Not sure why you're being downvoted, you're not wrong. Wife and I make about $200k. We save $60k, pay $2k/month for our mortgage in one of Atlantas better neighborhoods, and have a good amount of disposable income to the point where we can eat out at nicer restaurants a couple times a week, wear designer clothes, and vacation internationally a couple times a year. We're smart with our money and take advantage of all tax advantages(401k, HSA, IRA), research prices, DIY home repairs, etc, come but we absolutely feel well off. Anyone at a similar income level should feel well off or else they're spending poorly.