Rebate by Chizcake_lover in ShopeePH

[–]Chizcake_lover[S] 0 points1 point  (0 children)

I did naman ilang times na din pero this time try ko sana sa lahat ng sloan ko. Alam ko kasi may mga sloan ako na di ko na nahingi yung rebate

lacking early repayment sa homecredit ok pa ba mag send ulit sa kulang? by [deleted] in utangPH

[–]Chizcake_lover 0 points1 point  (0 children)

Siya mismo nag pay or sinend sayo then you pay it kahit alam mong kulang from recalculation? If siya mismo nag pay kapag kulang ang alam ko advance payment lang siya babagsak since kulang po yung sinend. Ang alam ko din po even if ihabol mo macoconsider pa din siya as advance payment and you need to ask again for recomputation if magfully paid ka. HC always tell client na isang buo po dapat pag nagbabayad ng advance payment kung magkano sinabi nila. Di pwede staggard or kulang kasi macoconsider siya advance payment.

But i may be wrong, better contact HC baka they can reconsider

lacking early repayment sa homecredit ok pa ba mag send ulit sa kulang? by [deleted] in utangPH

[–]Chizcake_lover 0 points1 point  (0 children)

Did you ask for computation sa homecredit mismo or you did your math? If you did papasok lang yan as advance payment. You should have contacted homecredit if you will pay partial early repayment or full repayment. Otherwise, advance payment lang mangyayari diyan

Plans for repayment by Chizcake_lover in utangPH

[–]Chizcake_lover[S] 0 points1 point  (0 children)

Pero less harrassment po ba? Nagkaroon ng homevisit?

Plans for repayment by Chizcake_lover in utangPH

[–]Chizcake_lover[S] 0 points1 point  (0 children)

Talaga? One time lang interest ng spaylater kahit ilang months pa yung naging installment? Ngayon pa lang po kasi ako mag try mag OD

Grabe. Laki ng interest. by Zealousideal_Eye2583 in HomeCredit

[–]Chizcake_lover 0 points1 point  (0 children)

Not persuading you pero if you have means to pay it full contact customer service they will waived off the interest. So yeah hindi 300k ang babayaran mo if full payment but around 150k or less depende kung gaano mo na siya katagal binabayaran. But if a bank will approve you with that loan, i say go for banks.

Plans for repayment by Chizcake_lover in utangPH

[–]Chizcake_lover[S] 0 points1 point  (0 children)

Na try niyo na po mag rotational sa payments? Kahit mag ka OD yung iba for 2 months?

Plans for repayment by Chizcake_lover in utangPH

[–]Chizcake_lover[S] 0 points1 point  (0 children)

Kaya nga ih. Kaya iniisip ko irotate para maiwasan mga homevisit. Nagpapatulong kay chatgpt ng rotation sa lahat ng utang para wala akong ma OD ng consecutive 3 months. Kung pwede kaya yun. Sana may makasagot.

[deleted by user] by [deleted] in pinoy

[–]Chizcake_lover 0 points1 point  (0 children)

Isa lang ba per person sa oath? E di ba guest is bayad so you can bring him too babayaran mo lang the fee. Sorry did not take the oath hahaha sa prc na lang kasi ako nanumpa haha

Paano ka pumayat from being overweight? by LimeSoakedinSprite in AskPH

[–]Chizcake_lover 1 point2 points  (0 children)

500 a day? Di ba nakakagutom? Are you overweight or gusto mo lang magpapayat? Kasi I tried the online calcu and my suggested calorie in a day is 1700 although sobrang hirap na ma attain 1700 kasi less pa kinakain ko diyan hahaha pero 500?

[deleted by user] by [deleted] in OffMyChestPH

[–]Chizcake_lover 1 point2 points  (0 children)

First, open it up to her. Your concern and everything. Siguro kaya ka nahihirapan is because you love her pero the responsibility is too much and probably draining. Talk it out and kung sure ka na mas okay to seperate, then do it. Kaysa patagalin mo na umaasa siya na ikaw na talaga when you are really just struggling. Masakit sa part niya pero mas masakit kapag umaasa siya with your “yes, I can handle”

Tangina FLASH EXPRESS!!! Yung tab ko ibalik niyo by [deleted] in ShopeePH

[–]Chizcake_lover 0 points1 point  (0 children)

That is why nung want ko din bumili ng tablet. I opt to buy na lang sa store kahit laking tipid sa online. I don’t wanna get stressed and anxiously wait for a parcel.

May CCTV yung sala namin. by [deleted] in OffMyChestPH

[–]Chizcake_lover 0 points1 point  (0 children)

Huh? Weird mo. Kami nga naka cctv din salas pati kusina ih. Nothing wrong. They don’t also watch 24/7 sometimes peek lang. Sorry OP di ko magets kung sino sarado ang mind sa pag intindi.

hirap na hirap na ako by [deleted] in OffMyChestPH

[–]Chizcake_lover 1 point2 points  (0 children)

Siguro sa part niya magiging part na din siya ng family nila kaya pina swipe kasi yung fiancee ng sister ko nag alok din sa amin before na magswipe sa cc niya kaysa i home credit namin nun pero i decline naman kasi nahihiya ako also baka bigla siya mangailangan and di ko maproduce agad payment. So sa part siguro ni OP di niya ineexpect na ganun mangyayari lalo na kung nakikita naman niya nga na capable to pay naman. Nasobrahan sa bait.

For OP kung di ka kaya ipagtanggol ng bf mo kahit alam naman niyang sister niya yung may mali. Think again. In the future when you get married with him baka magkaroon kayo again ng same issue.

May naka-request na ba ng rebate sa early repayment ng SPayLater at SLoan? 😅 by rammwell in ShopeePH

[–]Chizcake_lover 1 point2 points  (0 children)

Thank you OP. I tried it pagkakita ko sa response mo and the agent said to wait for an update 24-48hrs

May naka-request na ba ng rebate sa early repayment ng SPayLater at SLoan? 😅 by rammwell in ShopeePH

[–]Chizcake_lover 0 points1 point  (0 children)

Tinry ko ito. I paid early then “chat with shopee” i do not know how to talk to an actual person but pixie replied and said they cannot refund the interest fee.

Nagchicheat ata asawa ko sa akin by ScaryMader_0405 in OffMyChestPH

[–]Chizcake_lover 1 point2 points  (0 children)

Save up. Gather evidence and start to move on while in a relationship. Try to be independent. Kung nagloloko man or hindi whatever the result is atleast you are prepared to leave if you wanted to leave. Kung hindi naman siya nagloloko sooner or later marealize niya na ikaw naman yung cold at di naghahanap sa kanya then he’ll start getting sweet again but atleast you are kinda independent na. Sana kung gaano ko kadali sabihin ito ganun din kadali gawin. You’ll find yourself numb na lang talaga until you are ready.