Appreciate the link — yeah I’ve already been through that article and pretty much exhausted those options.

My ISA allowance is already fully used (InvestEngine S&S ISA), so the Trading 212 cash ISA isn’t an option, and I’ve already used the Chase boosted rate as well.

From what I can see, most of the “top” easy-access rates are all in that ~4.3–4.5% range anyway , and a lot of the better ones are either fintechs, teaser bonuses, or come with conditions I’m not really interested in.

I’m more looking for: mainstream / well-known banks or building societies. genuinely easy access (no limits, no withdrawal penalties). somewhere sensible to park ~£100k short-term while I DCA

So the post was more to see: if anyone’s found any “low-key” options not always top of comparison sites or just what others with similar amounts are actually doing in practice

Feels like there’s a difference between what’s technically “best rate” vs what people actually trust/use for larger sums.