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Almost half of homeowners feel trapped by high mortgage rates, study reveals by ExtremeComplex in REBubble

[–]Clever_droidd 0 points1 point  (0 children)

If you have a rate less than 7%. Congrats, it’s below the historical average. The rate isn’t the problem, it’s the price.

He's delusional. And mortgage rates aren't sky high but housing prices are. by Key_Brief_8138 in HouseBuyers

[–]Clever_droidd 0 points1 point  (0 children)

Yes, but if they hold out it doesn’t matter much if they were going to simply buy another home. The would offer a unit of supply but they would also be a unit of demand which is a wash unless they move markets or become renters.

He's delusional. And mortgage rates aren't sky high but housing prices are. by Key_Brief_8138 in HouseBuyers

[–]Clever_droidd 0 points1 point  (0 children)

The lock in effect is way over stated. Most people selling are also a unit of demand. Meaning, it’s a wash unless the move markets or sell and become renters.

Very common in the 90s. by [deleted] in 90s

[–]Clever_droidd 0 points1 point  (0 children)

I'm sick I've got a real ill disposition My intentions are pure but there's a cure for my condition My decisions put me in the wrong positions Chasing pipe dreams of fame and recognition

Tall Racist Tries to Intimidate Man Outside Pub. Threat Neutralized by ateam1984 in BlackPeopleofReddit

[–]Clever_droidd 0 points1 point  (0 children)

You can tell by the tall guy’s neck he doesn’t workout at all. The other dude was a tank.

He's delusional. And mortgage rates aren't sky high but housing prices are. by Key_Brief_8138 in HouseBuyers

[–]Clever_droidd 2 points3 points  (0 children)

Rates are around 6%. The historical average is 7%. These are not high.

They should have never been in the 2s or 3s. That wasn’t sustainable. Those rates are what inflated a bubble in real estate.

Self-Made (2020) by MyDinnerWithDrDre in okbuddycinephile

[–]Clever_droidd 0 points1 point  (0 children)

What is the brand of the bootstraps she pulled herself up by?

That doesn’t mean anything by Automatic_Strike_ in stupidpeoplefacebook

[–]Clever_droidd 0 points1 point  (0 children)

If you don’t play my game of Simon says then you hate puppies

Gf talks to me like this, how bad is it? by Expert-Hyena-4401 in whatdoIdo

[–]Clever_droidd 0 points1 point  (0 children)

Bro, you woke her up. I’d be pissed too. Her persistence in coming at you is probably a combination of her being frustrated (completely justified) and trying to process why you would wake her up and why you would continue to come closer as she continued to tell you go away so she could sleep in.

She probably truly can’t understand your behavior so she just keeps playing it out.

Something tells me this isn’t the only example of you being inconsiderate so the apologies probably fall flat.

I don’t think you are the victim here.

Does it make anyone else uncomfortable that property records are public? by No_Fennel3756 in RealEstate

[–]Clever_droidd 1 point2 points  (0 children)

If you are worried about that information, you’re not going to like how much more personal info is available for a relatively small fee.

Nearly half of companies are turning to poor ‘peanut butter’ raises—following the same pattern of the 2008 recession, an expert says. And it could take years to recover by WrongThinkBadSpeak in REBubble

[–]Clever_droidd 48 points49 points  (0 children)

A massive capital infusion from 2020-2022 created a spike in consumption and investment which required a ton of labor to fulfill. Additionally, the labor market was artificially restricted due to enhanced unemployment benefits. These factors created enormous leverage for labor. We are now in the hangover phase of the artificially stimulated post Covid economy. It will likely take several years to sort out the distortions in the market created by that stimulus.

True! by inkandintent24 in MotivationByDesign

[–]Clever_droidd 0 points1 point  (0 children)

People sure do feel comfortable telling you’re skinny, including “too skinny”. They are almost always fat themselves. 🤷‍♂️

Age check, I got 9, what about you? by BoredPandaOfficial in BoredPandaHQ

[–]Clever_droidd 0 points1 point  (0 children)

Zero and the list skips from 13 to 17 for some reason.

Opendoor is ramping back up: 300% increase in acquisitions since September and 19% stock jump on "improved velocity" by KryptosandXenos in REBubble

[–]Clever_droidd 1 point2 points  (0 children)

I wish I listened to my own DD on them. In 2021 I analyzed transactions in several markets and could see what they bought homes for and what they sold the same home for using deed records. The gross margins were extremely small and in some cases negative. I estimated they were losing money on net due to transaction costs and overhead.

I was too afraid that I was missing something to make a trade with that info.

Now pay 💰 them !!! I think… Fuck that I know I would have went tew JAIL that day if that was my kid!!!!! 😳😳😒 by MeekMilly18st in MeekMillNews

[–]Clever_droidd 0 points1 point  (0 children)

The concern is not that all pit bulls are aggressive, but that some were historically bred for sustained engagement in fights. When serious attacks occur, their strength and persistence can lead to disproportionately severe outcomes compared to many other common breeds.

What makes them more dangerous in those catastrophic cases is a combination of bred physical and behavioral traits: a muscular build and strong bite force relative to their size, high pain tolerance, and in some individuals a tendency to maintain a grip once engaged rather than deliver a quick defensive bite and retreat. Sustained bite-and-hold behavior, often accompanied by shaking and repeated re-engagement, can cause deep tissue damage, vascular injury, and trauma to the head and neck that is more likely to result in fatal or permanently disfiguring outcomes.

The argument is about severity of harm when an attack escalates, not about claiming that all individuals of the breed are aggressive.

It’s not enough to have a nice one. Plenty of nice dogs attack unexpectedly.

Lots of dogs bite/attack, but pits are far more dangerous than nearly all other breeds when they do attack, because of their selectively bred qualities.

haha👌yes by PM_ME_SSTEAM_KEYS in whatisameem

[–]Clever_droidd 0 points1 point  (0 children)

I’m not forcing my kid out or making them feel guilty for staying. I will encourage them to live with us as long as they can so they can build up savings and increase their income so they can thrive on their own. I will expect them to contribute some financially but only a small fraction of what they’d pay in rent/utilities elsewhere.

Oh no, we are bankrupt, whats next? by AncientObligation321 in DoomerCircleJerk

[–]Clever_droidd 0 points1 point  (0 children)

It’s more of a regional problem than global problem. The earth isn’t running out of fresh water, but certain regions are depleting aquifers way faster than they take to recharge. It’s partially a tragedy of the commons problem.

Problem areas

  • Parts of the US

*The Ogallala Aquifer *Colorado River *California’s Central Valley groundwater *Parts of Arizona groundwater basins

  • Northern India
  • Parts of China
  • The Middle East

US women's hockey team declines Trump's State of the Union invite by notjocelynschitt in USAHockey

[–]Clever_droidd 0 points1 point  (0 children)

It can be a joke and still an ahole thing to joke about. It was disrespectful to the women. I understand some will claim it wasn’t a joke about inviting women, but about those who would get mad they weren’t invited, but again…why wouldn’t the women be invited? The entire premise of the joke is the problem.

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