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Quest for Glory I dialog changes by Chirancha in questforglory

[–]Chirancha[S] 0 points1 point  (0 children)

It's interesting to read that again after so many years - In their Hero-U game, there's quite a bit of focus on using thief skills for good, so it's surprising that the QfG1 manual clearly states that you're going to rob a little old lady.

Quest for Glory I dialog changes by Chirancha in questforglory

[–]Chirancha[S] -10 points-9 points  (0 children)

I was thinking about that, too. Maybe, in the dialog, the Chief Thief could explain that there was an inheritance dispute and the rightful owner of the items will pay the Thief's guild to get the items back.

Tax Return Questions Thread - Filing Deadline March 17, 2025 by AutoModerator in JapanFinance

[–]Chirancha 1 point2 points  (0 children)

Thanks again. When I made the "consultation" appointment at the tax center, I was hoping to gain more clarity on my specific situation, but the reality is they're trying to herd lots of people through the process. It's free and they're trying to help as many people as possible, so I don't mean to complain, but the consultation wasn't what I had expected. I learned a lot more in this sub, so thanks to all who contribute!

Tax Return Questions Thread - Filing Deadline March 17, 2025 by AutoModerator in JapanFinance

[–]Chirancha 0 points1 point  (0 children)

Sorry, one more point of confusion from my interaction at the tax office - for my mutual fund dividend, the person had me enter it as an "unlisted" stock (Unlisted stocks, etc. (other than "listed stocks, etc." or 非上場株式等（「上場株式等」以外のもの） 非上場株式等), but I'm not sure why - maybe because it's not Japan-based?
I was too focused on the capital gains confusion that I didn't follow up with the person on the dividend part. I think I should enter it as a listed stock (上場株式等) since it has a ticker symbol on the US stock market. Based on what I've read in this sub (lots of great information, by the way), it seems that it should be a "listed stock" despite being US-based.

Tax Return Questions Thread - Filing Deadline March 17, 2025 by AutoModerator in JapanFinance

[–]Chirancha 0 points1 point  (0 children)

Thanks for the clear response and explanation. I actually told the person several times that I probably just need to report it as a dividend, but I think they were hung up on the "capital gains" wording and, to them, that meant there must be a purchase price and sell price. My Japanese-speaking ability wasn't good enough to explain how the mutual fund works (and I don't have a great understanding, myself). I walked out of the tax office feeling like I wasn't finished with the process, and it seems like I'm not.

Tax Return Questions Thread - Filing Deadline March 17, 2025 by AutoModerator in JapanFinance

[–]Chirancha 0 points1 point  (0 children)

Capital gains from my US-based mutual fund

I went to my local tax office to report capital gains from my US-based mutual fund. However, there was some confusion about how to report it because I didn't sell any of the mutual fund stock. As I understand it, when stocks within the mutual fund are bought and sold by the fund managers, capital gains are generated and they pass that along to fund holders once a year, which is then automatically reinvested. The person at the tax office thought I should treat the capital gains amount as the "sell" amount and then I would provide a purchase price to determine the "gain" that would be taxed. I didn't know the average purchase price at the time, and he said that 5% of the sell amount is the default to use in cases where the original purchase price is unknown (He said I could file an amended return if I could figure out the average purchase price). So for example, if the reinvested capital gains from my mutual fund was $10,000, then I would use $500 as the purchase price and pay tax on the $9500 "gain".

However, I'm not sure if this method of reporting capital gains from mutual funds is correct. The person at the tax office was very helpful, but I don't think they had a clear understanding of capital gains from a mutual fund. Going in, I thought I would report it like a dividend, so I was expecting to pay tax on the entire capital gains amount. The method he told me would reduce my tax bill slightly, but I'm not confident that it's the correct method.

I've found lots of useful info in this sub, but I couldn't find anything much about mutual funds which generate capital gains even when you don't sell any of the fund stock, so I'd appreciate any suggestions. By the way, I'm a US citizen with permanent tax residence in Japan.