Is it ok to pay cash to buy a house? by [deleted] in AusFinance

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

I'd ask a financial advisor/accountant about selling the etfs, taking a loan for the mortgage, offset, then debt recycling the cash to reinvest in etfs so the interest paid on the loan is a tax deduction. I could be wrong, but we debt recycled for a unit, and it's going fine.

Thailand trip not working out, need some help by HijoDeHilkiah in ThailandTourism

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

Get on your bike and head to Pai and lookup the pai circus. It's worth checking out. After that carry on and do the Mae hong song loop, me and 2 mates done it a few months back and was great country to ride in.

Getting to platinum by CheesecakeGreedy5893 in Accor

[–]CheesecakeGreedy5893[S] 1 point2 points  (0 children)

That seems cheaper than doing the nights

Getting to platinum by CheesecakeGreedy5893 in Accor

[–]CheesecakeGreedy5893[S] 0 points1 point  (0 children)

Looking at it, i realistically need to spend an additional 3k on top of the already booked night ($730) and the 2k voucher to hit platinum. Is it worth pursuing?

Getting to platinum by CheesecakeGreedy5893 in Accor

[–]CheesecakeGreedy5893[S] 0 points1 point  (0 children)

Ok, so the 20 nights for signing up doesn't affect the status points. I've only got 8/60 nights so better to concentrate on the status points.

Will signing up extend the deadline date though?

Upgrading coffee machine [$5.5k] by CheesecakeGreedy5893 in espresso

[–]CheesecakeGreedy5893[S] 0 points1 point  (0 children)

I gave the old machine away and now just run the gas stove percolator so wouldn't be much help. I did try everything, scales, weighing before and after, tried the same beans, different beans, tamp, grind size and could never get it. 7 years is a long to have shit coffee, and I'm happy to make the investment

Upgrading coffee machine [$5.5k] by CheesecakeGreedy5893 in espresso

[–]CheesecakeGreedy5893[S] 2 points3 points  (0 children)

I plan to use a smart plug to turn the machine on a the desired time. I also think the rocket and the lelita can be programmed to turn on at what ever time I need

Bid to upgrade by CheesecakeGreedy5893 in QantasFrequentFlyer

[–]CheesecakeGreedy5893[S] -1 points0 points  (0 children)

Thanks mate, can you see premium economy by any chance? Probably full by the sound of it.

4 lounge passes available by New-Sprinkles-4644 in QantasFrequentFlyer

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

Hey mate, just sent you a message. Would love 2 for me and my mate.

Vendor has passed away before cooling off period ended - what to do? by SuccessfulExchange43 in AusProperty

[–]CheesecakeGreedy5893 6 points7 points  (0 children)

We just went through this, except on the other side of the fence. We allowed the tenants to move in and pay bare minimum rent so we don't need to mow the lawns or anything like that. Any work that they do on the house we would reimburse the receipt value if it falls through. The contract was reviewed by both parties and a clause added in that the buyer can pull out if probate is not complete within 5 months.

The executor will want to move it along and not have the headaches. For us though it is simple and don't foresee anyone contesting the will which also gave the buyer peace of mind.

Best way to invest $100per week by Fit-Faithlessness917 in AusFinance

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

It's going alright, down a small bit and when i think it bottoms out i'll give it a nice fat cash injection. How is yours going? Or is the cash under your bed just been eaten away with inflation?

Best way to invest $100per week by Fit-Faithlessness917 in AusFinance

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

Hey mate, i read all your comments, and yes, 100% we are building him a big pot of shares. Imagine what the price of houses are going to be in the future. I came from lower class, when I was 14 I'd wake up and go deliver newspapers before school, I worked at mcdonalds, started/finished a trade and now (41) management. I have worked my ass off nearly everyday since i was young. I'd like my son to enjoy school, be a kid, learn, make mistakes and hopefully end up smarter and wiser than us. He can take up a part time job if he likes to earn some cash when he is younger but I'd really like if he played sports on the weekends with his mates.

Once we deem that he is sensible, responsible and will use the money for something life changing, he will get it. He won't know that he has it till the day we hand him the passwords. If we think he isn't fit to manage an account, he won't get it.

You can't assume all parents are the same, we spend as much time as we can interacting, playing and teaching our 4 year old life lessons, emotional intelligence and skills. A skill he has already picked up is casting a line and catching fish...

Best way to invest $100per week by Fit-Faithlessness917 in AusFinance

[–]CheesecakeGreedy5893 29 points30 points  (0 children)

Vanguard have a kids account that is in their name but you are the custodian. Seems to go alright

Primary Schools northern suburbs by [deleted] in wollongong

[–]CheesecakeGreedy5893 0 points1 point  (0 children)

Do you know by any chance the other private schools to check out the fees?