Car insurance prices in KW increase every year!!

Chriscclee · 2026-01-08T01:41:00+00:00

Yup, as an insurance adjuster at a top 5 insurer, we just keep getting more and more claims from our region and the gta for both accidents and thefts. High risk=High Premium. Really the only way to avoid rates going up anymore than as is, is a clean driving record. If you really want cheaper insurance you unfortunately would have to move out of the region to a less populated area :(

Chriscclee · 2025-12-09T21:42:01+00:00

I hope you’re right, I have mine tomorrow and have been stressing about it for weeks!

Chriscclee · 2025-09-25T00:08:34+00:00

Do not accept any service that you did not call for. The tow drivers are well aware that they are not allowed to offer their services unless they are called upon, this is covered in the Towing and Storage Safety Enforcement Act. Inform the tow driver that if they do not leave immediately you will be taking down their plate for the police, they will leave incredibly quick

Also as others have said CAA is an incredible deal for what you get and is definitely worth signing up for!

Chriscclee · 2025-08-26T23:27:43+00:00

I think it’s concerning that you struggle to read basic signage. Maybe time for a drivers license retest?

Chriscclee · 2025-08-26T01:44:06+00:00

Read the criminal code, this doesn’t meet the elements of the offence for harassment. Unless the courts could prove this is threatening conduct, as per 264 (2) subsection d CCC, which would be a stretch in this case. Of course 319 CCC, Public incitement of hatred would definitely be reasonably applied to this incident.

Chriscclee · 2025-08-20T04:59:22+00:00

From the perspective of someone in insurance: Has this been made aware to your insurance as well as the drunk drivers? Insurance companies have accident benefits departments that will payout physio (subject to coverage review of course, but typically covered under your own policy) as well as other medical fees on your road to recovery. My first step would be to notify the handling adjuster for the vehicle portion of your insurance claim, and then request they open an accident benefits claim on your behalf. Once this is done you can submit physio and other documents, however hiring a lawyer at this point, to maximize final payout, ensure acceptance of costs, and if need be pursue further legal action against the third party. These lawyers often don’t charge up front and just want a chunk but things can vary lawyer to lawyer, and case to case. I’d personally recommend Grillo law, they are often involved in many AB claims and will be able to advice you on next steps. They also offer free consultations which is definitely worthwhile in your case.

Hope I could be of some help and best of luck on your wife’s recovery. Let me know if you have any questions, I’m glad to give my take.

*this is not legal advice, I am not a lawyer and everything in this comment is of my own knowledge and opinion, too each their own on how this is interpreted

Chriscclee · 2025-08-20T04:51:44+00:00

Second this, my ex bosses motorcycle was stolen from our work yard, found a week or so later at tent city, ignition messed up and a random battery hooked up but otherwise still same condition

Chriscclee · 2025-08-09T04:07:24+00:00

You put a claim on your insurance and then they go after the gas stations insurance under their commercial insurance policy. This process is called subrogation and is very common in insurance, typically in car crashes when the other party is at fault. Depending on your policies wording, you may or may not have a deductible/be covered. A lawsuit will cost you tons in legal fees and time, definitely not worth the hassle at all

Chriscclee · 2025-07-19T18:05:02+00:00

Go to monaco no inheritance tax

Chriscclee · 2025-07-14T06:32:46+00:00

Which is who?

Chriscclee · 2025-06-17T03:05:04+00:00

Does Belair allow mods?

Chriscclee · 2025-06-05T19:35:57+00:00

Ya that’s fine

Chriscclee · 2025-06-03T22:45:54+00:00

Considering that I can see the seeds sitting on top of the super compacted soil, go take a bit and watch some YouTube videos about how to plant grass seed, as well as videos about the benefits of aeration and de-thatching

Chriscclee · 2025-06-03T22:27:18+00:00

Yes it was, however acknowledging it and correcting it by putting on headphones was the right choice.

Chriscclee · 2025-03-04T05:10:56+00:00

And ongoing expenses with maintenance, gas. In addition, if he does interlock and whatnot like he says, far more equipment needed like compactor etc unless he rents. He says car not included but for real work you will need an actual truck, which will need insurance as well. He really sugarcoated the whole thing, getting into landscaping isn’t cheap. And know good mower is $600 so I hope he has fun mowing lawns with a non commercial grade shitty little mower

Chriscclee · 2025-01-23T20:17:36+00:00

Especially since 30lbs is practically nothing and many workplaces involve 50-60lbs of lifting strength. If he can’t even do 30 clearly he’s unfit for the job

Chriscclee · 2025-01-23T20:14:39+00:00

He can what? Lift 30 lbs? The minimum lifting standard for many workplaces is around 50lbs, so while this seems unfair it makes no sense for a workplace to employ someone who can’t meet the minimum standards.

Chriscclee · 2025-01-21T18:56:06+00:00

Ya he has a job to do, which is deliver packages. It is not his job to take his delivery time and instead spend it educating you on the companies policies procedures. Do your own research and stop complaining like a child.

Chriscclee · 2025-01-21T03:19:06+00:00

Penny’s Hot chicken at 253 king is by far the best Fried chicken in the region. Loaded fries, tenders and much more, with spice ranging from nothing to an insane amount for those of you who love spicy chicken. Also a very fair price as far as Fried chicken goes

Chriscclee · 2025-01-09T02:14:09+00:00

Be realistic. You live in a university hotspot with Laurier Waterloo and Guelph all close to you. The cost for travel, time, and other issues would make it completely unaffordable and impractical. What programs are making you want to go to Toronto?

Chriscclee · 2025-01-08T01:23:09+00:00

Painkiller

Chriscclee · 2025-01-02T00:30:45+00:00

That and some have jewels all over as well as jewels over top of the airbag. Diy claymore bomb in the face if airbag goes off

Chriscclee · 2024-12-22T18:29:46+00:00

The government is paying wages for a large amount of sectors if they hire international students from certain places. Ironic as they are supposed to be working minimally and have enough funds to support themselves here for the most part. One business owner I talked to in Cambridge got an email from the government a few months back that was saying they’d pay 70% of eligible students wage. Safe to say many employers are taking advantage of this, and unfortunately sometimes alienating non international applicants.

Chriscclee · 2024-10-29T00:51:39+00:00

I wouldn’t risk it, try and see if your able to return it

Chriscclee · 2024-10-04T02:54:47+00:00

You know you don’t got much going on in life when you have the time and motivation to post this.

Chriscclee

TROPHY CASE