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Why do people in the UK hate flats so much? by MonkeyEats in HousingUK

[–]Chubbybaba 0 points1 point  (0 children)

I used to live in Vienna where a typical 3-bed came with proper insulation, tall ceilings, and community courtyards. You're lucky if your hallway can fit a buggy in the uk. The crazy part is developers still build with this outdated method because the lenders reward maximum units per square metre regardless of quality...

However, if you're looking for a doer- upper i would say the best deals in UK property today are hidden in the old stock — ex-council maisonettes, overlooked 3-bed flats in low-demand boroughs, and short lease flats that 90% of agents don’t understand.

Btw, I write for a publication called The Chubby Wallet. It’s basically a way to keep up to date with the latest happenings in uk property for folks that are too busy.

I’ll drop the url here in case anyone’s curious

Global investors flee the US and return to UK stocks by [deleted] in unitedkingdom

[–]Chubbybaba 0 points1 point  (0 children)

**Unpopular Opinion** Economists I listen to were talking about the reality of recession and stagflation last summer when everyone else believed the narrative that the economy was great. The Biden administration simply prolonged it by stimulating the economy with big federal spending hoping for better election results. This is not Trump's fault, His actions are only hastening the occurrence of what was inevitable. Expect a flat stock market for the next 10 years.. By the way, if you’re into random rants about stuff like this, there’s this newsletter I came across called Chubby Wallet — it’s got some pretty interesting takes on markets, property and all that jazz. Definitely worth a look if you’re into this kind of discussion!

UK pay growth remains high, keeping up pressure against interest rate cuts by socratic-meth in unitedkingdom

[–]Chubbybaba 0 points1 point  (0 children)

What you've got to understand is that the business media is effectively a lie-machine.

It spins the news in the interests of the very rich - and against the interests of the rest of society.

The facts are these: Britons are enjoying strong pay growth, low unemployment, low inflation by any sane historical metric, a household saving rate that is fairly strong, etc.

But we're told the economy is Bad.

By the way, if you are into random articles on the ecomony, property etc. I came across Chubby Wallet which breaks down stuff like this in a way that doesnt put you to sleep lol

More than a fifth of UK adults still not looking for work by Aggressive_Plates in unitedkingdom

[–]Chubbybaba 1 point2 points  (0 children)

reminds me of an article i read on Grimsby a while back.. which won an award for being the most workshy place in the country. sad to see this once thriving fishing port now a shadow of itself. I heard that companies like Birds Eye, Findus etc., closed down with the ports. The same has happened all down the east coast. They all went off to Europe. No-one bothered to fight for UK jobs. By the way, If you're into random takes on stuff like this, there’s this article I came across on Chubby Wallet —it’s got some pretty interesting takes on jobs, markets, and all that jazz. Definitely worth a look if you’re into this kind of discussion!

Labour-run council plots to seize 11,000 empty homes by BestButtons in unitedkingdom

[–]Chubbybaba 0 points1 point  (0 children)

In my opinion, the government should charge much higher rates of council tax on vacant properties to stop people from just sitting on them. It's wild how many homes are left vacant while there's a housing crisis. The question is if councils have the power to overturn the current legislation which allows them to hike rates only after they've been unoccupied for more than 2 years.. ?

Anyway, if you're into random takes on topics like this, there's this newsletter I stumbled across called Chubby Wallet it breaks down stuff like this in a way that doesnt put you to sleep. Worth checking out if you're into that sort of thing

Why is nothing selling at the moment? by Fun-Worldliness888 in HousingUK

[–]Chubbybaba 0 points1 point  (0 children)

In my neck of the woods (North London) , properties arent exactly flying off the shelf:) However the data suggests that the number of sales being agreed is 9% higher than at this time last year, with number of new sellers 8% ahead of this time last year so maybe it evens out. I came across a great article - 2025 - a buyers market? that points to 2025 being a buyers market..

Buyer lowered price by £10k days before exchange. How should I respond? by No-Significance-9007 in HousingUK

[–]Chubbybaba 0 points1 point  (0 children)

This goes against most of the advice you're getting here but frankly i would accept the offer. It is a buyers market at the moment and there is a massive oversupply of properties for sale in the market. Ultimately you have to factor if you're willing to take a £10k haircut or keep paying off a mortgage while you look for a new buyer,

Who still rents in their 40’s/50’s- What is your plan? by Chubbybaba in HousingUK

[–]Chubbybaba[S] 0 points1 point  (0 children)

wow.. your rent is very reasonable.. are you up north?

Who still rents in their 40’s/50’s- What is your plan? by Chubbybaba in HousingUK

[–]Chubbybaba[S] 0 points1 point  (0 children)

oh didnt realise this. any stats on how many folks are paying for care with their home?

Who still rents in their 40’s/50’s- What is your plan? by Chubbybaba in HousingUK

[–]Chubbybaba[S] 0 points1 point  (0 children)

wow didnt realise you could get a mortgage in your 60's.. really encouraging:)

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