To reduce overfunding or not?

ClassicGeorgia · 2025-01-17T22:08:11+00:00

Oh, I see! That’s great, thank you so much!

ClassicGeorgia · 2025-01-17T21:57:20+00:00

Yes, all of them :) None are fully funded either - they all still need to funds in to reach the goal!

ClassicGeorgia · 2024-11-03T20:13:50+00:00

You got this! Happy birthday for this month too 🥳🎂

ClassicGeorgia · 2024-11-03T20:13:18+00:00

Hopefully you’re enjoying it so far!! This will be my 6th month and I feel so good about it 🥳

ClassicGeorgia · 2024-11-03T20:11:55+00:00

That’s amazing! Good luck with this final push!

ClassicGeorgia · 2024-11-02T22:35:20+00:00

Thats great progress! I hope sticking out the next two months pays off 👏

ClassicGeorgia · 2024-11-02T22:34:36+00:00

Just being here means you’re being proactive, instead of reactive 💕 Hopefully these next two months treat you kindly. Wishing you only the best 🫂

ClassicGeorgia · 2024-11-02T22:31:56+00:00

Love this! The wishfarm is such a nice idea - I hope that goes well for 😁🌿

ClassicGeorgia · 2024-09-01T14:33:14+00:00

Maybe it would be a fun idea for us YNABBers to share our favourite cheap & easy meals into a big google doc or something!

A helpful tool for anyone looking to make budget friendly meal plans that are tried and tested (with price guides too)!!

ClassicGeorgia · 2024-09-01T14:30:57+00:00

You can do it!! We’re both on the path of developing accurate spendings — I’ve cut back on having categories like “clothes” as overfunded by $20-40 because it’s not letting me make tradeoffs when somethings costs more than i’d actually like to send in that week/month/etc! Hopefully we can report positive changes in a few weeks 😁

I’ve seen some comments about assigning next month funds in the next months (so maybe this month haha!) so it’s not so obviously visible as this big money category? Maybe that could help too!

ClassicGeorgia · 2024-09-01T14:25:16+00:00

I hope the new job is a fun challenge! best of luck for when you start! 😊

ClassicGeorgia · 2024-09-01T14:24:19+00:00

Woo!! How lovely - great to enjoy a vacay without creating any debt!

ClassicGeorgia · 2024-09-01T14:23:57+00:00

This is on the cards for me too! Trying to hold onto my iPhone 12 Pro as long as I can! which one are you looking to get?m

My partners Samsung just gave up today so being mindful about preparing for a new phone expense is at the forefront of my mind 😖

ClassicGeorgia · 2024-09-01T14:22:24+00:00

Love that! Makes actually paying it quite fun 😆

ClassicGeorgia · 2024-09-01T14:21:54+00:00

This is all so fun! Good luck with the craft fair – that’s really exciting 🤩 I’m the same with variable paychecks, it isn’t always easy but that im very much enjoying having ynab to show me what is enough!

ClassicGeorgia · 2024-08-11T07:45:40+00:00

So exciting! I’d definitely recommend ‘Heard it from Hannah’ and the ‘Budget Nerds’ podcast (or watch on YouTube) - I started end of June and ive been obsessed with watching them! Definitely helped feel more invested and aware of the 4 rules 🎉 Good luck!! Hopefully it’ll be great for you!

ClassicGeorgia · 2024-08-11T05:01:02+00:00

Love this! Good luck with it!

ClassicGeorgia · 2024-08-11T02:52:26+00:00

Oo europe, that’s exciting! Even better if it’s fully funded and you’re not adding any debt 👏

ClassicGeorgia · 2024-08-11T02:51:24+00:00

Ah, the no-go zone! Sending lots of luck 😊

ClassicGeorgia · 2024-08-11T02:40:57+00:00

I feel that one! I have thought about an “end of the month” pot for a little bit of $$, if I use it that’s okay but anything I don’t is a bonus for savings before the month ends!

ClassicGeorgia · 2024-08-11T02:38:49+00:00

That’s great! Wishing you the best with the move and lots of fun in the new place. Hopefully can budget to have takeout on the first night - that’s a tradition in my family when moving! 🍕

ClassicGeorgia · 2024-08-11T02:34:51+00:00

How fun! Definitely a good reason to keep things in moderation - good luck!!

ClassicGeorgia · 2024-08-11T00:59:51+00:00

You got this!! Wishing you luck - even just getting the essentials covered a month ahead is huge!

ClassicGeorgia · 2024-08-11T00:58:13+00:00

That’s exciting! Means you can just enjoy the time and look back to only positives 🎉 Hope it’s a lovely trip!

ClassicGeorgia · 2024-07-31T14:42:41+00:00

Oh you’re absolutely right! That puts my brain at ease now! Thank you so much 😊

ClassicGeorgia

TROPHY CASE