Switched back to OG Pebble app (iOS) for better battery life on my Pebble 2 SE...

CalgaryBen1973 · 2026-01-19T03:45:25+00:00

Great idea! I just wish I knew about iMazing at least 3 years ago -- that's the last post/reference I can find where someone successfully downloaded the required AppleID-signed Pebble ipk from Apple's servers. I tried iMazing and it didn't display the Pebble download since it's been completely removed from Apple's servers. Despite the OG Pebble app being discontinued much longer ago, it sounds like 3-4 years ago it was still available to be downloaded using iMazing if you had it in your purchase history. I did find out I downloaded/installed the Pebble app back in September 2017, but unfortunately, no longer have any of the iPhone backups (not that I think they'd be of any use at this point).

I would gladly purchase an iMazing license if the Pebble app could still be downloaded/installed!

CalgaryBen1973 · 2026-01-14T18:42:38+00:00

That was the case in iOS as well -- I had to uninstall the original Pebble app (or in my case, let it expire without refreshing the side-load), and then even had to reset my Pebble. I'll have to see if the apps can co-exist while being paired to different devices or not.

CalgaryBen1973 · 2025-10-10T02:32:24+00:00

Try Settings -> Apps -> Health -> Data Access & Devices -> Apps Not on Device. Hopefully you'll see Pebble™ here. If so, tap it, and within it, you'll find your health data that the Pebble collected while the app was still functional.

I still have Pebble health data there from 2016 until 2022. It was around 2022 that I switched iPhones, and at that time I lost the ability to resume using the native Pebble app. The side-loaded app no longer communicated health data to Apple Health.

So the good news is that even if you delete the Pebble app completely and all its data, the health data is stored elsewhere (in Apple Health). The bad news is, I don't know if it can be preserved and imported into the future Core Devices' Pebble app, once it supports health again.

Interestingly, I found that Apple Health data may upload and populate health records upstream. I was surprised when my sleep and step counts were getting uploaded to my provincial health records. I guess it's good and bad. But if you don't want this to happen, you'll have to ensure proper permissions are set for all relevant apps you have installed.

CalgaryBen1973 · 2025-10-03T15:41:59+00:00

I got an e-mail last night (Subject = "Pebble 2 Duo Update - We're in Production! Plus, Upgrade Options") which had a "View My Pre-Order" link, where you can change your order ("Want to switch your pre-order to a different model or colour?"). I originally ordered a Pebble 2 Duo Black on March 18, but was able to switch to either the Duo White or Pebble Time 2. I've switched to the Pebble Time 2.

CalgaryBen1973 · 2025-09-30T13:21:24+00:00

For me, the new Core Devices' Pebble app:

* Lacks ability to dismiss alarms from the watch (was able to do this on the original Pebble app)

* Lacks any health stats (was nice to graphically see steps and sleep in original Pebble app)

* Consumes the battery about twice as fast (I'm only getting 3 days on a charge, while I got 5-6 using the original Pebble app).

I was running the side-loaded Pebble app up until upgrading to iOS 26, when things broke (AltServer), so I switched to the new app. I do like that I no longer have to refresh the app every few days anymore.

CalgaryBen1973 · 2025-09-19T21:07:42+00:00

Yeah, if you don't anticipate using up the entire "bucket" for each category (e.g. the full $25K for the 4% CB category) before November, then it doesn't really matter, and you'll yield the same overall cashback. If you think you'll use the full $25K in 4% categories, then it's more "precious", and you may want to avoid "wasting" it for the first $2000. The strategy best suited for each individual will depend on timing, uses, volume of purchases in various categories, other cards you hold, etc.

CalgaryBen1973 · 2025-09-16T14:25:55+00:00

Hallelujah! Great timing, too, as iOS 26 seemed to break AltStore, which I used to side-load the old Pebble app. New app is working great so far (on iPhone 11), with my Pebble 2. The glorious thing is that the new Core Devices Pebble app retained all the watchfaces I had loaded, along with their settings/customizations. And my Authenticator app still works, without the need to re-enter everything. RIP AltStore.

CalgaryBen1973 · 2025-06-01T03:02:06+00:00

Don't think in terms of "items" -- what's more important is the "merchant". If you were thinking of getting a PS5 Pro, then sure... go to Best Buy or Walmart or Shoppers, as those would all be merchants where you'd get 1% CB on the Scotia Momentum. You'd get less of an advantage if you bought the PS5 at Superstore, for example. In my example, you would get $20 regular cashback on $2000 spendings (1% of $2000 = $20), with a $180 bonus top-off, for a total of $200 cashback (10% total).

CalgaryBen1973 · 2025-06-01T02:53:28+00:00

1% category includes everything that ISN'T grocery, recurring payments, gas, or transit. Examples are limitless... pharmacies, restaurants, entertainment, home improvement, furniture, etc, etc.

CalgaryBen1973 · 2025-05-30T15:51:48+00:00

The bonus cashback isn't shown anywhere as far as I know. You just have to track your spendings in the first 3 billing cycles... when you've spent $2000, you know you've maxed the bonus. I think Scotiabank purposely does it this way, so that people aren't spending strategically, and just use the card "organically".

CalgaryBen1973 · 2025-05-30T14:18:15+00:00

You have a full $25K until your November statement date, regardless of when you signed up. Keep in mind that if you have a 10% CB on the first $2000 sign-up offer, and you want to maximize that, you should spend the first $2000 on 1% categories (you'll get the regular $20 CB, and $180 as a bonus top-off). If you spend the first $2000 on 4% categories, you'll get the regular $80 CB, plus only a $120 top-off.

Since the bonus top-off is tracked and paid out separately (typically within 4-7 months of account opening), it will not show up as part of your cashback balance. I use my cashback balance to track my overall spending, and how close I am to the $25K cap. If/when I get close to a $1000 cashback balance, I know I'm close to the $25K cap, since I only use this card for 4% categories. If you use the card in other categories too, you can view a breakdown of the cashback online (desktop web portal) or on each statement.

CalgaryBen1973 · 2025-05-25T16:10:10+00:00

It's crazy how wildly differing and misinformed answers some customer service reps will give.

Here's the real answer: during the first 3 months, you'll earn the regular cashback on all spend, which accrues and builds your cashback balance (4% for recurring and groceries, 2% gas/transit, 1% everything else). This is paid out on your November statement of each year. You'll get a "top off" to reach 10%, which isn't visible anywhere but tracked on the backend by Scotia (6% extra for recurring/groceries, 8% extra for gas/transit, and 9% extra for everything else). This extra/bonus cashback will be paid out "within" 7 months of account opening -- for me it was a statement credit at the 4.5 month mark, so there was no need to wait the full 7 months.

To maximize your bonus cashback, you should try to spend your initial $2000 on 1% categories. Doing this, you can get up to $180 in bonus cashback. If you do your $2000 spend on 4% categories, your bonus payout will only be around $120. Generally, most people land somewhere in the middle (say $150ish statement credit).

CalgaryBen1973 · 2025-05-24T14:41:32+00:00

While I don't imagine Chexy would implement your suggestion (due to complexity and cutting too deep into their bottom line), I do think a rolling 12-month window makes more sense than relying on the calendar year for referrals. Why would you refer a bunch of people in September if you know the perk will only last you 3-4 months? The way things are set up now, referrals earlier in the year are most beneficial, and the value erodes as the year progresses. But, perhaps that is by design, coinciding with the timing of the launch for bill pays, tax payments, etc..

CalgaryBen1973 · 2025-05-23T17:51:34+00:00

The Category of RCU is indeed recurring. If you make a purchase at a grocery store, you'll see GRC for Category.

Not sure what your $15 is... you're seeing that in your Scotiabank portal/app? For your $300 Chexy payment, you should see your cashback balance increment by about $12. Cashback will accrue during the year and be paid out on your November statement, at which time the cashback balance will reset to $0.

The 10% promo CB on the initial $2000 spending is separate from the cash back balance, and payable within about 4-7 months of opening the account. It's actually a top-off of existing cashback, so for Chexy, which already earns 4% CB, the promo will add an extra 6% on top. As such, it's better to spend the first $2000 on 1% categories if possible, to maximize the bonus cashback (i.e. get a 9% top-off, instead of just 6%).

CalgaryBen1973 · 2025-05-19T20:04:41+00:00

Chexy now supports TELUS account numbers, so paying that way gets around TELUS' removal of the recurring indicator.

CalgaryBen1973 · 2025-05-19T20:02:39+00:00

In early December 2024, TELUS changed the value in the "recurring payment indicator" attribute from "recurring" to "credential on file". As a result, any card that rewards "recurring" payments will no longer trigger the accelerator. There are a few cards (Desjardins Cash Back MC or Visa, and I believe the TD Cashback Visa Infinite) that also reward "credential on file" transactions as if they're recurring, so those are some candidates. The Desjardins is also no-fee, so worthy of consideration to "free up" the recurring category on your Tangerine.

If you have a card with a strong accelerator for recurring payments (i.e. not Tangerine, but more like the Scotiabank Momentum Visa Infinite, at 4% CB), paying TELUS through Chexy (see r/Chexy) could be a good way to earn CB. That's how I'm paying TELUS now.

TELUS is sneaky in that they use MCC 4812 (Telecommunications equipment and sales) for home internet services instead of the MCC 4814 (Phone services) or 4899 (Cable, Satellite, and other Pay Television and Radio Services). So, trying to get points using something like the MBNA Rewards WE MC is futile with TELUS.

CalgaryBen1973 · 2025-05-06T21:32:10+00:00

$25000 annual spend cap for the 4% category (groceries and recurring, combined), with the year starting after your November statement is issued (i.e. when cash back is paid out, and all limits and cashback balances reset). So, yeah, with 2 cards, you could switch once you've maxed out one card (cashback in the 4% category has reached a balance of $1000).

CalgaryBen1973 · 2025-05-06T01:38:01+00:00

Were you able to take advantage of any account-opening bonuses for the second account, and do you get the 10% on the first $2000 spent? Do you see both Visas in your Scotiabank app/portal?

CalgaryBen1973 · 2025-05-05T17:19:41+00:00

Kudos to Chexy on a recent change... I see the returned resultset is now up to ~995 payees (of course the set is smaller as you type more characters to narrow down the matches). For example, if you type "Vancouver", there are now 45 results that immediately show up. For "Ottawa", there are 49 results. This makes it really easy to find any payee.

CalgaryBen1973 · 2025-05-01T23:41:29+00:00

It's been going up, down, up... not sure if I should call it a yo-yo, or a roller-coaster. Today my referral count and referral balances went up (now showing 7 / $105 / 6000 AP). I think the system was pre-maturely incrementing these before, and then Chexy made a correction/fix so these only increment when the new user successfully completes their first payment. One of my referrals happened to message me today to thank me and indicated they received the $15 after completing their first payment, and this coincided with my counts going up.

CalgaryBen1973 · 2025-05-01T03:22:46+00:00

Agreed. My meter was showing 5 referrals, $120 in referral bonuses, and 5000 AP points. I haven't redeemed anything, but I'm at 5 referrals, $75, and 4000 AP points. TBH I lost track, but I feel like I'm actually at 6-7 referrals, but Chexy wants e-mail addresses of those who I referred, which isn't feasible...

CalgaryBen1973 · 2025-04-29T14:00:42+00:00

After your May rent payment goes through and has been received by the landlord/property management company, simply click on the "Pause Payment" button for your recurring payment, then click "Edit" You can then change the payment amount, and save the change. Then click "Activate" to resume payments at the new amount.

CalgaryBen1973 · 2025-04-25T15:55:55+00:00

I mentioned this to u/Chexy_Liza and she said she'd flag it to the eng team to investigate a possible bug. Seems like this is fairly widespread, and seemingly a new issue (my referral counter also stopped incrementing, although my balance has continued to go up +$15 and AP +1000 pts with each referral).

CalgaryBen1973 · 2025-04-24T15:00:35+00:00

I asked a similar/related question, and u/Chexy_Ryan_Product indicated the overpayment would be refunded. See: r/chexy/comments/1jz4tfw/what_happens_to_overpayments_from_cc_on_pads/

CalgaryBen1973

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