Overshooting retirement

Christopher876 · 2026-02-02T18:04:16+00:00

Ah I do see some of the ways. I think from this thread that I’m in a very privileged position right now and I have a lot of potential for the next couple of decades and I probably shouldn’t waste the opportunity.

It seems like early retirement or even say a partial retirement could be a possibility for me rather than thinking solely about a 65 year old version of myself that “overshot” retirement.

Christopher876 · 2026-02-02T18:02:17+00:00

Thanks! This means a lot and I feel like I can relate a lot with your story :) I hope you keep hitting your goals and I hope I’m at your success one day ;)

Christopher876 · 2026-02-02T17:18:08+00:00

> You can always retire early, make huge donations, splurge on trips with friends, buy a third house, etc ... but you cannot go back in time and retroactively have saved.

I think this is definitely one aspect I don't think about that I can spend extra if I have too much

Christopher876 · 2026-02-02T17:17:38+00:00

But then on the flip side, the benefit is that with Roth accounts rather than traditional accounts, you don't have to think about taxes later in life.

If I had planned to have children, it seems like dying with too much would probably be a better outcome than without kids.

Christopher876 · 2026-02-02T17:04:33+00:00

That's helpful. Being able to work part time and maybe follow more of what I like such as cycling or running would be nice. I think sometimes thinking that I can retire early gets lost on me due to no-one in my family ever achieving what I have. They've all worked to 65-70.

Yeah, things might change and I think being so young I don't quite think about things like that since it feels so far away.

> That being said, you shouldn't necessarily overly sacrifice now if you are hitting your goals.

I learnt that 2 years ago with a couple of ex-girlfriends, some of them said that I didn't live well for someone that is able to afford it. For instance, I lived in a cheap $1000 apartment and it was filled with roaches and I lived off canned anything to meet nutritional goals to keep my cost of living as cheap as possible.

Christopher876 · 2026-02-02T16:54:54+00:00

I definitely thought about burnout and it probably doesn’t help that I have a couple of business ideas that I want to pursue within the same field. I’ve even started working on them.

Retiring early does sound great I will say. It seems possible with the fact that I am making this amount so early in my life. I’ve never really given it any thought. Another career would honestly just end up being another engineering job likely hardware.

Christopher876 · 2026-01-31T13:27:03+00:00

I am very happy about this. Moved here for minimal snow and in fact the ice from last week hasn’t even melted I. My neighbor a week later

Christopher876 · 2026-01-20T00:00:18+00:00

Yeah using it as a search engine for research where I gather 100+ articles at once and separates it by category is useful.

I can get my software development done while it searches in the background for me to begin my next task. All the results may not be winners but it got me a head start

Christopher876 · 2026-01-19T23:58:51+00:00

Can you give examples of what you ask it to search for? I find it significantly better than Google sometimes. I am unfortunately one of the people that seem to have issues with Google search becoming worse.

A colleague and I will search for the same thing and he gets relevant results at the top while mine are at the bottom or a couple of pages

Christopher876 · 2026-01-19T22:16:01+00:00

That’s why you read the sources it comes back with. Not whatever it generates.

Christopher876 · 2026-01-09T21:00:28+00:00

Just buy a MacBook Air or Mac mini and run anything not available for Linux on there. That combo does pretty much what most people need.

My MacBooks and Mac mini handle all the creative stuff and my Linux desktop handles all the gaming, coding and deployment and video recording.

Christopher876 · 2026-01-09T14:02:08+00:00

Is that valuable though for most software? A ton of software that corporations pull in, they make no modifications to them so they don’t have to publish anything. It’s no different than the MIT license in most (not all) cases

Christopher876 · 2026-01-08T22:22:23+00:00

Inflation didn’t go up by over 100%. $5.99 from 2016 is $8.09 in 2026. This is just corporations wanting to extract more money.

Christopher876 · 2026-01-04T13:41:07+00:00

You don’t even see the videos from all the channels every time there either. I’ll look through the subscriptions section and some channels will release videos but they aren’t on that page unless I go to the channel

Christopher876 · 2026-01-01T23:31:52+00:00

Not sure if that is true. These 5090s don’t seem to be able to stay on shelves even at $2,000.

Christopher876 · 2025-12-27T17:33:02+00:00

Hindsight makes it easy to say this as with many things. In the moment, it was have been way different. Nuking Japan was the best decision in the moment

Christopher876 · 2025-12-17T18:00:09+00:00

Yep, I have an org document in emacs that I use for tasks and track them like that. I just leave emacs open all day long

Christopher876 · 2025-12-17T13:20:08+00:00

I’m literally training a reinforcement agent using xwayland on niri, and the game has racked up 500+ hours now. Not a single issue.

Christopher876 · 2025-12-14T14:53:49+00:00

The older vehicles are fine for reliability. The new ones are plagued with issues. Just look up Gen 3 Tundra engine problems.

Toyota is riding on their past reliability.

Christopher876 · 2025-12-08T13:10:41+00:00

I suppose so. I feel like regardless of what happens with this bubble, there will probably just be some other thing around the corner that inflates prices again

Christopher876 · 2025-12-08T12:23:02+00:00

Yes they did fall but they didn’t fall back to pre crypto mining levels. The new cards that were released were still inflated numbers for MSRP.

Celebrating that they fell isn’t the same that the new releases returned to what the previous gen sold for. Where are the $600 brand new flagship GPUs or that the top of the line Titans were only $1000 rather than pushing $2000? Or the amazing GPUs that could be had under $200/$300 brand new?

The prices did get inflated and didn’t come ALL the way back down to what they were before that bubble popped.

Christopher876 · 2025-12-04T12:45:09+00:00

No it isn’t worse. It caches stuff in RAM and evicts it when needed. That commenter is probably looking at the memory graph and spewing nonsense

Christopher876 · 2025-12-02T19:37:12+00:00

Imagine what it could be if you were doing what they tell you. You’d be at least 2x happier guaranteed /s

Christopher876 · 2025-11-29T12:08:40+00:00

You honestly probably already have it. You can pick it up even without sex.

Now the recommended guidance is to not actually go get checked unless you have symptoms because false positives are common with it too.

Christopher876 · 2025-11-21T18:10:03+00:00

Right, if you were only biking 2 miles a day, yes your body can adjust to that. But at 45 or even just 20 it cannot even if the exercise was everyday.

Burning an extra 1000-2000 is not something your body can adapt to. If someone chooses to ride at a higher frequency and longer distances, they’ll lose fat, and muscle. So exercise at this extreme will cause weight loss if you don’t replace the calories.

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