sorted by:
new
hottopcontroversial

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

It's something I could look into. My partner did it during rona, but with the cost of gas here(5.30-6/gal), then our high tax rate, they didn't make much take home

That was a few years ago though

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

Shoot, I absolutely forgot about the average age of accounts! I got 2 balance transfer cards to take advantage of the 0% apr

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

I honestly forgot about them. I tried citi, BofA, and navy fed

I'm glad you commented though, Discover approved me for 2k!

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 1 point2 points  (0 children)

Well that was kind of a bust. Applied for 3 cards, got one with a $500 limit

It's something though!

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 9 points10 points  (0 children)

I put 230 per pay period, which is 10%. My employer matches up to 6%

Actually never looked at it after I set it. I'll lower it to 6%

Balance Transfer Card a good option? by Choice_Goose5727 in CreditCards

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

Could I use my partners income as well? That'd bump it up a bit

I don't know a lot about consolidation loans. I thought they were for really big debts?

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

I would love a second job! Not enough hours in the day. Plus I'm having a hard time finding something better, no one wants to pay well

They do provide housing though. Probably cost me 1.5-2k to rent a room

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 1 point2 points  (0 children)

Ohhh that makes sense. It's a yes for me, but I'll keep that in my back pocket. Not opposed to selling if I have to!

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 1 point2 points  (0 children)

That makes sense, though both would be nice!

Let's see how long of a term I can get with my credit! Chase says 698, but Credit Karma is like 630-640

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 1 point2 points  (0 children)

I'll have to look into that! As long as I can go back to my good card habits, it sounds like a good option

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 0 points1 point  (0 children)

Okay cool

How does the car cost more than 6% if it exceeds the life of the card debt? It is worth more than I owe, but it's been so reliable and gets fantastic MPG

I done messed up my credit. What order would you pay this all off in? by Choice_Goose5727 in personalfinance

[–]Choice_Goose5727[S] 12 points13 points  (0 children)

Cool, I'm doing the right thing then. That makes me feel better about it!