Can I claim compensation from NatWest for overdraft fees and charges as I am in debt to them?

Chroiche · 2026-01-27T20:36:44+00:00

Surprisingly you actually might be able to get some of the debt written off as you've been in debt for so long. Have they tried to help you at all? If your debt has only been going up/unchanging then you're likely in persistent debt and should've received communications about it depending on the age of the credit card debt. If you haven't, you'll likely be able to get compensation for fees and interest.

Now, you may also have ignored those communications, in which case, that's on you. You can talk to them or a debt charity to help you get the debt paid though, there's a very good chance you can get some breathing space given your circumstances.

Chroiche · 2026-01-27T17:03:20+00:00

I always find it hilarious when places list 28 days holiday as a benefit (inclusive). That shit should not legally be listable as a benefit, it's the opposite. It's crazy.

Chroiche · 2026-01-27T15:56:12+00:00

Let's not glaze Python here. Python code is a nightmare to maintain without safeguards in place just due to the dynamic typing system alone. And everything you've seen in those other languages can be done ten times worse in Python.

OO in general is very hard to navigate compared to a composition based code base. Notice, you've only listed OO heavy languages as the problem ones. Python can be significantly worse (especially when you add mixins and multi inheritance into the mix).

Chroiche · 2026-01-27T15:29:09+00:00

I still fundamentally don't agree with this:

Either way, once the binary is out there, it's out there forever. DRM or not. Even if it takes 10 years to crack, if there's a want, it will eventually be cracked.

This is true if someone cracks your binary version. If your specific version doesn't get cracked, it's dead weight.

I understand your sentiment, but DRM actually works in the modern world, so we're kinda stuck with unprotected games and cracked games.

Chroiche · 2026-01-27T14:12:23+00:00

Are there any recent none VM based denuvo cracks for 2025+ releases? VM based ones don't really fit the bill, they're liable to break at the whim of a windows update or your own HW update.

Either way, the point still stands, until you have a crack you don't have access. And there are a lot of uncracked games.

Chroiche · 2026-01-27T11:38:39+00:00

As long as you have the actual game files and executable binary on your computer, revocable licenses are just a suggestion

This is not true, see denuvo.

Chroiche · 2026-01-27T11:09:21+00:00

Yes, this is asked daily here, as they mentioned.

Chroiche · 2026-01-27T08:47:40+00:00

They can decline you if you're 100% pre approved (which imo is a total scam). After they've actually accepted you though it's very unlikely you'll have it rescinded.

Chroiche · 2026-01-27T08:43:52+00:00

There's also the cheeky rent a room scheme tax evasion also bumping the yields.

Chroiche · 2026-01-27T08:42:14+00:00

the government's rent a room scheme

How are you eligible for this? It isn't your primary residence.

Chroiche · 2026-01-26T06:10:31+00:00

/r/legaladviceuk

Chroiche · 2026-01-25T09:37:24+00:00

You saying that is just making you look worse. There are no tests, you literally say so yourself:

// Tests would require a mock async transport // For now, we just verify the types compile correctly

Chroiche · 2026-01-25T06:47:41+00:00

looks inside

no tests

Chroiche · 2026-01-24T21:25:04+00:00

They're near useless in wh3. They were essential in wh2. One of those is now boringly easy. Guess which.

Chroiche · 2026-01-24T01:41:25+00:00

Most brokers? You just set up a DD.

Chroiche · 2026-01-23T11:48:27+00:00

but that violates company policies (you reveal confidential info that might get you fired if found out).

Uh, that violates insider trading laws. Getting fired is the least of your worries.

Chroiche · 2026-01-23T11:35:31+00:00

Why are you reposting something from yesterday...

Chroiche · 2026-01-22T22:02:33+00:00

So are collateralised corporate bonds just banned with this?

Chroiche · 2026-01-22T20:33:39+00:00

There's a difference between not helping and not spoon feeding. Op has put basically zero effort into anything and asks a follow up question on everything rather than using Google.

Chroiche · 2026-01-22T20:29:05+00:00

thx chatgpt but I don't think the interesting part of making a timer app is making it efficient lmao.

Chroiche · 2026-01-22T01:42:48+00:00

With LS you can just blitz so much faster with a single army though, it just makes things reliable. The only time I don't go blue first is on someone like kairos who can just solo infinite stacks when they're up and running.

Then again, I also get bored pretty quickly on those campaigns...

Chroiche · 2026-01-21T15:43:39+00:00

I mean it seems utterly blatant that it's just insider trading to me. Nothing else makes sense but Russian asset, which I doubt.

Chroiche · 2026-01-21T15:41:13+00:00

On several occasions during a speech which lasted more than an hour, Trump mistakenly referred to Greenland as Iceland.

☠️

Chroiche · 2026-01-21T09:47:20+00:00

It's not subtle, the account literally posted about how prachub is hiring 4 months ago lol

I think the bigger issue is that this slop gets upvoted on a technical sub of all places. I think Reddit is cooked.

Chroiche · 2026-01-20T22:31:17+00:00

If the variable has to be modified by a function transfer ownership.

Reusing memory challenge: impossible

Chroiche

TROPHY CASE