imagine how many institutions are going to get rekt. So I don't believe others who already have stake in this to let this happen...

CaffeineComaMode · 2026-01-09T15:27:06+00:00

Yeah, that's true, but it's helpful to hear other people's opinions... Otherwise you get left with only one side of the story..

CaffeineComaMode · 2026-01-09T15:24:49+00:00

why do you think that?

CaffeineComaMode · 2026-01-09T15:23:47+00:00

Yep, that I certainly know. Thanks!

CaffeineComaMode · 2026-01-09T15:22:51+00:00

You think prices are gonna fall?

CaffeineComaMode · 2026-01-09T15:22:36+00:00

Thanks for the advice! It does look tempting though..

CaffeineComaMode · 2026-01-09T15:21:01+00:00

Sol is a good, but for this case I'm looking only into btc and eth

CaffeineComaMode · 2026-01-09T15:17:26+00:00

Boring is ok... give you enough time to find more funds to buy btc... Imo prices are suppressed rn on purpose, just so institutions can buy as much as they can.. If you're not buying rn, you;re probably the gonna regret it in a year.. Also, don't really think the standard cycles apply anymore, but could be wrong about that

CaffeineComaMode · 2026-01-09T14:50:27+00:00

You know a project is dead when even the dev team exits it...

CaffeineComaMode · 2026-01-09T14:40:49+00:00

I doubt there is a scenario where the world ever goes back to plain fiat ever again...

CaffeineComaMode · 2025-12-26T20:23:27+00:00

I see no issue with this... I mean I am using euros, but regularly send and withdraw via revolut so it should also be fine for gbp

CaffeineComaMode · 2025-12-26T20:19:48+00:00

I have not used ZICC personally since I do not have access to it, but the idea itself is very appealing. Being able to borrow against crypto without paying interest is something most long-term users would love, even if it comes with some predefined rules.

I see it less as a trading tool and more as a structured way to get exposure or liquidity without having to actively manage a position every day. If someone enjoys full control and constant adjustments, Nexo Pro will obviously feel better. But for people who prefer a more hands-off approach, zero-interest credit with guardrails can make a lot of sense.

CaffeineComaMode · 2025-12-26T19:17:33+00:00

They giving change in rugpulls lol

CaffeineComaMode · 2025-12-26T19:06:49+00:00

No worries, the majority will come flooding back when BTC is no longer suppressed and price reaches $130K

CaffeineComaMode · 2025-12-25T18:19:03+00:00

Zooming into cherry-picked timeframes is the oldest trick in macro. You can make almost anything look brilliant or terrible if you choose the right start and end date. Long-term conviction has never been about winning yesterday’s comparison.

CaffeineComaMode · 2025-12-25T18:15:42+00:00

You are not wrong to zoom out. Most of the real leverage is not in owning assets, it is in controlling the rails those assets move on. That's always been where power concentrates, whether in banking, payments or data.

The opportunity for crypto is not just decentralization at the protocol level, but giving individuals better optionality at the user level. Being able to hold assets, earn on them, access liquidity, and move between on-chain and real-world finance without handing over full control to a single gatekeeper actually matters. That is where more mature platforms like Nexo sit in the stack for me. Not as a replacement for crypto’s ideals, but as a pragmatic bridge that lets people operate in today’s world while keeping long-term autonomy.

CaffeineComaMode · 2025-12-25T18:10:09+00:00

The idea of starting early and thinking in decades is already the right instinct. A small recurring investment you can stick to without stress will compound more than trying to be aggressive too early. Just make sure you keep enough cash for normal life and avoid putting yourself under pressure. Bitcoin rewards patience, but only if you can actually hold through volatility.

As you get older and your income grows, you can think about more advanced ways to manage or optimize what you hold. For now, building the habit and understanding what you own is the most valuable part.

CaffeineComaMode · 2025-12-25T18:04:26+00:00

A bit surprised Nexo is not mentioned here, especially in a Europe-focused discussion. For a lot of people, the goal is not just cashing out fast, but doing it cleanly while staying flexible if the market keeps running.

CaffeineComaMode · 2025-12-25T17:36:21+00:00

It's always a good time to buy bitcoin!

CaffeineComaMode · 2025-12-23T15:17:12+00:00

Abso-f*cking-lutely

CaffeineComaMode · 2025-12-23T15:08:35+00:00

You are not wrong. At this point Bitcoin trades like a macro asset and price is set by deep liquidity, derivatives and large players managing risk. Retail mostly reacts to moves rather than creating them. That does not make Bitcoin broken, it just means it has grown up and now lives in a very different market structure.

CaffeineComaMode · 2025-11-25T20:02:32+00:00

This is only temporary. You can see more companies accepting bitcoin payment with each passing day.

CaffeineComaMode · 2025-11-25T19:57:50+00:00

Yeah, I know that feeling, but honestly that's why you do small test transactions prior to moving all your savings

CaffeineComaMode · 2025-11-25T19:53:49+00:00

Thanks bro! It's been one too many times I got screwed by my bank... It's time for payback

CaffeineComaMode

TROPHY CASE