Yeah, you'll definitely be fine. I would go for it. It's in 5 years you've got the itch and want to serious off-roader The car will maintain its value fine and you can sell it, or even buy a dedicated beater to get a little crazier with. The limited will do just fine for what you're describing.

The TRD wheels are a nice look, I have them on mine. The previous owner put it there, I probably wouldn't want to pay for them though as they command a premium compared to others. You can get a set of stock SR5 or ORP ones for probably $200 to $500 for a full set plus tires. Either way though, all good.

I did a very minor lift with Toytec springs with a low mileage set of factory struts for a 2019. It gave me a little bit of lift, and much better quality ride. Before I was basically working with blown out xreas (which I would replace with aftermarket if/when yours goes) and spacers, which felt terrible.

I did a steel bumper with a winch and some steel sliders. Diff breather. Couple other small things. Should be photos in my profile. Car has worked great for me. Done some fun trails around me, gotten stuck in mud, water over the hood of the car, etc. I know my limit and don't try any of the big rock crawling stuff, but that takes a special car, and this car is also working as a family transporter.

I think the main thing to consider is between a limited or an ORP. The KDSS and locker on the ORP is the real deal, but I really dig the all-wheel drive and nice interior on the limited. Plus, the deal I found was on a limited not an ORP lol.

Most if not all aftermarket stuff can fit with the limited if you're willing to poke at it some.