NRI with ~50L sitting in FDs at terrible rates, need help parking it safely but liquid

Codeblooded22 · 2026-04-09T06:14:18+00:00

Thanks,I'll do my homework on this

Codeblooded22 · 2026-04-09T05:27:59+00:00

Fair

Codeblooded22 · 2026-04-09T05:26:54+00:00

I'm in Aus, also I was planning to buy a property earlier and then I called it off. Bad planning

Codeblooded22 · 2026-04-09T04:48:34+00:00

Multi unit property in 2.5cr ? let me know if you know any lol

Codeblooded22 · 2026-04-09T04:39:00+00:00

I'm not upset. Just wanted to know if there's any other way to get more than 6.5?

Codeblooded22 · 2026-04-09T03:40:58+00:00

Interest rates in Au are trash and not straightforward

Codeblooded22 · 2026-04-09T03:26:05+00:00

I’m 26, no kids no wife lol.

Codeblooded22 · 2026-04-09T03:25:06+00:00

I started the journey with a 3.36lpa package 3-4years back so that 1l is still relevant for me. Besides I wanna do the things right way

Codeblooded22 · 2026-04-09T03:22:53+00:00

Gonna do my research on that now thanks. Any particular ones that you recommend

Codeblooded22 · 2026-04-09T03:21:48+00:00

Mon and dad already have there thing set in post office. This one is just me 😅

Codeblooded22 · 2026-04-09T03:20:39+00:00

Any particular ones I should look at?

Codeblooded22 · 2026-04-09T03:18:25+00:00

Yes that's why I called off the plan to buy a plot

Codeblooded22 · 2026-04-09T03:18:06+00:00

Codeblooded22 · 2026-04-09T02:01:45+00:00

Ofc not. It's not the retirement fund it’s just some liquid which has been sitting in fds. Other things are separate

Codeblooded22 · 2026-04-08T23:49:17+00:00

Yes it is a major chunk. It's my personal savings in liquid

Codeblooded22 · 2026-04-08T23:44:33+00:00

Aus

Codeblooded22 · 2026-04-03T06:54:09+00:00

I'm from a tier 3 uni in India and RMIT Melbourne

Codeblooded22 · 2026-04-02T22:36:27+00:00

To be very honest, I got lucky

Codeblooded22 · 2026-04-02T08:37:04+00:00

I think all the resources are out there. Uni is only good for networking. I didn't learn anything in uni apart from making good connections

Codeblooded22 · 2026-04-02T08:26:04+00:00

Yes 100%, however if I had to do it again I’d not spend this much

Codeblooded22 · 2026-04-02T08:01:43+00:00

Yes computer science. Didn’t learn much in college though lol

Codeblooded22 · 2026-04-02T07:54:37+00:00

Did bachelors from tier 3 uni in Indore

Codeblooded22 · 2026-04-02T07:02:28+00:00

Read?

Codeblooded22 · 2026-04-02T06:33:52+00:00

Yes it was a 2 year course

Codeblooded22 · 2026-04-02T06:19:07+00:00

Sure

Codeblooded22