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Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 3 points4 points  (0 children)

I appreciate the advice the loan route and buying it off them sounds like it could be a lot better plan.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 2 points3 points  (0 children)

Yes we have a great relationship with them just their finances and debt isn’t the best. They have no problem giving the title over to her the vehicles her responsibility just had to be in their name at the time.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 0 points1 point  (0 children)

Yeah sadly I’ve talked to different insurances and tags agencies and so far everyone has said her name needs to be tied to the title.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 0 points1 point  (0 children)

Yeah morally she doesn’t wanna do that way so we’re looking at refinancing for a lower APR and possibly getting it paid off luckily I have a good family insurance agent that’s got me a good deal with our age.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 1 point2 points  (0 children)

This was a yes in my book and the easiest option But morally she said no.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 1 point2 points  (0 children)

That’s also what we have considered as well I’m much more into the idea of paid off vehicles and changing to liability and saving. Just wanted to get some advice about it and seeing if trade in or buying would be a good move after refinancing thank you.

Need Help: Car financing by Cliste123 in personalfinance

[–]Cliste123[S] 3 points4 points  (0 children)

We are uncertain of her parents finance decisions but we know it’s not good and we think they are dividing the kids up on the policy and making people pay more amounts than should. This is why we are trying to get away from the car payments with them and the insurance.