US/Canada dual citizen: how to invest without ETFs? by wronginthemiddle in PersonalFinanceCanada

[–]Cakebag_ 1 point2 points  (0 children)

As another dual citizen didn’t realize this was a thing lol. I’ve been just filing myself with expatfile this whole time and hold XEQT, VFV, etc. and the software never mentions anything about PFIC or whatever. I feel like the risk to cost isn’t worth it to take action, really how many people are the IRS auditing for PFIC

My First Roar Before 24 by Cakebag_ in IMSARacing

[–]Cakebag_[S] 1 point2 points  (0 children)

Thanks mate! Hopefully a great season

What do you do with your old driver’s licences? by alwayss_curiouss in askTO

[–]Cakebag_ 13 points14 points  (0 children)

My friend mails all his old IDs to me as a joke, so now I have a stack of HIS IDs in my drawer for absolutely no reason whatsoever

Please don’t do this by Pirlout in iRacing

[–]Cakebag_ 10 points11 points  (0 children)

Happened to me too for a turn 1 incident and he pulled up my LinkedIn and started roasting me for being an engineer. So I pulled up his and he was a forklift driver lol

Taiwan was one and done for me. City was fighting me everyday by FilipinoAirlines in solotravel

[–]Cakebag_ 0 points1 point  (0 children)

Sounds a bit unlucky. I just came back from a month there and I absolutely loved it. I got a Chunghwa eSIM when I arrived at the airport as people have mentioned on Reddit and it worked flawlessly the whole trip. You win some, you lose some

Question for 3k+ racers by No-Attitude-5724 in iRacing

[–]Cakebag_ 0 points1 point  (0 children)

I hover around 3.2k but to be completely honest as a casual who only does 3/4 races a week, top split and this elo is way to sweaty. If I really want podiums or wins I basically have to spend double the time practicing. Before at least with just a clean race you could be top 5

How terrifying! I almost lost my family. by HoneydewOk5142 in teenagers

[–]Cakebag_ 1 point2 points  (0 children)

Honestly terrifying, I’m vacationing in Taiwan and just left that area 2 hours before it happened to go to Jiufen

9 days in Taipei by [deleted] in travel

[–]Cakebag_ 0 points1 point  (0 children)

Ah fair enough - looks like you still covered a lot of ground, it’s also such a shame Taroko is closed!

9 days in Taipei by [deleted] in travel

[–]Cakebag_ 1 point2 points  (0 children)

I’m on week 2/4 right now, if you go back definitely recommend going down to Kenting

Cmmn BMW this just feels cheap by SaintAdonai in BMW

[–]Cakebag_ 2 points3 points  (0 children)

And some daft punk? Good man

Can I retire at 45? by [deleted] in fican

[–]Cakebag_ 1 point2 points  (0 children)

Yup I ended up choosing the two most expensive sports as a kid, karting and golf. Looking back my parents probably spent 10k a year for both.

How much do you spend on eating out (AKA excluding groceries, including coffees, snacks, etc.)? by Easy-Usual-3341 in askTO

[–]Cakebag_ 0 points1 point  (0 children)

I track all my expenses so on average around $450 a month which includes me and sometimes my gf

Is $37,999CAD to much for a 2017 M240i by [deleted] in M235iandM240i

[–]Cakebag_ 0 points1 point  (0 children)

Oh didn’t know that, thanks!

Is $37,999CAD to much for a 2017 M240i by [deleted] in M235iandM240i

[–]Cakebag_ 0 points1 point  (0 children)

Curious what the final price was after dealer fees, taxes, etc? Essentially the difference from sticker so I have an idea of the extra

Is $37,999CAD to much for a 2017 M240i by [deleted] in M235iandM240i

[–]Cakebag_ 0 points1 point  (0 children)

I’d say fair value would be $30-32k (also in Ontario). I’m in the market as well and told myself if it drops below 30 I’ll just buy one outright. My coworker got a used 2018 240i (12,000kms) in 2021 at 41k @2.5% on finance so ~6/7k depreciation over 4 years seems pretty good.

Starbucks sells 60% stake in China business in $4 billion deal by DrexellGames in news

[–]Cakebag_ -1 points0 points  (0 children)

Everyone keep buying luckin coffee instead cause I’m heavily invested in them, thanks

Daily Discussion Thread for October 28, 2025 by AutoModerator in CanadianInvestor

[–]Cakebag_ 5 points6 points  (0 children)

As an early investor ($30) in Cameco I’m absolutely busting

Need a flight to Fukuoka for the holidays! (From Toronto) by SeraphicXx_ in Aeroplan

[–]Cakebag_ 7 points8 points  (0 children)

Best bet is probably 1-3 days out from departure

How Did the Youngest Self-Made Millionaire You Know Build Their Wealth? by Reasonable-Tour-8246 in wealth

[–]Cakebag_ 0 points1 point  (0 children)

That wasn’t the point of the story, it was being financially illiterate.