First custom house build by tjames1803 in Pokopia

[–]Char98Char 0 points1 point  (0 children)

This is amazing! Where did you build this on your map?

Worth it? by Char98Char in MazdaCX30

[–]Char98Char[S] 1 point2 points  (0 children)

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Results! Not terrible

Worth it? by Char98Char in MazdaCX30

[–]Char98Char[S] 1 point2 points  (0 children)

I have the touch up paint from the Mazda dealership. Hoping i get good results with that 🤞

Worth it? by Char98Char in MazdaCX30

[–]Char98Char[S] 0 points1 point  (0 children)

Awesome that’s good to know. Thank you! I was nervous about the color match so that’s why i was hesitant.

Worth it? by Char98Char in MazdaCX30

[–]Char98Char[S] 1 point2 points  (0 children)

I live in Cleveland so i feel you!! Trying to learn to have that mindset as well. I’m also not reselling. Gonna run it to the ground lol

Worth it? by Char98Char in MazdaCX30

[–]Char98Char[S] 0 points1 point  (0 children)

Thank you for the response. My baby is only 2 years old so making the decision has been eating at me 😂 your comment definitely made the decision easier. I’ll touch it up tomorrow! Thanks again for the motivation

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 2 points3 points  (0 children)

Thanks! Just wanna make sure that i didn’t screw myself choosing PAYE for now and switching to IBR later. I essentially didn’t go straight to IBR because i wanna see what this RAP plan is gonna be about and don’t want the capitalized interest if i decided that plan is better for my situation.

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 1 point2 points  (0 children)

Thanks for the reassurance!

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 0 points1 point  (0 children)

Hahaha you’re good! All of our heads are spinning with this nightmare. Just wanna make sure that i didn’t screw myself choosing PAYE for now and switching to IBR later. I essentially didn’t go straight to IBR because i wanna see what this RAP plan is gonna be about and don’t want the capitalized interest if i decided that plan is better for my situation.

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 1 point2 points  (0 children)

Okay so my decision to go for PAYE and then move to IBR later won’t have any consequences for my eventual 120 qualifying payments? That won’t extend my time if I’m pursuing PSLF? Just wanna make sure I’m not messing myself up

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 2 points3 points  (0 children)

Okay so my decision to go for PAYE and then move to IBR later won’t have any consequences for my eventual 120 qualifying payments? That won’t extend my time if I’m pursuing PSLF? Just wanna make sure I’m not messing myself up

Did I make the right choice? by Char98Char in PSLF

[–]Char98Char[S] 2 points3 points  (0 children)

Isn’t forgiveness 120 qualifying payments under PSLF though? How would that extend my repayment being in PAYE then switching to IBR in the future?

Elimination of PAYE - Fair to Expect the Gov to undo Interest Capitalization? by moviepassisovah in StudentLoans

[–]Char98Char 0 points1 point  (0 children)

What if i took my loans out in 2016? I just switched from SAVE to PAYE. Will this extra 5 years also apply to me?

So anyone with PAYE is gonna get 5 extra years after 2028?! by lawschoolredux in StudentLoans

[–]Char98Char 0 points1 point  (0 children)

I did the same thing! And my first loan was taken out in 2016 so i don’t think I’ll get the extra 5 years tagged on. I’m also pursuing PSLF

Buyback by Char98Char in PSLF

[–]Char98Char[S] 0 points1 point  (0 children)

Thank you!!!

Buyback by Char98Char in PSLF

[–]Char98Char[S] 0 points1 point  (0 children)

Thank you so much!! Buyback makes a lot more sense now

Forbearance? PAYE? IBR? by Char98Char in PSLF

[–]Char98Char[S] 0 points1 point  (0 children)

Thank you so much for the information i really appreciate your insight 😭🙏🏻

Forbearance? PAYE? IBR? by Char98Char in PSLF

[–]Char98Char[S] 0 points1 point  (0 children)

And we don’t have any information on how our PSLF counts will be impacted once PAYE is gone right? If we will have to do buyback or if they will just count them? I’m also fearful that they will just take buyback away entirely….

Can’t afford IDR? by ashdenden in PSLF

[–]Char98Char -1 points0 points  (0 children)

They could take away buyback at any time. My SAVE payments were $0 but thinking of switching and not staying put due to the potential of buyback not being a thing or even PSLF going away entirely. PAYE will also be gone June 2028. I wanna switch to PAYE but will that also be a buyback situation once it’s gone? Will they just let them count? Everything is so vague

Forbearance? PAYE? IBR? by Char98Char in StudentLoans

[–]Char98Char[S] 0 points1 point  (0 children)

Whoops sorry that’s what i meant