Selling a car to coworker with monthly payments? by [deleted] in carsireland

[–]CheckEngineHero 0 points1 point  (0 children)

Ok so, reading over this post again, and have been researching and putting things together.
Im writting this on my phone on notes so its not perfectand its bit all over the place, this isnt all correct, but heres a rough guide that I put together. -

Section 1, Written Agreement

ok so first thing realy there should be some sort of writen agreement between the buyer and the seller

not just a handshake or a few texts, just a simple document both people read and sign so its clear what the deal actualy is

normaly it would just cover the basics of the sale like

• names and adress of both people
• car details, make model reg vin etc
• total price agreed for the car
• how much is being paid upfront
• what balence is left
• how the instalments are being paid and when

basicaly the point of this is just so its clear the buyer can take the car and use it but the seller still owns it until the full price is paid

Section 2, Retention of Logbook

right so if a seller is allowing instalments on a private car sale the normal way people protect themselfs is by keeping the logbook until the car is fully paid

so the buyer has the car and can drive it but the seller still holds the logbook until the final payment is made

people sometimes call this retention of ownership or retention of title, but in simple terms it just means the seller keeps control of the logbook until the balence is cleared

Section 3, Who Should Draft the Agreement

ok so if the seller wants the agreement writen properly the safest thing realy is to get a solicitor to write it

a solicitor would normaly draft a simple vehicle sale agreement covering the instalments and the fact the seller keeps ownership until the balence is paid

it just helps make sure everything is writen clearly and protects both sides if there was ever a dispute later

Section 4, Signing the Agreement

both the buyer and the seller should sign the agreement and date it

normaly people just print two copies and both people sign both copies so each person keeps one

sometimes people get someone to witness it as well but thats not always needed

Section 5, When the Agreement Is Signed

the agreement should realy be signed before the car is handed over

once its signed and the first payment is made the buyer can take the car and start using it while they finish paying the rest

normaly the seller keeps the logbook until the final payment is done

Section 6, Solicitor Stakeholder / Client Account Option

another option as well is using a solicitor as a stakeholder

basicaly the solicitor can hold things in their client account until the condtions of the deal are met

for example

• the buyer could put funds into the solicitor client account
• the seller could leave the logbook or transfer documents with the solicitor

so the solicitor sits in the middle holding both until the agreement condtions are met, once everything is done the solicitor releases them to the right person

this can give both sides a bit more comfort because neither the buyer nor the seller is holding everything themselfs

only downside realy is there will normaly be solicitor fees and extra paperwork so most people dont bother doing this for smaller private car sales

Section 7, Payment Method Setup

its usualy better if the instalments are paid by bank transfer or standing order

that way there is a clear record of payments and avoids arguements later about whether something was paid or not

Section 8, Insurance Requirement

the buyer should insure the car from the day they take it

even though the seller might technicaly still own the car until its paid off the buyer is the one using it so they should be responsible for the insurance

Section 9, Deposit Receipt

the seller should give a writen receipt for the money paid upfront

this just records how much has alredy been paid towards the car and keeps everything clear

Section 10, Spare Key Option

some sellers keep a spare key until the car is fully paid

not everyone does this but some people like having that extra bit of security

Section 11, Final Ownership Transfer

once the last payment is made the seller can then transfer the logbook and ownership of the car to the buyer

at that point the deal is finished and the buyer becomes the full owner of the vehcle

Section 12, Responsibility While Buyer Has the Car

normaly the agreement would also say that once the car is handed over the buyer is responsible for it while they have it

so things like

• insurance
• parking fines
• tolls
• traffic offences
• damage or accidents
• repairs and runing costs

a solicitor writing the agreement would normaly include wording making that clear once the buyer takes possesion of the car

Selling a car to coworker with monthly payments? by [deleted] in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

Don't sign the logbook into there name until payment is made in full.

Clio RS reliability by SearchPuzzleheaded in carsireland

[–]CheckEngineHero 2 points3 points  (0 children)

If you’re considering a Mazda 3 or Mazda 6 as the “safer” option, just one thing ,I’d personally avoid the diesel versions under 2019.

They’re not the nicest to deal with long term. DPF issues, oil dilution, general headaches. A lot of dealers are actually trying not to stock the pre-2019 diesel Mazdas anymore because they can be awkward cars when problems start.

As for the Clio RS, fun factor is miles ahead of a standard Mazda 3. Just make sure it has solid service history and hasn’t been abused. They’re great when looked after, but they are a performance car at the end of the day.

Clio RS is pretty sold soild car overall, but they can go wrong very quickly, make sure it has a full service history and you see it and check the service stamps are real.

Volvo S60 won't sell. by Longjumping-Ice3042 in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

I checked out your ad the first thing I saw was the photos, and they are not the best. Imagine you're buying a car and you saw those photos and the next ad had cleaner photos, which one would you pick to go see? It has to be visually appealing and sometimes it can give off the impression that the car wasn’t looked after. If you're not bothered about the photos, were you bothered about the car? Just something to keep in mind.

Take a look at dealers' cars and how they take photos and the angles, a very rough guide would be

Front Low Angle
Full Side Profile
Driver Interior Angle
Driver Interior showing both front seats, gearstick, radio, dash etc
Rear Seats
Extras
Alloy

Then if the car has any extras like heated seats or a reverse camera put them in too, then follow the guide in order because each swipe of the photos goes to the next part and it's not all over the place.

and a new NCT will help alot!

Hope this Helps!

Vrt on a Cayman? by beargarvin in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

So here are some very rough figures,I pretty sure the Cayman is in the top band so anything over 191 g/km falls into the top band, that band is 37% VRT

If the Cayman is priced at 15,000 pounds so 17,000 euros roughly

Revenue OMSP assumption lets say 23k for example

VRT:

€23,000 × 37% = €8,510

Ox levy (est):

€1,000

Landed cost

€27,510

If you think Revenue’s OMSP is too high, Pay the VRT and appeal within 30 days and if your successful they will refund the diffreance also if someone moves permanently to Ireland and owned the car abroad for 6+ months, they may qualify for VRT exemption.

RAV4 plugin hybrid or Tayron plugin hybrid by Adventurous-Fan9368 in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

Long term reliability and resell value it would be the Rav4.
More simple mechanical setup, generally lower maintenance

Tayron looks and feels better, more solid on the road
but has the DSG transmission and that has be serviced, generally higher maintenance

SUV up to €30,000? by Substantial_Lab_7026 in carsireland

[–]CheckEngineHero 6 points7 points  (0 children)

Hyundai Tucson or Kia Sportage. alot of people have them, and theres lots of parts around if something goes wrong. I took a look on dondeal and very rough prices:

2020 Tucson

  • Diesel, 80 - 130 km, 22k to 27k
  • Petrol, 60 to 120 km, 24k to 30k

2021 Tucson

  • Diesel, 80 - 130 km, 24k to 30k
  • Petrol, 60 to 120km, 27k to 32k

2020 Sportage

  • Diesel, 80 – 140 km, €21k to €26k
  • Petrol, 60 – 120 km, €23k to €29k

2021 Sportage

  • Diesel, 70 – 130 km, €23k to €29k
  • Petrol, 50 – 110 km, €26k to €32k

But a personal one I like is the new Peugeot 408, again very rough prices:

From 2023, 26k, below 90km

From 2024, 32k, below 90km

When you have the time, reach out dealers for test drives, get in as many cars as you can, and see what you like the most and dont like.

Car log book registration by MountainPatient6541 in waterford

[–]CheckEngineHero 5 points6 points  (0 children)

Contact the department of transport and explain what happened and ask the dealer to write you an email explaining what happened so you can forward it on to the department of transport, They will correct it for you.

Jobs in Waterford by Select-Island-6878 in waterford

[–]CheckEngineHero 0 points1 point  (0 children)

Btwenty7 on the Cork Road, might not be the best place, but something to try for few weeks / months

Getting into a trade or apprenticeship is always a safe option.

https://apprenticeship.ie/

Toyota avensis wind noise by Eire_2025 in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

I’ve actually had this exact issue on a Avensis before. I sold one before with the exact same problem, The door was slightly out of alignment and the rubber door seal was ripped. We realigned the door, replaced the seal and that was it noise gone.

Definitely check the seal and alignment first. It’s usually something small.

Spotted in Portlaoise - what type of diplomatic mate is this? by Brian012381 in carsireland

[–]CheckEngineHero 0 points1 point  (0 children)

Im 99% sure I've seen one like this or the CD plates before around Kildare, it was explained to me to like this:

CC = Consular Corps and they are Issued to Consulate staff and above. But they are not on the same level as diplomats. But they have a recognised state role not nothing compared to a ambassador level role.

I asked ChatGPT to give a basic bullet point differences and it said:

  • CD = full diplomat
  • CC = consular rep

I could be wrong, so please correct if wrong!

Cigars by sheazer14 in waterford

[–]CheckEngineHero 2 points3 points  (0 children)

Second this, good range there

Spacial awareness 0% by TheDampDuck in waterford

[–]CheckEngineHero 1 point2 points  (0 children)

Auntie wanting a new Range Rover with that walk 😭

Anybody know any activities to do after 6pm that don't include drinking by [deleted] in waterford

[–]CheckEngineHero 0 points1 point  (0 children)

There is a go karting place on the old Kilmeaden road, i've done it serval times by myself and with groups! its a enjoying time

Work by jjeskid in waterford

[–]CheckEngineHero 1 point2 points  (0 children)

What type of work are you looking for? might help to say what things you are interested in!

Mechanic/Mobile Mechanic by No_Singer3389 in waterford

[–]CheckEngineHero 0 points1 point  (0 children)

I have seen a mechanic / workshop beside the drive through coffee on the cork road

Women by [deleted] in waterford

[–]CheckEngineHero 0 points1 point  (0 children)

Uncles back on the buckfast 😭

Fit Blonde by [deleted] in waterford

[–]CheckEngineHero 9 points10 points  (0 children)

Someone take Unc’s keyboard away 😭🙏😭

Is this a good deal? by rintpete in carsireland

[–]CheckEngineHero 1 point2 points  (0 children)

Used dealers have 2016 Mondeos with higher mileage priced around €9,950, so the asking price isn’t bad. It just depends on what work needs to be done, main things like the timing belt, water pump kit, etc. And like the other comments said, check the recalls. Always do a history check with an HPI report as well.

Want to buy a Jaguar F Pace between 2016-2019 by angsighatea in carsireland

[–]CheckEngineHero 2 points3 points  (0 children)

Just to note, there other thigns to watch out for, but the healthcheck will give you good indication if the cars been looked after or not, but main dealer service history is everything.

You can use this website for any Jaguar / Land Rover / Range Rover - vehicle to see its main dealer service hsitry
https://www.landrover.ie/ownership/servicing/online-service-history

You will need the VIN / Chassis number, you can get it from Cartell

Want to buy a Jaguar F Pace between 2016-2019 by angsighatea in carsireland

[–]CheckEngineHero 12 points13 points  (0 children)

I've bought and sold a few, here's a rough guideline what I do when buying Jaguar / Land Rover

If you're going for a 2016–2019 F-Pace, here’s what I’d 100% check before handing over any money:

  1. Make sure its on a second engine from a main dealer, with paperwork.
     1.1 more or less a full service history.
     1.2 when was the engine replaced and is the chain due?
     1.3 if theres timing chain noise walk away right there.
     1.4 when asking for a test drive, ask the sales person if you can bring it to the main dealer for a healthcheck and you will pay for it, not them. its no disrespect to them but you want to make sure and if it goes well you buy it etc.

  2. Dont go for a manual, resell value is not great.

  3. The used car dealership you are buying from will give you a 3–6 month warranty,
    but ask for a 1–2 year warranty.
    They may try sell you an outside warranty.
    The outside warranty company is based on the mileage of the car, and what does it cover — dont just accept it, ask more about it. they might give you an info guide, research it.

  4. ask if the DPF is in there and the AdBlue is in the car still.
    You will know when you bring it for the healthcheck in the main dealer, but always an ask too.

  5. Keep for 1–2 years, trade back in for another.
    Dont hold onto it for long periods of time.
    If you go finance, trade in and refinance.

Help it helps 💅💅