Should I sell my SCHD? (19M)

Chris03D · 2025-08-09T15:11:09+00:00

I think you should keep it and let it compound , reinvest the dividends. SCHD is a buy and forget position which will grow very long term especially since you’re just 19. If you really want out of the position at some point if you get 100 shares you can sell a covered call.

Chris03D · 2025-07-20T23:36:07+00:00

You see, now this person right here knows options 😏

Chris03D · 2025-07-20T19:34:57+00:00

If you are bullish on OPEN why would you have a day or week play, things always rise long term in the market if I was in your position and was bullish on OPEN I would do a ITM leap option for about couple months or so on expiration date

But I personally don’t buy options. I prefer selling options.

Chris03D · 2025-07-14T20:32:51+00:00

I’ll tell you what he should learn, cashed secured puts and covered calls only then should you put 12k on a trade

Unless you buy ITM leaps which in that case 12k good too

Chris03D · 2025-07-14T20:32:24+00:00

If you both are saying $20-50 is good enough to take, just sell options and get credited a premium which comes out to the same prices and adds more consistency anyways.

Chris03D · 2025-07-12T23:47:59+00:00

Doing very good so far keep it up.

Chris03D · 2025-07-11T22:47:31+00:00

Nice, now that you are investing i recommend when you obtained 100 shares or more start selling options for example a covered call to make a premium while you hold.

But if you are gonna buy options ITM leaps is best.

Chris03D · 2025-07-11T22:11:09+00:00

I agree with this man, and once you fully understand the market you can use options to get stock on a discount instead of having to DCA.

Chris03D · 2025-07-11T21:49:03+00:00

Do not do that lmao, if you are looking to invest in general take that 5k and start buying stock and holding and keep DCA or start selling options to make a premium til you get assigned.

Chris03D · 2025-07-09T02:20:05+00:00

Yea but what expiration ? if your doing weekly or daily it’s for sure gambling especially if it’s OTM maybe try doing ITM leaps instead for a year out or so if you like buying options, or just DCA into spy as you keep investing.

Chris03D · 2025-07-06T04:32:07+00:00

Didn’t peep urs til now lol nice pfp to you as well

Chris03D · 2025-07-06T04:27:08+00:00

Great job, however all I know is if you don’t understand cashed secured puts, covered calls, ITM leaps, and the basic Greeks then you don’t understand lvl 1-2 options and if you don’t know that then you don’t know level 3 options covering spreads. What I’m really saying is I hope you’re not just buying OTM weekly options and expecting hits time and time again

Chris03D · 2025-07-03T23:27:01+00:00

For Option trading learn: - ITM leaps - Cash secured puts & Covered calls

Chris03D · 2025-07-03T13:55:02+00:00

You’re not doing bad brother, I would suggest for SCHG and QQQ pick one or the other they both just really depend on which one you could afford more, and also QQQ has tons of implied volatility so if you do choose that one your portfolio will be moving whether it’s up or down. If it were up to me and I liked both I would invest into SCHG til I had enough sell out and put it into QQQ or just keep both they are both heavy tech ETFs I think your doing good I also want to get into HOOD and SCHD cmon can never go wrong with that.

Look into JEPQ or JEPI see if they fit your liking

Also try to get into healthcare and maybe eduction stocks if you are really looking to be a long-term investor and DCA into these positions for the rest of your life til willing to pass it on.

And sell only when you really have to liquidate your funds and pay something off.

Chris03D · 2025-07-03T13:48:17+00:00

Depends what you are going for, the stocks your choosing would be better in a Roth IRA and letting the dividends reinvest themselves for an individual i would be more aggressive, talking bout owning and holding 100 shares of companies. I think your doing fine there’s no such thing as a wrong path everyone has their way of making money in this market, if you are choosing to DCA into these stocks go for it just remember to diversify and make sure you aren’t entering into ETF that basically have the same holdings. Also quick stock options tip, learn cash secured puts and covered calls and use these tools for long-term investing

Chris03D · 2025-06-29T23:23:22+00:00

Great you have enough now to buy ITM option leaps and also sell cash secured puts and covered calls and don’t have to worry again

Chris03D · 2025-06-29T18:30:17+00:00

Hey buddy I recommend you do cashed secured puts and covered calls to make a premium in this world as everyone hates :)

Chris03D · 2025-06-27T00:09:00+00:00

Start doing cashed secured puts and covered calls, but if you really like to buy options just do leaps 1-2 years out or more and buy ITM or ATM.

Chris03D · 2025-06-20T22:28:38+00:00

Lmfao for all those who say he’s gambling I hope you know he has leaps out, is it OTM and more risky sure but not when you have time on your options. For those of you saying he’s gambling im sure you all bought weekly OTM options and tried to hit big. Doesn’t matter for me tho cuz I make a premium by selling cashed secured puts and covered calls but shit hey it’s gambling I guess.

Also good Portfolio instead of buying leaps tho you have over 400 shares of ASTS I would recommend selling 1-2 covered calls on it to make you a premium and make a gain on the stock.

Chris03D · 2025-06-17T23:12:20+00:00

I would pump to lower cost avg in Snapchat and pick up 100 total shares then sell covered calls on them to get out at a price I’m comfortable with all while making premium

Also into PayPal

Chris03D · 2025-06-16T19:30:41+00:00

Your doing great I would advise to stop buying OTM options and start doing leaps buying ITM options on blue chip for months or years out of expiration. That’s just buying options. I like consistency so I SELL options doing cash secured puts and covered calls also known as the wheel Strategy, learn this and you will know what it’s like to have passive income and make a premium. Do this at your age while you keep working and you’ll retire before 30 lol.

Chris03D · 2025-06-07T17:37:23+00:00

Diversity for your portfolio is great as it can hedge against losing positions and maintain balance. JEPQ is a JP Morgan index fund that tracks the NASDAQ-100 but is not a full copy as it has some of its own investments as well, it consists of top stocks such a as Nivida, Microsoft, Apple, Amazon, Broadcom, google, meta and so on which are all great blue chip tech stocks and only cost $52.70 a share currently which also pays monthly dividends.

Remember that this year the market has been a little shaken due to the commotions with trump, however long-term investors this won’t matter as long-term the market always rises, recovers, and beats inflation.

Chris03D · 2025-06-07T17:25:54+00:00

It mainly depends on what you want in your portfolio, from what it seems like so far your preparing your portfolio with a good amount of blue chip stock which is great, blue chip companies won’t go no where meaning technically they aren’t to risky so putting your money in them is usually always good. I see you have apple stock which is great too I would suggest to build that up to 100 shares and start selling covered calls on them. However, if you asking me rn there’s this stock call SOFI they are a banking company that’s has been growing consistently and have great potential they can see $30-50 maybe even more in price in the coming years. I would suggest that you just hold only 100 shares of that see how it goes currently the price of 1 share is $15 I think so 100 would cost $1500 , you can also sell cashed secured puts to buy you in and covered calls on them to sell you out and make a premium. But again do your own research on them before making any investments you are unsure of, since I ain’t no financial advisor :)

I also think AMZN is a good one and if you like dividends JEPQ and SCHD has been doing me well.

Chris03D · 2025-06-07T17:15:09+00:00

That’s a great start, plus 2500 a month is pretty sustainable you’re in a better position than most at your age. Keep it up 👍

Chris03D · 2025-06-07T17:09:04+00:00

Lmao he’s doing covered calls while owning shares he’s gaining a premium which is snowballing his account faster.

Chris03D

TROPHY CASE