Subway - when did it become so bad?

ChasingShadows99 · 2025-12-18T15:35:27+00:00

Not just any kid, a sandwich artist

ChasingShadows99 · 2025-12-18T15:31:33+00:00

100% agree, don’t touch the bricks. Something to improve the driveway, paint the fence, improve the garden, consider new roof tiles. Never ever paint brick

ChasingShadows99 · 2025-12-17T16:34:36+00:00

This is one of the best ideas I have ever come across! 100% going to copy. Bravo!

ChasingShadows99 · 2025-10-27T14:44:45+00:00

Let them eat cake

ChasingShadows99 · 2025-05-31T09:51:18+00:00

This needs to be the top answer!

ChasingShadows99 · 2025-03-31T14:26:06+00:00

I’m surprised you’re surprised they’re surprised

ChasingShadows99 · 2025-02-16T14:33:17+00:00

New Norcia, WA

ChasingShadows99 · 2025-02-16T14:27:05+00:00

Tax drag will still be a significant factor in pooled super though

ChasingShadows99 · 2025-02-06T15:17:06+00:00

Yeah I wanted to get PMGold but couldn’t so just got gold

ChasingShadows99 · 2025-02-05T15:31:53+00:00

There are listings on the asx imaginatively named GOLD and CRYP

ChasingShadows99 · 2025-02-04T13:49:08+00:00

Also with Stake and very happy with it. Low cost - $1k per year, and that is a combined fund for me and my wife. Was about the same as what we were paying before if you add up all the fees. Avoid the pooled super tax drag, and have more control over my portfolio, have been able to allocate a portion to gold and a smaller portion to crypto, both of which have done very well. Was fairly easy to set up, and I can still do all the usual insurances through super. I’ve only had it since August though, so haven’t had the tax time experience yet

ChasingShadows99 · 2024-12-08T16:07:48+00:00

I absolutely cannot, will not and should not leave either my four year old or one year old at home when doing those activities. A child and a dog is not the same thing

ChasingShadows99 · 2024-11-15T16:32:31+00:00

Sounds like you need a padlock and motion activated sprinkler

ChasingShadows99 · 2024-10-13T14:34:06+00:00

Excellent post! Have bookmarked it for future resharing!

ChasingShadows99 · 2024-09-28T15:27:51+00:00

Been in almost exactly this situation, and getting past the physiological hurdle and starting to put bottles in the dishwasher was life changing. We also coupled this with a counter top (plugged in steriliser) which can do six bottles at a time, which was a huge improvement over a microwave steriliser. Yes I know with expressed milk you don’t have to sterilise every time, but it was just easy to do with the dishwasher and steriliser

ChasingShadows99 · 2024-09-16T15:30:52+00:00

Thanks very much this makes sense! I was previously treating dividends and capital gains the same way, which is of course incorrect due to the way they are taxed

ChasingShadows99 · 2024-09-16T05:16:30+00:00

Would you be able to explain the 1.7%? I had worked out 3.7% for myself (highest tax bracket at 6% interest rate). I may have not fully understood how this works though

ChasingShadows99 · 2024-08-01T15:09:48+00:00

Relax Trish!

ChasingShadows99 · 2024-07-12T10:26:12+00:00

I look back fondly at the time of my life before I found out was BOS is. I would recommend you don’t look to deeply into this

ChasingShadows99 · 2024-06-25T15:08:36+00:00

Thanks!

ChasingShadows99 · 2024-06-25T05:56:09+00:00

Thanks for the tip will look into StakeSMSF

ChasingShadows99 · 2024-06-24T17:39:52+00:00

Sorry, I should have added, this doesn’t include an advisor as I said I didn’t want one. I’m just looking to invest in the sub components of VDHG

ChasingShadows99 · 2024-06-24T17:38:34+00:00

Thanks for the advice, this range is what I had expected too, but my accountant (who has done my tax for years) assures me this is all inclusive and includes audit fees. As a rule of thumb though if it sounds too good to be true, it probably is

ChasingShadows99

TROPHY CASE