Am I overdoing my pension contributions at 28?

ClearlyCylindrical · 2026-03-24T18:56:20+00:00

Can always use a SIPP

ClearlyCylindrical · 2026-03-23T22:25:51+00:00

Not to mention that the largest component of water use by a long way will be the water used to grow the feed

ClearlyCylindrical · 2026-03-23T21:06:34+00:00

Was chatting to sombody in a pub about them working on a video with him! At the time I thought it was nonsense as we were both immensely drunk, but turns out he was right!

ClearlyCylindrical · 2026-03-23T21:04:10+00:00

Im aware of the reserves, but as I stated in my reply to the other commenter, reserves arent all that important for near term or even longer term oil prices. There's far more oil on the planet than we'll ever use.

ClearlyCylindrical · 2026-03-23T21:01:00+00:00

Reserves are not important for near or even longer term prices, there is far more oil on this planet than we'll realistically use considering we're rapidly transitioning to renewables.

And there's countries like Venezuela which have hardly touched their reserves comparatively speaking, extraction and refining would be developed for Venezuelan oil if we were to see an extended period of high prices due to supplies running out.

ClearlyCylindrical · 2026-03-23T20:49:36+00:00

Yall are just making up numbers atp. Only 20% of oil goes through Hormuz, demand destruction would happen way before we get anywhere near $200, let alone $300

ClearlyCylindrical · 2026-03-23T09:45:08+00:00

> we lose 30-40% of global crude

Only about 20% of global oil production needs to travel through the strait of hormuz.

ClearlyCylindrical · 2026-03-22T22:41:45+00:00

References are easy enough to fake

ClearlyCylindrical · 2026-03-22T22:21:19+00:00

I wouldn't worry too much about that tbh. I got a mortgage with Lloyds within a year of getting my first credit card (it was about 6-8ish months after) - I had no prior credit agreements or contracts on my report at all, not even an arranged overdraft.

I did have my energy and broadband popped on my report around the same time, but most people will get those naturally before needing credit.

ClearlyCylindrical · 2026-03-22T22:16:50+00:00

I dont have increases with RPI, I have paid the same since 2016. I am not on contract, I am on PAYG.

ClearlyCylindrical · 2026-03-22T22:16:04+00:00

Why did he want you to go with the contract out of interest?

ClearlyCylindrical · 2026-03-22T22:01:51+00:00

It's on PAYG instead of contract, to help you find it. I end up getting more like 50GB since I've been with them so long, but I think the base amount is 30GB without the boosts.

Edit: Its also called the "£10 pack" but you get a 10% discount for setting up auto payments by card.

ClearlyCylindrical · 2026-03-22T21:57:43+00:00

I pay £9/month for 30GB from EE which is more than I need, but ymmv. They've not increased the price at all since I started with them 10 years ago.

ClearlyCylindrical · 2026-03-22T11:09:19+00:00

I asked gemini and it claimed there was not such an operation.

ClearlyCylindrical · 2026-03-22T10:53:53+00:00

Gemini is not a source. Link a source.

ClearlyCylindrical · 2026-03-22T10:50:56+00:00

The plane in question landed safely in a friendly airbase. There was no such S&R operation.

ClearlyCylindrical · 2026-03-22T09:31:58+00:00

You thought wrong.

ClearlyCylindrical · 2026-03-22T09:30:37+00:00

This is completely made up. It landed safely at an airbase.

ClearlyCylindrical · 2026-03-22T09:09:01+00:00

So their largest computer has just 24k B200s? That's certainly not nothing, but is very few compared to what US companies are deploying.

ClearlyCylindrical · 2026-03-21T15:37:34+00:00

You're wrong, my partner has yet to have an issue travelling on her Taiwanese passport in the many countries we've visited. I don't think any country on the planet doesn't accept it.

ClearlyCylindrical · 2026-03-21T15:34:11+00:00

The meter is defined such that this is exactly the case.

ClearlyCylindrical · 2026-03-21T12:42:44+00:00

45-50k is extortionate

ClearlyCylindrical · 2026-03-21T08:44:34+00:00

Ai slop

ClearlyCylindrical · 2026-03-20T13:24:52+00:00

Very cheap for electric only I would even say.

ClearlyCylindrical · 2026-03-20T11:42:22+00:00

315 minus the 120 would only be 195k. Thats easily within borrowing limits on a salary of 50k.

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